United Community Banks, Inc. Declares Quarterly Dividend

BLAIRSVILLE, GA, Jan 22 (MARKET WIRE) --
United Community Banks, Inc. (NASDAQ: UCBI), Georgia's third-largest
bank holding company, announced that its Board of Directors declared a
regular quarterly cash dividend of $.09 per common share. The dividend is
payable April 1, 2008, to shareholders of record at the close of business
March 14, 2008.

"This represents an annual cash dividend of $.36 per share, consistent
withthe level for 2007," said Jimmy Tallent, president and chief executive
officer. "It
represents a dividend payout ratio of 23% of basic operating earnings per share.

Dividends are an important part of our commitment to deliver value to our
shareholders and a reflection of our continued earnings and capital strength."

About United Community Banks, Inc.

Headquartered in Blairsville, United Community Banks is the third-largest
bank holding
company in Georgia. United Community Banks has assets of $8.2 billion and
operates 27 community banks with 111 banking offices located throughout north
Georgia, the Atlanta region, coastal Georgia, western North Carolina and east
Tennessee. The company specializes in providing personalized community banking
services to individuals and small to mid-size businesses. United Community
Banks also offers the convenience of 24-hour access through a network of
ATMs, telephone and on-line banking. United Community Banks common stock is
listed
on the Nasdaq Global Select Market under the symbol UCBI. Additional
information may be found at the company's web site at www.ucbi.com.

For more information:
Rex S. Schuette
Chief Financial Officer
(706) 781-2266
Email Contact

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