Solera National Bancorp, Inc., Completes IPO and Raises Over $25.5 million

LAKEWOOD, Colo., Jan. 7 /PRNewswire-FirstCall/ -- Solera National Bancorp,
Inc. (OTC Bulletin Board: SLRK) announced today that it has completed the
second closing of its Initial Public Offering and raised in excess of
$25.5 million. Proceeds of the offering capitalized its banking subsidiary,
Solera National Bank, which is located at 319 S. Sheridan Boulevard in
Lakewood, CO. The bank commenced operations in September, 2007.
"We set out to raise a minimum of $20 million in capital to operate our
new bank and completed our initial closing on September 10, 2007 raising in
excess of $22 million," stated Paul M. Ferguson, President of Solera National
Bancorp, Inc. "During the past several months we have continued the capital
raising process and have raised an additional $2.9 million bringing our total
to more than $25.5 million. Solera National Bancorp's strong capital position
will allow the company to take advantage of changes in the banking and
financial markets in Colorado."
The company now has more than 750 shareholders, the majority of which are
from the Denver Metropolitan area. The large, local shareholder base is a key
element in continuing its client acquisition strategy.
Solera National Bank is focusing on loans to small- and medium-sized
businesses, professionals and consumers with a special emphasis in serving the
growing number of Hispanic-owned businesses and Hispanic consumers in
Colorado.
About Solera National Bank
Solera National Bank is a wholly owned subsidiary of Solera National
Bancorp, Inc., (OTC Bulletin Board: SLRK) and headquartered in Lakewood, CO.
Solera National Bank operates a full-service branch in Colorado's Jefferson
County. Solera National Bank offers traditional community banking services to
businesses and consumers in Lakewood, CO.
Statements in this news release that relate to future plans or projected
results of Solera National Bancorp, Inc. are "forward-looking statements"
within the meaning of Section 27A of the Securities Act of 1933, as amended by
the Private Securities Litigation Reform Act of 1995 (the "PSLRA"), and
Section 21E of the Securities Exchange Act of 1934, as amended by the PSLRA,
and all such statements fall under the "safe harbor" provisions of the PSLRA.
Our actual results may vary materially from those described in any
"forward-looking statement" due to, among other possible reasons, the
realization of any one or more of the risk factors described in our filings
with the Securities and Exchange Commission, all of which filings any reader
of this news release is encouraged to review. Readers of this news release
are cautioned not to put any undue reliance on forward-looking statements and
we assume no obligation to update the information contained in this news
release.
Contact: Paul Ferguson, (303) 209-8600 / pferguson@solerabank.com
SOURCE Solera National Bancorp, Inc.

Paul Ferguson of Solera National Bancorp, Inc., +1-303-209-8600,
pferguson@solerabank.com