FACTBOX-Russian banks struggle with bad loans

MOSCOW, August 12 (Reuters) - Russian banks could be forced to make provision of $45 billion in 2009 should bad loans rise to 10 percent of their overall credit portfolio, thus fully erasing profits in the banking sector.

Here are Reuters stories on the Russian banking system:

GOVERNMENT AND CENTRAL BANK FORECASTS

July 21 - Russia may need extra 60 billion roubles ($1.89 billion) to support banks, the head of Russia's state-agent VEB bank, Vladimir Dmitriev, said. [ID:nLL489006]

July 9 - Russia will spend 150 billion roubles ($4.77 billion) in 2009 and 310 billion roubles in 2010 on recapitalising banks via OFZ treasury bills. [ID:nL9317896]

June 29 - Russian Prime Minister Vladimir Putin tells state banks to boost lending by around $15 billion over the next three months to help the economy. [ID:nLT723598]

June 26 - Central Bank Chairman says chances of a second-wave of banking crisis are "negligible." [ID:nLQ404794]

June 19 - Russia plans to cut off recapitalisation funds to all but its biggest banks under a new draft law.[ID:nLJ220449]

June 5 - President Dmitry Medvedev rules out creating 'bad bank' to clean up bad loans. [ID:nL534983]

March 25 - Russian banks can count on further state help if bad loans rise to 10 percent, forcing them to make provisions of $45 billion. [ID:nLP675712]

BANKER AND ANALYST COMMENTS

July 22 - Oleg Vyugin, chairman of MDM bank, says bad loan levels are already 10 percent in the banking system [ID:nLM83854]

June 30 - Pyotr Aven, president of Alfa Bank, Russia's largest private bank, says defaults may hit $130 billion in the next 12 months. [ID:nLU501949]

June 30 - Russian banks require between $20 billion and $80 billion in additional capital within a year as non-performing loans will reach between 15 and 40 percent of banks' loan portfolio by year-end, Fitch said. [ID:nLU368648]

June 1 - Russian banks may need around 1.3 trillion roubles ($41.51 billion) for recapitalisation in 2009, Moody's said [ID:nL1554029]

May 19 - Problem loans could soar to 35 to 50 percent of total lending in Russia, Ukraine and Kazakhstan, Standard & Poor's said. [ID:nLJ957879]

SBERBANK SBER03.MM

July 14 - Sberbank restructures 6.5 percent of its corporate loan portfolio and 5 percent of retail loans [ID:nLE295374]

June 25 - Sberbank makes provisions exceeding 7 percent of its portfolio [ID:nMOS007448]

June 23 - Sberbank to show a small net profit in 2009, and will not need fresh capital in next 12 months [ID:nLN323511]

May 20 - Sberbank says provisions could show short-term spikes as high as 20 percent in 2010 [ID:nL0377845]

VTB (VTBR.MM)

Aug 4 - VTB reports a worse than expected net loss in Q1 [ID:nL4371084]

June 29 - VTB will likely make a loss this year. [ID:nLT624294] [ID:nLT718543] [ID:nLT16910]

June 19 - VTB says bad debts could rise to $9 billion by June 2010. [ID:nLJ543168]

GAZPROMBANK

July 27 - PM Putin tells state bank VEB to lend 75 billion roubles ($2.41 billion) to Gazprombank, the banking arm of Russia's gas export monopoly Gazprom (GAZP.MM) [ID:nLR292119]

ALFA BANK

April 21 - Alfa Bank, Russia's largest private bank, restructures 5 percent of its total loan portfolio.[ID:nLL49618]

April 16 - Alfa Bank sees no profit for 2009 as provisions soar, bank President Pyotr Aven said. [ID:nLG251190]

ANALYSIS Loan fears may force Russia's hand on "bad bank" [ID:nLO139164] Russia's banks to struggle with losses in 2009 [ID:nLU633039]

(Reporting by Dmitry Sergeyev; editing by Stephen Nisbet)