Expert Group, Inc. Offers 125% Loan to Value Programs Offered by Fannie Mae and Freddie Mac

MIAMI, FL, Jul 07 (MARKET WIRE) --
Expert Group, Inc. (PINKSHEETS: EXPU) is proud to announce that Fannie
Mae and Freddie Mac will begin refinancing mortgages with loan-to-value
ratios of as much as 125 percent as the Obama administration seeks to
boost participation in its anti-foreclosure programs.

Housing and Urban Development Secretary Shaun Donovan made the
announcement in a statement. Currently Fannie Mae or Freddie Mac, through
President Barack Obama's Home Affordable program, can refinance mortgages
they own or guarantee when the loan is worth as much as 105 percent of
the home's market value.

The continuing slide in home prices has pushed millions of Americans
beyond that 105 percent loan-to-value ratio, limiting participation in
Obama's initiative. Fannie Mae and Freddie Mac have refinanced 80,000
loans under that program, which set out to help as many as 5 million
people who may owe more than their homes are worth, Federal Housing
Finance Agency Director James Lockhart said at a real estate conference
on June 18.

The decision to change the allowable ratio is part of an effort to "adapt
to an ever-changing housing market," Treasury Secretary Timothy Geithner
said in the HUD statement. "By expanding refinance eligibility, we can
bring relief to more struggling homeowners more quickly."

Robert Rico states, "The drop in values has left about 20.4 million of the
U.S.'s 93 million houses, condos and co-ops with mortgages higher than the
properties are worth as of March 31. We are working with Fannie Mae and
are extremely excited with the news in the increase of LTV; this with the
recent news from FHA on condo loans is very promising for future increase
in originations."

About Expert Group, Inc.

Expert Group, Inc. markets a variety of financial products and services
through Expert Financing & Investments, Expert Group Title Services and
Expert Credit Fix U.S.A. Expert is licensed by the Department of Financial
Regulations and a member of FAMB, and FHA approved Lender.

About Expert Financing:

Expert Financing offers up-to-date loan programs tailored to all
borrowers' needs, specializing in Fannie Mae, Freddie Mac, FHA,
conventional and non-conventional loans of all sizes. An Expert Loan
Officer can help you find the best loan for your needs, and our
professional loan experts speak your language, including Spanish,
Russian, Portuguese, French, Italian, Hebrew and Creole.

About Expert Credit Fix U.S.A.

Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with
less than perfect credit to fulfill their dream of home ownership. Expert
Credit Fix U.S.A. will help borrowers restore their credit to a level
where lenders will grant them credit and at a low interest rate.

Certain statements in this release and the attached corporate profile that
are not historical facts are "forward-looking statements" within the
meaning of the Private Securities Litigation Reform Act of 1995. Such
statements may be identified by the use of words such as "anticipate,"
"believe," "expect," "future," "may," "will," "would," "should," "plan,"
"projected," "intend," and similar expressions. Such forward-looking
statements involve known and unknown risks, uncertainties and other
factors that may cause the actual results, performance or achievements of
the Company to be materially different from those expressed or implied by
such forward-looking statements. The Company's future operating results
are dependent upon many factors, including but not limited to the
Company's ability to: (I) obtain sufficient capital or a strategic
business arrangement to fund its expansion plans; (ii) build the
management and human resources and infrastructure necessary to support
the growth of its business; (iii) competitive factors and developments
beyond the Company's control; and (iv) other risk factors.

Contact:
Expert Group, Inc.
www.ExpertFinancing.net
www.ExpertCreditFixUSA.com
or call:
305-949-LOAN (5626)

Copyright 2009, Market Wire, All rights reserved.

-0-