GMAC Insurance Helps Fourth of July 'Staycationers' Save Money Year-Round with the...

GMAC Insurance Helps Fourth of July 'Staycationers' Save Money Year-Round with
the Low-Mileage Discount

Auto insurance discounts for people driving less; Tips to optimize gas mileage

WINSTON-SALEM, N.C., June 30 /PRNewswire/ -- Americans are choosing to
celebrate Independence Day closer to home this holiday weekend as the high
cost of gas and financial belt-tightening continue to influence their spending
decisions. For people opting to take a "staycation" and who are driving less
overall these days, GMAC Insurance offers a way to cut their annual auto
insurance by up to 54 percent. The average consumer will realize savings
between 19 and 25 percent.

The National Retail Federation reports that this year 44.5 percent of
Americans will alter their plans for the Fourth of July weekend due to rising
costs at the gas pump. Further, GMAC Insurance's National Drivers Test
(http://www.NationalDriversTest.com) found cutting back on driving is not
unique to vacation planning. The survey revealed 30 percent of Americans plan
to drive less this year to reduce expenses as a result of financial stress and
concerns over the economy. To help people reduce their expenses, GMAC
Insurance is offering significant potential savings on auto insurance through
its Low-Mileage Discount (http://onstar.gmacinsurance.com).

"Ongoing frugality in these tough economic times is certainly influencing
people's driving decisions over the holiday weekend, but that's just a
snapshot of the larger trend we are seeing. For those people who annually
drive fewer than 15,000 miles, the Low-Mileage Discount can help them save
money on their auto insurance throughout the year," says Wade Bontrager,
senior vice president of GMAC Insurance.

GMAC Insurance customers who are also subscribers to OnStar service are
immediately eligible for a discount ranging from 10 to 20 percent on select
coverages on their auto insurance(1), regardless of their annual mileage,
according to Bontrager. However, they can shave even more off their annual
insurance premium if their mileage for the year does not exceed 15,000 miles.
Depending on mileage, some can save as much as 54 percent.

Using OnStar's pre-existing Vehicle Diagnostics capability, with the
customer's permission, GMAC Insurance receives a monthly odometer reading from
the customer's vehicle. The information GMAC Insurance receives from OnStar
pertains only to total mileage driven. Locations to which the customer drives
and the speeds at which they drive are not reported. In addition, if the
customer drives more than 15,000 miles per year, they will not be penalized
with a higher premium; they just won't qualify for the Low Mileage Discount.

The Low Mileage Discount is currently available in 34 states. Drivers who
average fewer than 2,500 miles annually realize the steepest discounts. To
learn more and to estimate potential auto insurance savings, visit:
http://OnStar.GMACInsurance.com

For more information on how OnStar and GMAC Insurance work together to provide
the Low Mileage Discount work, visit:
http://www.onstar.com/us_english/jsp/services/video.jsp?videoVar=lmd

Reduce the Refuels! GMAC Insurance offers5 Simple Tips for Drivers to Use Less
Fuel and Save Money

1. Maintain your vehicle. By keeping up with your vehicle's scheduled
maintenance, you can reduce the cost of future repairs and improve gas
mileage. Investing in a vehicle service contract or vehicle maintenance
plan offered through a reputable company may also defray costs when it
comes to both unexpected mechanical repairs and routine maintenance,
respectively.
2. Keep your tires inflated. Pump up those tires to the proper PSI.
It's the easiest, most cost-efficient way to reduce gasoline use.
3. Lighten your load. Every 100 pounds you add to your load subtracts 1 to
2
percent of fuel efficiency. Remove sand bags you might have added to
the
trunk for winter driving; take off the bike rack, if you aren't
using it; and unload any other unnecessary cargo. However, make sure to
leave the essentials, such as your emergency safety kit.
4. Don't idle. Picking the kids from mall or a friend's house?
Waiting out front while someone runs into the store? If you are stopped
for more than 30 seconds, shut the car off to avoid wasting gas.

5. Ease up on the gas pedal. If you accelerate hard at green lights and
when
traffic lets up, you might want to think twice. Jerky, stop-and-start
driving can hurt your gas mileage.

The GMAC Insurance Group is one of the largest automobile insurers in the
United States and is a wholly owned subsidiary of GMAC Financial Services.
GMAC Insurance Personal Lines offers a variety of property and casualty
products, including personal auto, RV, motorcycle, commercial auto and
homeowners insurance. With a nationwide network of claims professionals,
local independent agents and a 24-hour, toll-free claims reporting hotline
available 365 days a year, GMAC Insurance provides superior claims service for
its customers. Visit GMAC Insurance at www.GMACInsurance.com.

About GMAC Financial Services
GMAC is a bank holding company with operations in North America, South
America, Europe and Asia-Pacific. GMAC specializes in automotive finance,
mortgage operations, insurance, commercial finance and online banking. As of
March 31, 2009, the company had approximately $180 billion in assets and
serviced 15 million customers around the world. Visit the GMAC media site at
http://media.gmacfs.com for more information.

(1) Average total savings include the Low-Mileage Discount and the OnStar
Anti-Theft Discount combined. The Low Mileage Discount provides savings across
most coverages of vehicle policy. The OnStar Subscriber Discount provides
savings off the Bodily Injury, Comprehensive and Property Damage coverages of
the vehicle policy. Drivers who average fewer than 5,000 miles per year may
receive more than 35 percent in savings. Savings estimates assume a weighted
distribution of premium across coverages. Discounts across coverages will vary
by mileage tier. Must have an eligible OnStar-equipped vehicle delivered after
4/21/04. OVD required. Not available in all states.

CONTACT: Mike Dunklee
O: 313-656-3672/C: 734-679-7015
mike.dunklee@gmacfs.com

SOURCE GMAC Insurance

Mike Dunklee of GMAC Insurance, +1-313-656-3672, or cell, +1-734-679-7015,
mike.dunklee@gmacfs.com