Alice Frazier Joins Cardinal as Executive Vice President

TYSONS CORNER, Va.--(Business Wire)--
Cardinal Bank (NASDAQ: CFNL) announced today that Alice P. Frazier, formerly
Loudoun County area executive for BB&T Corporation, has joined the company as
executive vice president.

Ms. Frazier`s broad commercial banking experience and strong leadership skills
and knowledge of the local Washington metropolitan market make her the perfect
candidate for Cardinal`s executive team. She previously served as chief
financial officer for Middleburg Financial Corp. from 1993 - 2004, then as chief
operating officer until 2007. In May 2007, Frazier joined BB&T as senior vice
president and Loudoun County area executive.

"Alice is a well rounded bank executive with a superior reputation in Virginia
banking. Her experience complements our executive team as we are poised to move
forward in our next phase of growth and expansion," said Bernard Clineburg,
Chairman and CEO of Cardinal Bank.

Ms. Frazier will oversee a team of seasoned executive officers including the
chief financial officer and chief operating officer.

Frazier currently serves as Vice President, Finance/Treasurer for the Loudoun
County Chamber of Commerce, commissioner for the Loudoun County Economic
Development Commission as well as a board member for several non-profits
including Loudoun Cares, Loudoun Education Foundation and Loudoun School
Business Partnership Council.

About Cardinal Financial Corporation: Cardinal Financial Corporation, a
financial holding company headquartered in Tysons Corner, Virginia with assets
of $1.8 billion at March 31, 2008, serves the Washington Metropolitan region
through its wholly-owned subsidiary, Cardinal Bank, with 25 conveniently located
banking offices. Cardinal also operates George Mason Mortgage, LLC; Cardinal
First Mortgage, LLC; Cardinal Trust and Investment Services; and Wilson/Bennett
Capital Management, Inc. The Company's stock is traded on NASDAQ (CFNL). For
additional information, please visit our Web site at www.cardinalbank.com or
call 703.584.3400.

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Cardinal Bank
Bernard H. Clineburg, Chairman & CEO
703-584-3400

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