Digital Matrix Systems, Inc. to Offer FICO Expansion Score on Three DMS Delivery Platforms

ADDISON, Texas and MINNEAPOLIS--(Business Wire)--
Digital Matrix Systems, Inc. and FICO (NYSE:FIC) today announced that DMS will
distribute FICO® Expansion® Score to financial institutions and clients in other
industries, including retail and telecom.

FICO Expansion Score assesses the credit risk of consumers who have minimal or
no traditional credit history on file by tapping non-traditional sources of
consumer data, such as payment performance on deposit accounts, utility account
history, and product purchase payment accounts. DMS, creator of innovative
solutions that enhance credit-based decisions, will offer the additional risk
score on three delivery platforms, CreditServer™, CreditToolkit™ and
CreditBrowser®.

Introduced in 2004, FICO Expansion Score has been validated and tested by
clients in a variety of industries and can be used as a single tool or combined
with other scores. Businesses can make more financial services available to
people who have missed out on credit opportunities simply because they lack a
traditional credit history, said Lisa Nelson, vice president of Scoring at FICO.

"Our data sources provide information to calculate FICO Expansion Scores for 86%
of underserved consumers, and 42% of them have proven to have good to excellent
scores," said Nelson. "By providing our score, industry leaders like DMS help
clients make better credit decisions by leveraging information that might
otherwise not be considered."

"DMS offers our clients the most current methods to analyze, measure and respond
to market changes, with real-time access to credit bureaus and non-traditional
data sources," said David McGough, president of DMS. "This strategic
relationship with FICO is another example of how DMS offers clients the tools
and in-depth experience in order to make more informed decisions and expand into
the credit-underserved market."

FICO Expansion Score has many features similar to the industry-standard FICO
score which facilitates quicker adoption by lenders. Combined, the two scores
provide coverage of as many as 50 million more American consumers than can be
addressed by credit risk models based on major credit bureau data alone. Lenders
are using FICO Expansion Scores today to better control their risk when
extending credit opportunities to new consumers.

About Digital Matrix Systems, Inc.

DMS is a credit industry leader that helps clients make better informed business
decisions by recognizing trends and delivering integrated products. Backed by 25
years of experience, DMS offers professional services and innovative products
that fulfill credit industry needs. Through its consulting services, DMS works
with each client to gain a true understanding of their business goals and then
tailors a solution. For more information, visit www.dms.net.

About FICO

FICO (NYSE:FIC) transforms business by making every decision count. FICO`s
Decision Management solutions combine trusted advice, world-class analytics and
innovative applications to give organizations the power to automate, improve and
connect decisions across their business. Clients in 80 countries work with FICO
to increase customer loyalty and profitability, cut fraud losses, manage credit
risk, meet regulatory and competitive demands, and rapidly build market share.
FICO also helps millions of individuals manage their credit health through the
www.myFICO.com website.

Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in
this news release that relate to FICO or its business are forward-looking
statements within the meaning of the "safe harbor" provisions of the Private
Securities Litigation Reform Act of 1995. These forward-looking statements are
subject to risks and uncertainties that may cause actual results to differ
materially, including the success of the Company`s Decision Management strategy
and reengineering plan, the maintenance of its existing relationships and
ability to create new relationships with customers and key alliance partners,
its ability to continue to develop new and enhanced products and services, its
ability to recruit and retain key technical and managerial personnel,
competition, regulatory changes applicable to the use of consumer credit and
other data, the failure to realize the anticipated benefits of any acquisitions,
continuing material adverse developments in global economic conditions, and
other risks described from time to time in FICO`s SEC reports, including its
Annual Report on Form 10-K for the year ended September 30, 2008, and its last
quarterly report on Form 10-Q for the period ended March 31, 2009. If any of
these risks or uncertainties materializes, FICO`s results could differ
materially from its expectations. FICO disclaims any intent or obligation to
update these forward-looking statements.

FICO and FICO Expansion score are trademarks of Fair Isaac Corporation in the
United States.

Brodnicki Public Relations, Inc.
Sandra Brodnicki, 817-572-1556

Copyright Business Wire 2009