McDonald's(R) USA and Visa Inc. Launch America's Largest Employer-Based Financial Literacy Initiative

OAK BROOK, IL, Dec 04 (MARKET WIRE) --
In an effort to empower employees with free, comprehensive money
management tools, McDonald's (NYSE: MCD) and Visa Inc. have launched the
country's largest employer-based financial literacy program. The
"McDonald's Practical Money Skills" program is being made available to
more than 500,000 restaurant-level employees throughout the majority of
McDonald's 14,000 U.S. restaurants.

As part of this program, employees will receive a printed Wealth
Watchers(R) budgeting guide to track expenses and access to an
instructional video and web resource center at
www.practicalmoneyskills.com/mcdonalds with additional tools and
information. The materials, which are based on Visa's popular "Practical
Money Skills for Life" financial education program, are being made
available in both English and Spanish.

"Empowering Americans with the knowledge they need to make informed
financial decisions is crucial," said Bill Sheedy, President, North
America, Visa Inc. "A challenge of this size requires an equally large
response, which is why we are proud to be working with McDonald's on this
innovative financial literacy program for their employees."

"The McDonald's Practical Money Skills program is part of our ongoing
commitment to provide a wide-range of benefits to our employees," said
Steve Russell, Chief People Officer, McDonald's USA. "Providing
information and educating our employees about the importance of financial
responsibility has become increasingly important -- now more than ever."

During these challenging economic times, the state of financial literacy
in America has become increasingly important. A survey released earlier
this year by the JumpStart Coalition for Personal Financial Literacy
showed that a majority of high school seniors in American failed a test
on basic personal finance.

In addition to the tools available through its work with Visa, many
McDonald's restaurants offer a number of other benefits to employees,
such
as:

-- McDonald's Insurance Program: Provides employees the option to
participate in health, dental, prescription, life, vision, and short-term
disability plans, to assist them in paying for healthcare expenses.
-- McDonald's Gold Card: A discount program that helps employees save
money on everyday purchases at multiple retailers nationwide.
-- McResource Line: An Employee Assistance Program that provides help on
work-life issues such as child care, transportation, and housing. It also
provides assistance in financial areas including credit counseling, debt
consolidation, financial planning and bill payments.
-- McDirect Shares(R), McSave(R), Credit Union and 401k Plans: Allow
employees to invest and save money for their future.

Since 1996, Visa's free "Practical Money Skills for Life" and "What's
My Score" financial literacy programs have helped millions of Americans
master the fundamentals of budgeting, saving and the wise use of credit.
More than 20 state governments have officially distributed Visa's
personal finance educational programs to every public high school in
those states, at no cost to the taxpayers. As part of this ongoing
commitment to financial literacy, Visa has pledged to reach an additional
10 million people worldwide by 2013 with personal finance education.

About McDonald's

McDonald's USA, LLC is the leading foodservice provider in the United
States serving a variety of wholesome foods made from quality ingredients
to millions of customers every day. More than 80 percent of McDonald's
13,700 U.S. restaurants are independently owned and operated by local
franchisees. For more information about McDonald's visit
www.mcdonalds.com.

About Visa, Inc.

Visa Inc. operates the world's largest retail electronic payments network
providing processing services and payment product platforms. This includes
consumer credit, debit, prepaid and commercial payments, which are offered
under the Visa, Visa Electron, Interlink and PLUS brands. Visa enjoys
unsurpassed acceptance around the world, and Visa/PLUS is one of the
world's largest global ATM networks, offering cash access in local
currency in more than 170 countries. For more information, visit
www.corporate.visa.com.

Copyright2008 McDonald's

CONTACT:
Danya Proud
McDonald's USA
630-623-5063
Email Contact

Angela Waugaman
CRC PR for Visa Inc.
703-683-5004 x133
Email Contact

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