Humana Reiterates 2008 Earnings per Share Guidance and Establishes Date for Second...

Humana Reiterates 2008 Earnings per Share Guidance and Establishes Date for Second Quarter Earnings Release

-- Continued expectation for full year 2008 EPS of $4.10 to $4.35

-- Second quarter 2008 EPS projection remains at $1.15 to $1.20

-- 2Q08 earnings release scheduled for August 4, 2008
LOUISVILLE, Ky.--(Business Wire)--
Humana Inc. (NYSE: HUM) today reiterated its guidance for diluted
earnings per common share (EPS) for the year ending December 31, 2008
in the range of $4.10 to $4.35 with continued expectations for EPS in
the range of $1.15 to $1.20 for the quarter ending June 30, 2008
(2Q08).

"Our medical claim reserving methodology has consistently given
consideration to differences in provider claim receipt patterns among
our various product lines," said James H. Bloem, the company's senior
vice president, chief financial officer and treasurer. "Analysis of
medical claims payments and receipts through May 2008 indicate no
adverse prior period development for either full year 2007 or first
quarter 2008 medical claims estimates. Additionally, our medical cost
trend and medical expense ratio projections remain consistent with
those described in our first quarter 2008 earnings release issued on
April 28, 2008."

The company will release its detailed financial results for 2Q08
at 6:00 a.m. eastern on Monday, August 4, 2008, with a conference call
and virtual slide presentation at 9:00 a.m. eastern time that same
morning.

The live virtual presentation (audio with slides) may be accessed
via Humana's Investor Relations page at www.humana.com. The company
suggests web participants sign on approximately 15 minutes in advance
of the call. The company also suggests web participants visit the site
will in advance of the call to run a system test and to download any
free software needed to view the presentation.

All parties interested in the audio only portion of the conference
call are invited to dial 888-625-7430. No password is required. The
company suggests participants dial in approximately ten minutes in
advance of the call.

For those unable to participate in the live event, the virtual
presentation archive will be available in the Presentations section of
the Investor Relations page at www.humana.com, approximately two hours
following the live web cast. Telephone replays will be available for
approximately 48 hours beginning at 12:00 p.m. eastern time on August
4, 2008 and can be accessed by dialing 800-642-1687 and providing the
conference ID #25105037.

The company's second quarter 2008 earnings news release is
expected to include financial measures that are not in accordance with
Generally Accepted Accounting Principles (GAAP). A reconciliation of
non-GAAP financial measures to financial results under GAAP, as well
as management's reasons for including the non-GAAP financial measures,
will be included in the company's second quarter news release, a copy
of which will be available on the Investor Relations page of
www.humana.com on August 4, 2008.

Cautionary Statement

This news release contains statements and earnings guidance points
that are forward-looking. The forward-looking items herein are made
pursuant to the safe harbor provisions of the Private Securities
Litigation Reform Act of 1995. Forward-looking items may be
significantly impacted by certain risks and uncertainties described in
the following company documents, as filed with the Securities and
Exchange Commission:

-- Form 10-K for the year ended December 31, 2007;

-- Form 10-Q for the quarter ended March 31, 2008;

-- Form 8-Ks filed during 2008.

About Humana

Humana Inc., headquartered in Louisville, Kentucky, is one of the
nation's largest publicly traded health and supplemental benefits
companies, with approximately 11.4 million medical members. Humana is
a full-service benefits solutions company, offering a wide array of
health and supplemental benefit plans for employer groups, government
programs and individuals.

Over its 47-year history, Humana has consistently seized
opportunities to meet changing customer needs. Today, the company is a
leader in consumer engagement, providing guidance that leads to lower
costs and a better health plan experience throughout its diversified
customer portfolio.

More information regarding Humana is available to investors via
the Investor Relations page of the company's web site at
www.humana.com, including copies of:

-- Annual reports to stockholders;

-- Securities and Exchange Commission filings;

-- Most recent investor conference presentations;

-- Quarterly earnings news releases;

-- Replays of most recent earnings release conference calls;

-- Calendar of events (including upcoming earnings conference
call dates and times, as well as planned interaction with
research analysts and institutional investors);

-- Corporate Governance information.

Humana Inc.
Investor Relations:
Regina Nethery, 502-580-3644
Rnethery@humana.com
or
Corporate Communications:
Tom Noland, 502-580-3674
Tnoland@humana.com

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