Banterra Bank Launches Specialty Finance Division with Help from Cypress Software`s BizMark System

NORTH RICHLAND HILLS, Texas--(Business Wire)--
Banterra Bank of Eldorado, Ill. has selected Cypress Software Systems LP`s
BizMark small business loan software to help support the bank`s recently
launched specialty finance division for machine tools.

The 27-branch institution will use BizMark to create a centralized system for
automating the credit application and underwriting processes for all loan
requests received through the new finance division.

John VanDaele, manager of the Machine Tool Division at Banterra, says they
needed a loan origination platform that could help them rapidly develop a
small-ticket transaction environment and speed up the turnaround time for loan
decisions.

"We were looking for a technology solution that would make our new specialty
finance division efficient, productive and cost-effective from the start.
Cypress` BizMark software was our platform of choice," said VanDaele. "Our bank
has used Cypress` Mark IV consumer lending product for several years, and during
our testing, we found BizMark to be an equally user-friendly and intuitive
solution. In addition to the cost-savings, BizMark will also help us enhance our
compliance and credit risk management efforts through greater underwriting
consistency."

Banterra Bank has locations throughout Southern Illinois, Western Kentucky,
Southwestern Indiana and Southeastern Missouri. The bank was chartered in 1975
with a goal to serve its customers by providing convenient locations with "local
style."

"With our BizMark and Mark IV offerings, we can help banks of all shapes and
sizes quickly deploy an automated lending system that will improve overall
efficiency, while easily maintaining federal compliance," said Steven E. Croft,
senior vice president at Cypress Software Systems. "As the industry rebounds,
the government and the public will demand that financial institutions enact
better lending practices, and Cypress will provide the expertise and the tools
that those institutions need to meet and exceed that demand."

Cypress` BizMark software automates the small business loan application and
decisioning process. With BizMark, lenders can efficiently handle a variety of
small business loan products, including commercial credit requests for lines of
credit, term loans, corporate leases and corporate credit cards. The software
gathers principal and financial statement data; retrieves and interprets
consumer and business credit reports; performs ratio analysis; and scores the
results.

About Cypress Software Systems

Headquartered in North Richland Hills, Texas, USA, Cypress Software Systems LP
is a leading developer of automated credit application decision support
technology. Cypress provides community and regional banks, finance companies and
credit unions with loan application decision and tracking tools equivalent to
those used by the largest national lending institutions. Clients, nationwide and
in 16 countries, use the company`s flagship products, Mark IV and BizMark, to
quickly and consistently process consumer and small commercial loan
applications. Cypress Mark IV offers a flexible, risk-based processing approach
that includes tracking consumer loan applications from point of entry to point
of decision. Cypress` BizMark loan automation software processes commercial loan
requests within a customer relationship management environment. Both products
may be licensed in the bundled Cypress Suite and are offered in either an
application service provider (ASP) or traditional business model. The company`s
product line also includes AppMark, an ASP-only consumer lending solution for
community banks with assets of $250 million or less. Web site:
www.go-cypress.com.

Michael A. Burns & Associates Inc.
Jeff Green, 214-521-8596
greenj@mbapr.com

Copyright Business Wire 2009