U.S. Army Captain Michael Kelvington, commander of the Battle company, 1-508 Parachute Infantry battalion, 4th Brigade Combat Team, 82nd Airborne Division, bows next to remains of Gulam Dostager, a member of Afghan Local Police who was killed in the blast of an Improvised Explosive Device (IED) during the joint Tor Janda (Black Flag in Pashtu) operation, in Zahri district of Kandahar province, southern Afghanistan May 25, 2012.  REUTERS/Shamil Zhumatov  (AFGHANISTAN - Tags: MILITARY CIVIL UNREST CONFLICT TPX IMAGES OF THE DAY)

Reuters Photojournalism

Our day's top images, in-depth photo essays and offbeat slices of life. See the best of Reuters photography.  See more | Photo caption 

Members of the U.S. Navy Blue Angels fly over the World Trade Center in lower Manhattan as part of the 25th annual Fleet Week celebration in New York, May 23, 2012.  REUTERS/Eduardo Munoz (UNITED STATES - Tags: MILITARY ANNIVERSARY TPX IMAGES OF THE DAY)

Fleet Week

The U.S. Navy takes Manhattan for a week.  Slideshow 

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The SpaceX mission

A privately owned unmanned rocket blasts off on a mission to be the first commercial flight to the International Space Station.  Slideshow 

FACTBOX: Major provisions of the House health care plan

Wed Jul 15, 2009 9:12am EDT

(Reuters) - Here are major provisions of the U.S. House of Representatives' healthcare plan introduced by Democratic leaders on Tuesday.

NEW INSURANCE EXCHANGE, MARKET REFORMS

* Creates an insurance exchange through which individuals and small businesses could shop among private companies and a new government-run plan for insurance policies. States may offer their own exchange or join with other states to create an exchange.

* Creates a government health plan that would be offered through the exchange and compete with insurance companies.

* Both the exchanges and the new government health insurance would start in 2013.

* Creates an independent agency, the Health Choices Administration, within the White House to work with states to oversee the proposed new health insurance exchange and set benefit standards.

* Insurers would be barred from excluding coverage for those with pre-existing medical conditions.

* Higher penalties for insurers that give false information to Medicare.

* Congressional aides said about 9 million people would be insured by the public plan, with 21 million insured by private companies in the exchange by 2019.

* Another 164 million would be insured through their employers.

MANDATES

* Employers would be required to offer health benefits to workers or pay a tax based on payroll. Exemptions and tax credits would be available for small businesses.

* Legal U.S. residents be would be required to enroll in health insurance or face an income tax penalty of 2.5 percent. The bill would allow some exemptions.

* Government subsidies provided for premiums and cost-sharing on a sliding scale up to 400 percent of poverty.

TAXES

* Taxes on wealthy would raise $544 billion over ten years.

* Additional tax of 1 percent on income for couples above $350,000, 1.5 percent above $500,000, 5.4 percent over $1 million.

* Triggers a higher rates in 2013 of 2.0 percent for those above $350,000 income and 3 percent for those above $500,000.

MEDICARE AND MEDICAID

* Medicare Advantage plans, private insurers who operate Medicare plans in some areas, would have a "quality performance score" starting in 2010.

* Medicare Advantage plans would face reporting requirements for quality of care by 2013.

* Quality assessments may include hospital readmission rates, patient mortality after surgery, survival for patients with chronic diseases.

* Government would publish "medical loss ratios" of Medicare Advantage plans.

* Expands Medicaid health care for the poor and long-term disabled to all non-elderly with incomes up to 133 percent of the federal poverty level.

* Newborns without insurance would automatically be enrolled in Medicaid for 60 days while their eligibility is decided.

* Medicaid payment rates would increase.

* Drug companies would be required to give rebates for medicines to Medicare and Medicaid patients.

* New measures to close the gap in drug coverage in Medicare.

MEDICAL CARE

* With an eye toward saving money, a new center would be set up to study the comparative effectiveness of various treatments to help consumers and payers make healthcare decisions "that improve quality and value."

* Center would research the effectiveness of drugs, medical tests, surgical procedures and other medical treatments.

* Center would have the power to collect data, both published and unpublished, to study medical treatments.

* New commission of healthcare companies, drug companies, patients, and others would oversee the center's work.

COST

* Congressional Budget Office estimates ten-year cost at $1.04 trillion.

(Reporting by Jackie Frank and Donna Smith)

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