Fitch Affirms Global Execution Auto Receivables Securitization (GEARS) 2005-A

NEW YORK--(Business Wire)--
Fitch Ratings has affirmed all classes of Global Execution Auto
Receivables Securitization (GEARS) 2005-A as follows:

GEARS 2005-A

--Class A-P notes at 'AAA';

--Class A-2 notes at 'AAA';

--Class A-3 notes at 'AAA';

--Class B notes at 'AA';

--Class C notes at 'A';

--Class D-1 notes at 'BBB';

--Class D-2 notes at 'BBB';

--Class E-1 notes at 'BB';

--Class E-2 notes at 'BB'.

The securities are backed by a portfolio of retail installment
sale contracts secured by new and used automobiles, light-duty trucks,
and vans indirectly originated and currently serviced by Bank of
America, N.A.

The collateral continues to perform within Fitch's expectations,
and under the credit enhancement structure, the securities can
withstand stress scenarios consistent with the ratings and still make
full payments to investors in accordance with the terms of the
documents.

Fitch's rating definitions and the terms of use of such ratings
are available on the agency's public site, www.fitchratings.com.
Published ratings, criteria and methodologies are available from this
site, at all times. Fitch's code of conduct, confidentiality,
conflicts of interest, affiliate firewall, compliance and other
relevant policies and procedures are also available from the 'Code of
Conduct' section of this site.

Fitch Ratings, New York
David Petu, 212-908-0280
Joachim Over, 212-908-0830
or
Media Relations:
Sandro Scenga, 212-908-0278

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