Pennsylvania Insurance Department Releases 2nd Quarter Enforcement Action Results

Pennsylvania Insurance Department Releases 2nd Quarter Enforcement Action
Results

Department Concluded 35 Enforcement Actions, 17 Market Conduct Examinations

HARRISBURG, Pa. Aug. 11 /PRNewswire-USNewswire/ -- Insurance Commissioner Joel
Ario today announced the results of the department's 2nd quarter enforcement
actions for 2008 against entities and individuals who were found guilty of
violating insurance laws. The actions --- through penalties and restitution
--- total nearly $600,000.

"Insurance is a promise of protection and the Insurance Department's most
important function is to protect insurance consumers," Ario said. "We
continually monitor the insurance marketplace for unlawful behavior, and when
we find individuals or entities who are not following insurance laws, or who
are operating without an insurance license, we take action against them."

An enforcement action, by definition, is the result of an investigation or
examination that reveals a violation of Pennsylvania insurance law. Actions
can result in fines, restitution, cease and desist orders, license supervision
or a revocation/surrender of a license.

A comprehensive list of all enforcement actions and market conduct
examinations from 1998, as well as a glossary of commonly used enforcement
terminology, can be found at www.insurance.state.pa.us (keyword: enforcement).
Each entry is listed alphabetically and includes the findings of fact, the
violation(s) of insurance law that occurred and the order issued by the
department.

Consumers with questions about their insurance coverage or anyone who suspects
any wrongdoing on the part of their insurance company or agent should contact
any of the department's Bureau of Consumer Services' regional offices: (717)
787-2317, Harrisburg; (215) 560-2630, Philadelphia; or (412) 565-5020,
Pittsburgh.

EDITOR'S NOTE: The following is a list of enforcement actions concluded by
the Pennsylvania Insurance Department in the second quarter of 2008, by
county. In some cases, the parties referenced did not admit any liability.
Those interested in seeking additional information are encouraged to review
the actions in their entirety at www.insurance.state.pa.us, (keyword:
enforcement)

Allegheny
Terence Young -- Pittsburgh -- Prior felony conviction; indefinite license
supervision granted with approved § 1033 waiver application

Adams
Richard B. Hopwood, Hopwood Insurance Agency -- Gettysburg -- Failed to advise
client her home coverage was declined or return premium; license revocation,
$5,000 penalty and five-year future license supervision

Armstrong
Ronald W. George-- Leechburg -- Plead guilty in 2008 to 20 counts of felony
mail fraud; license revocation

Chester
Joseph H. Maertzig -- Norristown -- Prior felony conviction; § 1033 waiver;
indefinite supervision of producer license

Dauphin
Ramona B. Ferrer Bianchi -- Harrisburg -- Failure to report 2007 felony arrest
for Access Device Fraud; Revocation

Delaware
Lawrence Cowan -- Garnet Valley -- Failed to disclose two felony and two
misdemeanor convictions on six occasions and on initial producer application,
used Social Security Number of a deceased person; Revocation

Lancaster
Albert J. Karpinski -- Lancaster -- Prior felony conviction; § 1033 waiver;
Indefinite supervision of producer license

Lehigh
Paul J. Cmil -- Allentown -- Prior felony conviction; § 1033 waiver;
Indefinite supervision of producer license
Kimani McIntosh -- Allentown -- Failed to report misdemeanor convictions;
Five-year license supervision
Craig H. Reinhad and The IDPM Group Inc. -- Allentown -- Misappropriated
$15,000 premium payment and did not procure insurance, company made insured
whole; Revocation

Monroe
Thomas Mullins -- Stroudsburg -- 2007 misdemeanor conviction which he failed
to report to the department, Surrender of producer license

Northampton
David Lebowitz -- Bethlehem -- Criminal history; Appeal of denial of Producer
License; May reapply for license 11/4/2011, three-year future license
supervision

Philadelphia
Linda Chester, D&L Business Services and Worldwide Ins Systems Enterprises --
Philadelphia -- Failed to satisfy fiduciary duties to company; failed to
forward premium; failed to cancel coverage; Cease and desist, restitution to
AIG, $3,500 penalty, five-year license supervision
Thomas M. Cipriano -- Philadelphia -- Prior felony conviction, § 1033 waiver;
Indefinite supervision of producer license

York
Katherine Almeyda -- York -- Prior felony conviction, § 1033 waiver;
Indefinite supervision of producer license

Out of State
Albert M. Semptimphelter -- Florence, NJ -- Failed to report three misdemeanor
convictions; Five-year license supervision

Argonaut Insurance Company -- Chicago, IL -- Untimely submission of Workers'
Compensation Accident & Illness Prevention Report; Cease and desist

Argonaut-Midwest Insurance Company -- Chicago, IL -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; $5,000 penalty,
Cease and desist

AXIS Reinsurance Company -- Alpharetta, GA -- Untimely submission of Workers'
Compensation Accident & Illness Prevention Report; Cease and desist

Bristol-Burgess Agency -- Westfield, NY -- Failure to report a 2005 $2,000
fine by the New York Insurance Department; $1,000 penalty, three-year license
supervision

Clarendon National Insurance Company -- New York, NY -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; Cease and desist

Electric Insurance Company -- Beverly, MA -- Untimely submission of Workers'
Compensation Accident & Illness Prevention Report; Cease and desist

Esurance Insurance Company -- San Francisco, CA -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; Cease and desist,
$2,500 penalty

Imperial Casualty & Indemnity Company -- Frisco, TX -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; Cease and desist

Jacqueline M. Taylor -- Winter Park, FL -- Failed to report other state
actions, provided false information on license renewal application, failed to
respond to Order To Show Cause; License revocation, $7,600 penalty

Liberty Insurance Underwriters Inc. -- New York, NY -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; $5,000 penalty,
Cease and desist

Nhan Bao Vo -- Springfield, MO -- Failure to report 2007 felony drug
conviction; Revocation

Providence Property & Casualty Insurance Company -- Frisco, TX -- Untimely
submission of Workers' Compensation Accident & Illness Prevention Report;
Cease and desist

Randall N. Foreman -- Palestine, TX -- Operated unregistered fictitious entity
name; represented himself as a financial planner; Cease and desist, five-year
license supervision

SUA Insurance Company -- Chicago, IL -- Untimely submission of Workers'
Compensation Accident & Illness Prevention Report; $5,000 penalty

Thomas C. Dallmer -- Burlington, NJ -- Felony conviction, § 1033 waiver,
Failure to disclose 1981 misdemeanor conviction on 1033 application;
Indefinite supervision of producer license, $1,000 penalty

Titan Indemnity Company -- Cleveland, OH -- Untimely submission of Workers'
Compensation Accident & Illness Prevention Report; Cease and desist

Tower Insurance Company of New York -- New York, NY -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; Cease and desist

Tower National Insurance Company -- New York, NY -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; Cease and desist

Transportation Insurers Inc. -- Delphi, IN -- Issued 746 surplus lines
policies without licensing; failed to pay tax; $5,000 penalty, five-year
license supervision

Work First Casualty Company -- Wilmington, DE -- Untimely submission of
Workers' Compensation Accident & Illness Prevention Report; Cease and desist

CONTACT: Melissa Fox or Katy Gresh, both of the Pennsylvania Department of
Insurance, +1-717-787-3289

SOURCE Pennsylvania Department of Insurance

Melissa Fox or Katy Gresh, both of the Pennsylvania Department of Insurance,
+1-717-787-3289