N.Y. Money Closing - JANUARY 12, 2009

TREASURY BILLS 030 days 0.040-005 090 days 0.065-055 180 days 0.275-270 PRIMARY CERTIFICATES OF DEPOSIT 30-59 days 0.23 60-89 days 0.25 90-119 days 0.71 120-149 days 0.44 150-179 days 0.44 180-269 days 0.83 270-359 days 0.83 360-390 days 1.28 COMMERCIAL PAPER THROUGH DEALER 30-59 days 0.23 60-89 days 0.73 90-179 days 0.88 COMMERCIAL PAPER PLACED DIRECTLY 30-59 days 0.22+ 60-89 days 0.45 90-119 days 0.63 120-179 days 0.50+ 180-239 days 0.85 240-269 days 1.00+ BANKERS ACCEPTANCES (TOP NAME DEALERS BIDS) 30-59 days 0.25 60-89 days 0.74 90-119 days 1.03 120-149 days 1.17 150-179 days 1.26 180-209 days 1.35 BANKERS ACCEPTANCES (BANKS BIDS/ASK) 30-59 days 0.29/0.19 60-89 days 0.78/0.68 90-119 days 1.07/0.97 120-149 days 1.21/1.11 150-179 days 1.30/1.20 180-209 days 1.39/1.29 FEDERAL FUNDS AT 1645:OPEN 0.0700 HIGH 0.37500 LOW 0.03125 CLOSE 0.0700 PRIME RATE 3.25 - eff 12/08 BROKER LOAN RATE 3.25