QwickRate Grows Credit Union Subscriber Base by 20%

Credit Unions Seeking High Yield, Non-Brokered CD Investments Contribute to 200%
Leap in Company`s Online Marketplace Activity

ATLANTA--(Business Wire)--
QwickRate® announced today that the country`s credit unions are increasingly
turning to its premier, online marketplace for non-brokered funding and
investing to secure the best nationwide rates for certificate of deposit (CD)
investments. The Company also reported that this subscriber base, which has
expanded by 20% in the last 12 months, has played a key role in boosting
marketplace transaction volume by an explosive 200% in the same time period.

In this turbulent economy and amid corporate credit union failures, making money
on investments is more difficult than it has been in decades. The credit unions
that have relied on brokers in the past are finding that the pool of banks in
which to place funds is diminishing, as many banks are no longer able to accept
brokered funds. As a result, more and more credit unions are moving to invest
direct through QwickRate in order to earn the greatest yields for their members.

The QwickRate marketplace is a direct forum for hundreds of credit unions to
quickly connect with pre-screened banks from all over the country and identify
investment opportunities-without incurring third party, rate stripping or broker
fees. Subscribers have been able to increase their returns on each CD investment
by as much as 30 to 90 basis points.

QwickRate has played such an integral role in helping credit unions grow and
manage their portfolios that 94% of its credit union members renewed their
subscriptions in 2008.

"Not only are we getting exceptional returns on our investments through the
QwickRate marketplace, we are saving time and money and are maintaining much
greater control over the investment process," said Karen Gilliam-Brown, vice
president and chief financial officer, USA One National Credit Union.
"Furthermore, we are benefitting from a truly collaborative relationship with
the Company. QwickRate`s training and service from day one has been
outstanding-its support team is highly responsive, very knowledgeable and always
ready to help us leverage the marketplace and its tools to our members` greatest
advantage."

In addition to securing the best rates for their investments, credit unions are
employing the Company`s QwickTools to eliminate paperwork and automate as much
of the investment process as possible including offer, acceptance, rollover and
investment portfolio tracking as well as month-end accruals.

"We are privileged to be, for hundreds of credit unions, a trustworthy, sound
foundation of their investment strategies. The jump we`ve witnessed in
transaction volume over the past 12 months certainly demonstrates their
heightened need for a cost-effective source for investing," said Shawn O`Brien,
president, QwickRate. "This, combined with the significant growth of our
subscriber base, underscores our unique ability to deliver value far beyond a
traditional direct deposit CD listing service. We bring to the table decades of
expertise, the robust capabilities of our QwickTools and an unwavering
commitment to service."

About QwickRate

QwickRate is the premier marketplace for non-brokered funding and investing.
With approximately 2,500 members, QwickRate offers community financial
institutions a cost-effective way to gain access to a nationwide CD market. The
marketplace includes QwickTools, a comprehensive set of online tools that speed
the funding and investing process and help banks and credit unions get the best
rates for their institutions, while more efficiently managing their portfolios.
QwickRate is known for its exceptional customer service which includes unlimited
support and valuable regulatory guidance. For more information, visit
www.qwickrate.com.

QwickRate
Pam Sarubbi, 678-797-4066
pam.sarubbi@qwickrate.com
or
Media Contact:
Critical3 Marketing
Tracey Frederickson, 603-880-7413
ttfrederickson@comcast.net

Copyright Business Wire 2009