Should the Government Invest in Real Estate Mortgage Debt? Glacier Concept's Leverage...

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Thu Sep 25, 2008 2:42pm EDT

Should the Government Invest in Real Estate Mortgage Debt? Glacier Concept's Leverage Personal Edition Software Makes the Decision Easier

PORTSMOUTH, N.H.--(Business Wire)--
Congress and the House are meeting to determine its role to aid
financial institutions in the current credit crisis. The decision
makers in Washington DC must find out the mortgage debt's worth.
Leverage Personal Edition free trial software by Glacier Concept
enables the user to go through financing scenarios to determine the
value, return, and profitability of the real estate investments and
mortgage debts. Anyone voting to make US Treasury capital decisions
must first understand how to optimize capital, cash flow, and return
rates. The technology enables users to negotiate with the lender and
to conclude if the property is worth the mortgage debt. The
forecasting software uses 3-D graphs and charts to make the investment
as easy as a video game. "The decision makers analyze the financial
risk of the debt. Next, the decision maker determines whether and when
they can become profitable by investing in the mortgage, based on what
the borrower can afford to pay", says Glacier Concept founder Larry
McKay. Glacier Concept's founders are alumni from M.I.T.
(Massachusetts Institute of Technology) and Brown University.

   Individual homeowners that use Leverage Personal Edition may
increase the available cash in the household, help prevent bank loan
foreclosure, and save thousands of dollars by negotiating a better
deal in loan costs, fees, and interest. "We took the real estate
investment experience of smart investors similar to Donald Bren and
Donald Trump and put it to software", says Larry McKay, the inventor.
The technology can help Nevada, California, Georgia, Florida,
Colorado, Ohio, and Michigan residents on foreclosure threshold.

   Free Trial Download available on GlacierConcept.com

   http://www.glacierconcept.com/download/leverage1yeardot.exe

   Using scenarios, homeowners can compare whether financing with
JPMorgan Chase, Wells Fargo, Bank of America, Fannie Mae, Freddie Mac,
or Countrywide Financial will save the homeowner the most money. Loan
to Value, Debt Service, property types, lease expiration, property
age, location, loan maturity, the number of loans, loan size, loan
terms, and credit rating are measures voters, Congress and the
Representatives should become familiar with when negotiating whether
to use mortgage backed securities as a bail out resolution. Leverage
for Real Estate Investment Software is free and can put the Treasury
in the right direction to make the correct decision on which debt to
purchase, at what price, while managing the tax payer capital.

   Visit http://www.glacierconcept.com

   Contact email: support@glacierconcept.com

   603-866-0237

   1500A Lafayette Road #259

   Portsmouth, NH 03801

Glacier Concept
Larry McKay, 603-866-0237
support@glacierconcept.com

Copyright Business Wire 2008
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