Lincoln Financial Group Enhances Group Dental Coverage, Launches Customized Flexibility in Benefits

Lincoln Financial Group Enhances Group Dental Coverage, Launches Customized
Flexibility in Benefits

PHILADELPHIA, Oct. 8 /PRNewswire-FirstCall/ -- The Insurance Solutions
division of Lincoln National Corporation (NYSE: LNC) today announced the
enhancement of its Dental coverage with the launch of new benefit features.
These features are available on the Lincoln DentalConnect(SM) PPO plan, which
includes more than 58,000 unique providers and over 105,000 provider
locations, offering even greater choices for affordable, local dental care.

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Earlier this year, coverage for dental implants and posterior composite
fillings were added as optional benefits. This month, Lincoln -- already a
leader in the group ancillary market -- is further solidifying its position
with new product enhancements, which offer a virtually unlimited array of
benefit plan options for employer groups. The Lincoln DentalConnect(SM)
product now delivers expanded options to plan sponsors -- from low-cost
coverage options to plans offering the most comprehensive benefits. These new
benefits are available to employers through PPO plans, traditional
fee-for-service plans, and scheduled benefit plans.

"The differing plans, features and benefits allow the flexibility to create a
customized design that will best suit a particular plan sponsor's specific
needs," said Dave Swanson, Vice President, Product Development for Group
Protection. "We also can better match current plan designs, minimizing
disruption to members."

The types of services covered include preventive, diagnostic, basic, major and
orthodontic. The plans also offer ease of administration through Lincoln's
industry-leading "I-Team(SM) (Implementation Team)", which delivers fast,
accurate and error-free implementation.

"This enhanced benefit flexibility gives employers an advantage in being able
to offer an extremely valuable dental benefit for their employees, which will
help them to attract and retain employees," said Swanson, "while our
comprehensive, updated provider/location listing helps ensure skilled dentists
are always available within each local area. We're committed to making quality
dental care accessible to our customers."

To review the expanded panel of dental providers and/or additional information
about Lincoln's full portfolio of employee benefit products -- including
Lincoln DentalConnect(SM) -- visit www.LincolnFinancial.com/dentist.

Group insurance products are issued by The Lincoln National Life Insurance
Company (Fort Wayne, IN), which does not solicit business in New York nor is
it authorized to do so. In New York, group insurance products are issued by
Lincoln Life & Annuity Company of New York (Home Office: Syracuse, NY). Both
are Lincoln Financial Group Companies. The group insurance division of Lincoln
Financial markets ancillary (non-medical) group and voluntary insurance
products including life and AD&D, long-term and short-term disability and
dental, programs through a national distribution system consisting of 41 sales
offices with two home offices in Omaha, NE and Atlanta, GA.

Product availability and/or features may vary by state. Products are subject
to exclusions and limitations - please contact your Lincoln Financial sales
representatives for complete details.

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation
(NYSE: LNC) and its affiliates. With headquarters in the Philadelphia region,
the companies of Lincoln Financial Group had assets under management of $181
billion as of June 30, 2009. Through its affiliated companies, Lincoln
Financial Group offers: annuities; life, group life and disability insurance;
401(k) and 403(b) plans; savings plans; mutual funds; managed accounts;
institutional investments; and comprehensive financial planning and advisory
services. Affiliates also include: Delaware Investments, the marketing name
for Delaware Management Holdings, Inc. and its subsidiaries. For more
information, including a copy of our most recent SEC reports containing our
balance sheets, please visit www.LincolnFinancial.com.

SOURCE Lincoln Financial Group

Heidi St. Jean of Lincoln Financial Group, +1-860-466-1759,
MediaRelations@LFG.com