Michigan Heritage Bancorp, Inc. Capital Update

FARMINGTON HILLS, Mich., April 20 /PRNewswire-FirstCall/ -- Michigan Heritage
Bancorp, Inc. (OTC Bulletin Board: MHBC), the holding company for Michigan
Heritage Bank (the "Bank"), announced today that the Private Investor has
informed the Bank that its investment in the Bank, which was the subject of a
press release issued on April 15th, now will not be made. The Bank has been in
discussions with other potential investors and will continue its efforts to
raise capital. The Bank has communicated these developments and its ongoing
capital raising efforts to its regulators.

The Bank is headquartered in Farmington Hills, MI and has two additional
offices in Novi and Wixom with deposits at year end 2008 totaling $160
million. As of this date virtually all customer deposits are FDIC insured.

Michigan Heritage Bank is a state chartered, full-service commercial bank and
wholly owned subsidiary of Michigan Heritage Bancorp, Inc. A member of both
the Federal Reserve System and the Federal Home Loan Bank, deposits are FDIC
insured. Michigan Heritage Bancorp stock trades on the over-the-counter (OTC)
market and quotations are reported on the OTC Bulletin Board under the symbol
"MHBC".

Safe Harbor Statement. This press release contains "forward looking
statements" within the meaning of the federal securities law regarding
proposed developments and operations of the Company. These statements
represent the Company's expectations of beliefs concerning future events.
Statements containing expressions such as "believes", "anticipates" or
"expects" are intended to identify such forward-looking statements. All
forward-looking statements involve risks and uncertainties. Although the
Company believes its expectations are based upon reasonable assumptions with
the bounds of its knowledge of its business and operations, there can be no
assurance with the bounds of its knowledge of its business and operations that
actual results will not materially differ from expected results. The Company
cautions that these and similar statements are further qualified by important
factors that could cause actual results to differ materially from those in the
forward-looking statements, including regional and national economic
conditions, substantial changes in levels of market interest rates, credit and
other risks of lending and investment activities and competitive and
regulatory factors. The Company does not undertake and specifically disclaims
any obligation to update any forward-looking statements, to reflect
occurrences or unanticipated events of circumstances after the date of such
statements.

SOURCE Michigan Heritage Bancorp

Perry Driggs, Chairman, +1-248-538-2582, or Vincent Borowski, Executive Vice
President, +1-248-538-2550, both of Michigan Heritage Bank; or Mike Marcotte,
+1-248-656-3873, of Marcotte Financial Relations