Stone & Youngberg Community Bank Group Issues Bank Analysis Summary Report

Leading Community Bank Authority Issues Fourth Quarter 2007 Report
Covering More Than 70 West Coast Community Banks
SAN FRANCISCO--(Business Wire)--
Stone & Youngberg, a leading financial services firm offering a
comprehensive range of products and services, today announced that its
Community Bank Group has issued a Fourth Quarter 2007 Bank Analysis
Summary Report that provides a detailed financial overview of all
community banks for which the firm makes a market.

"We continue to see a challenging market environment in the
financial sector," said Michael Natzic, senior vice president of the
Community Bank Group. "The fourth quarter and the months ahead will
serve as a good test for bank management to see how they can maintain
and increase shareholder value during the changing economic
environment."

Community banks featured in the Fourth Quarter 2007 Bank Analysis
Summary Report include:

1st Century Bank, N.A. (FCNA)

1st Enterprise Bank (FENB)

1st Pacific Bancorp (FPBN)

1st Vietnamese American Bank (FVAB)

American Riviera Bank (ARBV)

Americas United Bank (AUNB)

Bank of Santa Clarita (BSCA)

Bay Commercial Bank (BCML)

BOFI Holding, Inc. (BOFI)

Bridge Capital Holdings (BBNK)

California Community Bank (CABK)

California Oaks State Bank (COSB)

California Republic Bank (CRPB)

California United Bank (CUNB)

Capital Corp. of the West (CCOW)

Center Financial Corp. (CLFC)

Central Valley Community Bancorp (CVCY)

Charter Oak Bank (CHOB)

Chino Commercial Bancorp (CCBC)

Commerce National Bank (CNBF)

CommerceWest Bank (CWBK)

Community Bancorp (CBON)

Community Bank of Santa Maria (CYSM)

Community Bank of the Bay (CBYAA)

Community Valley Bancorp (CVLL)

Coronado First Bank (CDFB)

CVB Financial Corp. (CVBF)

Desert Commercial Bank (DCBC)

East West Bancorp (EWBC)

Farmers & Merchants Bank (FMBL)

First Mountain Bancorp (FMBP)

First Northern Comm. Bancorp (FNRN)

FNB Bancorp (FNBG)

Founders Bancorp (FBCP)

Fresno First Bank (FSNF)

Golden State Business Bank (GSBB)

Greater Sacramento Bancorp (GSCB)

Hanmi Financial Corp. (HAFC)

Heritage Oaks Bancorp (HEOP)

ICB Financial (ICBN)

Manhattan Bancorp (MNHN)

MetroPacific Bank (MPBK)

Mission Bancorp (MSBC)

Mission Community Bancorp (MISS)

Mission Oaks Bancorp (MOKB)

Mission Valley Bancorp (MVLY)

Mother Lode Bank (MOLB)

Nara Bancorp (NARA)

North Valley Bancorp (NOVB)

Ojai Community Bank (OJCB)

Oak Valley Community Bank (OVYB)

Orange County Business Bank (OCBB)

Pacific Capital Bancorp (PCBC)

Pacific City Financial Corp. (PFCF)

Pacific Coast National Bank (PCST)

Pacific State Bancorp (PSBC)

Plumas Bancorp (PLBC)

Premier Commercial Bancorp (PCBP)

Premier Service Bank (PSBK)

Premier Valley Bank (PVLY)

Saehan Bancorp (SAEB)

Saigon National Bank (SAGN)

San Joaquin Bancorp (SJQU)

Security Bank of California (SBOC)

Sierra Bancorp (BSRR)

State Bank Corp. (SBAZ)

Temecula Valley Bancorp (TMCV)

Trico Bancshares (TCBK)

United Security Bancorp (UBFO)

Ventura County Business Bank (VCBB)

WestAmerica Bancorp (WABC)

Wilshire Bancorp (WIBC)

The Community Bank Group includes managing director Troy Norlander
and senior vice president Michael Natzic. As a leading authority on
community banks in western states Stone & Youngberg's Community Bank
Group represents more than 70 west coast community banks, servicing
more than 3,000 clients and trading in excess of $500 million dollars
in community bank stocks annually.

A copy of the Forth Quarter 2007 Bank Analysis Summary Report can
be obtained on our website at
http://www.syllc.com/DefaultContent.aspx?PageId=78 or by contacting
the Stone & Youngberg Community Bank Group at
communitybankgroup@syllc.com or 800-288-2811.

For more information on the Stone & Youngberg, visit www.syllc.com

About Stone & Youngberg: Stone & Youngberg Holdings LLC is a
financial services company providing a range of products and services
through three subsidiary businesses. Stone & Youngberg LLC, founded in
1931 and member FINRA/SIPC, specializes in the origination and sale of
fixed-income securities. The firm led or co-managed the sale of 214
municipal bond issues totaling $4.7 billion in 2007.(1) In addition to
bond underwriting and sales, Stone & Youngberg provides investment
services to individuals, institutions, and government agencies and
offers a wide variety of tax-exempt and taxable securities. S&Y Asset
Management LLC is Stone & Youngberg's wealth management company and
develops investment portfolios and products tailored to affluent
individuals. S&Y Capital Group LLC is a private real estate
investment, development, and consulting company.

Stone & Youngberg is headquartered in San Francisco with offices
in Los Angeles, San Diego, New York, Chicago, Phoenix, Richmond, VA,
Annapolis, MD, and Big Bear Lake, CA. Additional information is
available at www.syllc.com or by calling 800-447-8663.

(1) Source: Thomson Financial 2008.

Stone & Youngberg LLC
Steve Hall, 415-445-2656
shall@syllc.com
or
Pierce Communications Group LLC
Kimberley Pierce, 510-326-0058
kimberley@piercecommgroup.com

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