Teres Solutions Adds New Account Opening Capabilities to SAIL Lending Platform through Partnership with Andera

Technology Integration Provides Opportunities for Credit Unions and Financial
Institutions to Expand Lending Relationships with Members and Customers
AUSTIN, Texas--(Business Wire)--
Today at its annual Shine `09 Lending Conference, Teres Solutions, Inc.,
announced it has partnered with Andera to integrate the Andera account opening
solution with the industry-leading Teres Solutions SAIL lending automation
platform. The integration will allow Teres Solutions clients to automate the
account opening process and to provide new account holders with instant access
to loan products. As a result, financial institutions will have more
opportunities to grow their businesses and establish closer relationships with
new customers and members.

"Being able to automatically approve new members for a variety of products
during the account opening process helps credit unions and banks to better
server their members` diverse financial needs," said Charlie Kroll, CEO of
Andera. "Together with Teres Solutions we are delivering a powerful solution to
help these organizations grow during this ever-changing lending landscape."

With its integration with the Andera account opening platform, SAIL now offers
new account owners access to real-time automated loan decisions for a wide
variety of loan products, subject to the institution`s particular lending rules.
This includes on the spot approvals for loan consolidation, home equity loans,
credit cards and other services of value, which together provide growth
opportunities and foster better customer and member relations.

In the near future, an expanded suite of account opening and loan offer
automation features will be available, including the ability to proactively
approve and present loan cross-selling opportunities to the consumer within the
account opening process, followed by a streamlined acceptance process for the
consumer.

"As more and more credit unions, banks, and financial institutions recognize the
opportunities to better serve member lending needs during the all important
account opening process, we are responding with solutions that help to help make
this process even easier," said Tim Kelly, CEO of Teres Solutions. "With
Andera`s help we`re making it possible for organizations to form longer-lasting
relationships with their members and customers."

For more information on Teres Solutions, visit www.teressolutions.com.

About Andera

Andera is the #1 provider of online customer acquisition technologies for retail
financial institutions. Dedicated to helping banks and credit unions use the Web
as a tool for sales and growth, Andera offers a suite of integrated products and
services for automated online account opening, funding, and cross-selling.
Andera is headquartered in Providence, R.I. and can be found on the Internet at
www.andera.com.

About Teres Solutions, Inc.

Teres Solutions, Inc., a wholly-owned subsidiary of CRIF, was founded in 2002
for the express purpose of developing direct and indirect lending software
products that define the state-of-the-art for the financial institution market.
Its Software Application for Integrated Lending (SAIL) direct and indirect
lending products allow financial institutions to streamline lending decisions,
increase revenue through enhanced loan application processing efficiency,
improve dealer and member relations, and augment loan tracking and reporting
capabilities. Teres Solutions has been recognized as a Microsoft Gold Certified
Partner with accredited core competencies. Visit www.teressolutions.com for more
information on Teres Solutions, its products and services.

About CRIF

CRIF is a global company specializing in the development and management of
credit reporting, business information and decision support systems. Established
in 1988 in Bologna, Italy, CRIF has an international presence - operating in
over four continents, including Europe, America, Africa and Asia.

SAIL is a registered trademark and Teres Solutions is a trademark of Teres
Solutions, Inc. All other company and product names mentioned are used only for
identification and may be trademarks or registered trademarks of their
respective companies.

Media Contacts:
For Teres Solutions, Inc.
Karl Scholz, 512-493-0909
karl.scholz@virtualprdirector.com
or
Andera, Inc.
Jennifer Kroll, 401-621-7900 x2132
jkroll@andera.com
or
Company Contact:
Teres Solutions, Inc.
Tim Kelly, 512-218-4200
info@teressolutions.com

Copyright Business Wire 2009