RPT-FACTBOX-U.S. banks and the stress test

NEW YORK, May 1 (Reuters) - Analysts have been working to
figure out which banks could be pressed to boost capital levels
under U.S. regulators' stress tests.

Results of the stress test are expected to be released to
banks on Tuesday and publicly on Thursday. [ID:nN01312288]

Citigroup Inc (C.N) is talking to regulators about whether
it needs more capital, according to people familiar with the
matter. The Wall Street Journal has reported that Bank of
America Corp (BAC.N) is also talking to regulators about its
capital levels and could have to raise billions of dollars.
Analysts at Oppenheimer & Co estimated on April 22 that Regions
Financial Corp (RF.N) may need more capital.

Fox-Pitt Kelton analysts said on Friday that SunTrust Banks
Inc (STI.N) and PNC Financial Services Group Inc (PNC.N) may
need more capital under stress scenarios. To the extent any
banks need more capital, the government is likely to inject it
with securities that can convert into common stock, allowing
the government to dilute shareholders only when necessary, the
analysts said.

The following is a list of banks seen as most likely to be
undergoing a government stress test.

Information is as of March 31, unless otherwise noted.

BANK OF AMERICA CORP (BAC.N)
Assets: $2.32 trillion
Shareholders' equity: $239.5 billion
Nonperforming assets: $30.41 billion
Reserves: $29.05 billion
Tier 1 capital ratio: 10.1 percent
Year to date share performance: down 38.2 pct

JPMORGAN CHASE & CO (JPM.N)
Assets: $2.08 trillion
Shareholders' equity: $170.2 billion
Nonperforming assets: $14.65 billion
Reserves $28.02 billion
Tier 1 capital ratio 11.3 percent
Year to date share performance: up 3.0 pct

CITIGROUP INC (C.N)
Assets: $1.82 trillion
Shareholders' equity: $143.9 billion
Nonperforming assets: $27.4 billion
Reserves: $32.65 billion
Tier 1 capital ratio: 11.8 percent
Year to date share performance: down 55.7 pct

WELLS FARGO & CO (WFC.N)
Assets: $1.29 trillion
Shareholders' equity: $100.3 billion
Nonperforming assets: $12.6 billion
Reserves: $22.85 billion
Tier 1 capital ratio: 8.3 percent
Year to date share performance: down 33.5 pct

GOLDMAN SACHS (GS.N)
(information as of March 27)
Assets: $925 billion
Shareholders' equity: $63.55 billion
Nonperforming assets: N/A
Reserves: N/A
Tier 1 capital ratio: 13.7 percent
Year to date share performance: up 50.6 pct

MORGAN STANLEY (MS.N)
Assets: $1.13 trillion
Shareholders' equity: $33.98 billion
Nonperforming assets: N/A
Reserves: N/A
Tier 1 capital ratio: N/A
Year to date share performance: up 60.97 pct

METLIFE INC (MET.N)
Assets: $491.41 billion
Shareholders' equity: $23.11 billion
Nonperforming assets: N/A
Reserves: N/A
Tier 1 capital ratio: N/A
Year to date share performance: down 21.3 pct

PNC FINANCIAL SERVICES GROUP INC (PNC.N)
Assets: $286.4 billion
Shareholders' equity: $26.5 billion
Nonperforming assets: $3.5 billion
Reserves: $4.3 billion
Tier 1 capital ratio: 10.2 percent
Year to date share performance: down 22.8 pct

U.S. BANCORP (USB.N)
Assets: $264 billion
Shareholders' equity: $27.2 billion
Nonperforming assets: $3.4 billion
Reserves: $4.1 billion
Tier 1 capital ratio: 10.9 percent
Year to date share performance: down 28.2 pct

BANK OF NEW YORK MELLON CORP (BK.N)
Assets: $203.4 billion
Shareholders equity: $28.24 billion
Nonperforming assets: $421 million
Reserves: $559 million
Year to date share performance: down 8.6 percent

GMAC LLC
(information as of December 31)
Assets: $189.5 billion
Shareholders' equity $21.9 billion
Nonperforming assets $7.9 billion
Reserves $3.4 billion
Year to date share performance N/A

SunTrust Banks Inc (STI.N)
Assets: $179.1 billion
Shareholders' equity: $21.6 billion
Nonperforming assets: $5.2 billion
Reserves: $2.735 billion
Tier 1 capital ratio: 11.0 percent
Year to date share performance: down 53.2 pct

CAPITAL ONE FINANCIAL CORP (COF.N)
Assets: $177.36 bln
Shareholders' equity: $26.74 bln
Nonperforming assets: $848.45 mln
Reserves: $4.65 bln
Tier 1 capital ratio: 11.4 percent
Year to date share performance: down 45.6 pct

BB&T CORP (BBT.N)
Assets: $143.4 billion
Shareholders' equity: $16.18 billion
Nonperforming assets: $2.75 billion
Reserves: $1.87 billion
Tier 1 capital ratio: 12.1 percent
Year to date share performance: down 17.0 pct

STATE STREET CORP (STT.N)
Assets: $142.1 billion
Shareholders' equity: $13.9 billion
Nonperforming assets: N/A
Reserves: $94 million
Tier 1 capital ratio: 19.1 percent
Year to date share performance: down 12.7 pct

REGIONS FINANCIAL CORP (RF.N)
Assets: $141.98 bln
Shareholders' equity: $16.82 bln
Nonperforming assets: $2.33 bln
Reserves: $1.94 bln
Tier 1 capital ratio: 10.37 pct
Year to date share performance: down 44.8 pct

AMERICAN EXPRESS CO (AXP.N)
Assets: $121.2 bln
Shareholders' equity: $15.8 bln
Nonperforming assets: N/A
Reserves: N/A
Tier 1 capital ratio: 10 percent
Year to date share performance: up 30.9 pct

FIFTH THIRD BANCORP (FITB.O)
Assets: $118.68 billion
Shareholders' equity: $12.1 billion
Nonperforming assets: $2.65 billion
Reserves: $3.3 billion
Tier 1 capital ratio: 10.9 pct
Year to date share performance: down 53.4 pct

KEYCORP (KEY.N)
Assets: $97.8 billion
Shareholders' equity: $10.35 billion
Nonperforming assets: $2 billion
Reserves: $2.2 billion
Tier 1 Capital Ratio: 11.16 pct
Year to date share performance: down 30.98 pct
(Reporting by Jonathan Stempel, Jonathan Spicer, Juan
Lagorio, Elinor Comlay, Lilla Zuill and Dan Wilchins; Editing
by Andre Grenon)