Bay Commercial Bank Announces Completion of Castro Valley Branch Purchase

WALNUT CREEK, Calif.--(Business Wire)--
Bay Commercial Bank ("BCB") announced today the completion of the purchase of a
full-service branch office in Castro Valley, California, from Community Banks of
Northern California.

George Guarini, CEO of Bay Commercial Bank, stated, "We are excited about
welcoming the Clients and Employees of the Castro Valley Office into the Bay
Commercial Bank family. We look forward to serving the banking needs of the
Castro Valley Community."

Describing the immediate and near term goals of Bay Commercial Bank, Mr. Guarini
stated, "Melding our new clients and staff with our existing family members will
be extremely important as we analyze opportunities for additional capital and
examine deployment strategies amidst a demanding economic environment."

Bay Commercial Bank offers a full range of loan and deposit products and
services throughout the Bay Area including 1031 exchange qualified intermediary
services. Its headquarters office is located at 1280 Civic Drive, Suite 100,
Walnut Creek, California. Bay Commercial Bank has two additional offices in
California; one at 155 Grand Ave, Oakland and the other at 3895 E. Castro Valley
Blvd, Castro Valley. The Bank is a member of FDIC and is an Equal housing
lender. The Bank`s stock is traded on the bulletin board under the symbol
BCML.OB and the Bank can be found at www.baycommercialbank.com. The Bankers
Exchanges Services Division can be found on line at www.bes1031.com.

Bay Commercial Bank
George J. Guarini
Chief Executive Officer
925-476-1810
george.guarini@baycommercialbank.com

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