Fitch Affirms 9 Classes from Homebanc Mortgage Trust 2005-2

NEW YORK--(Business Wire)--Fitch Ratings has affirmed the following classes of mortgage
pass-through certificates for Homebanc Mortgage Trust series 2005-2:

--Class A-1 affirmed at 'AAA';

--Class M-1 affirmed at 'AA+';

--Class M-2 affirmed at 'AA';

--Class M-3 affirmed at 'A+';

--Class M-4 affirmed at 'A';

--Class B-1 affirmed at 'A-';

--Class B-2 affirmed at 'BBB+';

--Class B-3 affirmed at 'BBB-';

--Class B-4 affirmed at 'BBB-'.

The collateral pool consists primarily of conventional, closed-end
second lien, adjustable rate, residential mortgage loans. The loans
are primarily concentrated in the states of Georgia, Florida, and
North Carolina. All certificates have the benefit of excess interest
and overcollateralization (OC).

The affirmations reflect a satisfactory relationship between
credit enhancement and future loss expectations, and affect
approximately $45.4 million in outstanding certificates. The OC amount
has remained at or near target since issuance.

As of the December 2007 distribution date, the transaction is 33
months seasoned and has a pool factor (current collateral balance as a
percentage of the initial) of 56%. The master servicer for the
transaction is Wells Fargo N.A., which is rated 'RMS1' by Fitch. All
the mortgage loans were either originated or acquired by Homebanc
Corporation.

For additional information on the transaction please visit the
Fitch Ratings web site at www.fitchratings.com.

Fitch's rating definitions and the terms of use of such ratings
are available on the agency's public site, www.fitchratings.com.
Published ratings, criteria and methodologies are available from this
site, at all times. Fitch's code of conduct, confidentiality,
conflicts of interest, affiliate firewall, compliance and other
relevant policies and procedures are also available from the 'Code of
Conduct' section of this site.

Fitch Ratings, New York
Vincent Barberio, +1-212-908-0779
Michele Patterson, +1-212-908-0779
Sandro Scenga, +1-212-908-0278 (Media Relations)

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