Aetna and UnitedHealthcare Compete for College Student Market

Plan Designs Typically Limit Prescription Drugs, According to New Report from
HealthLeaders-InterStudy

NASHVILLE, Tenn., Nov. 12 /PRNewswire/ -- HealthLeaders-InterStudy, a leading
provider of managed care market intelligence, reports that Aetna and
UnitedHealthcare's StudentResources unit collectively enroll approximately
890,000 members in the university niche market, a growing segment as older and
non-traditional students populate campuses. The recent Georgia, Alabama and
Louisiana Health Plan Analysis finds that these plans typically include an
annual limit on prescription drug coverage.

College health plans are considered to be part of the individual plan
category, and across individual plans, insurers increasingly institute more
stringent limits on pharmacy benefit options. However, within the college
health plan segment, it's even more common to see an annual limit in place
because prescription drug utilization among the younger student population
will likely be less than the general population, and the limits provide a way
to keep premiums low.

College health plans are tailored to dovetail with on-campus health services
and often recognize the student health center as the primary provider.

"Most people assume that college students are insured under parent policies or
by the university, but college plans are a growing market segment. The college
plans offered by Aetna and UnitedHealthcare vary by institution, as each plan
is designed to complement existing on-campus health and counseling programs,"
said Jan Shuxteau, analyst with HealthLeaders-InterStudy. "As college campuses
become more diversified and attract more non-traditional students, the health
needs have changed. Aetna's student health division, for instance, has
reported a lot of use of its behavioral health services offered to students."

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About HealthLeaders-InterStudy
HealthLeaders-InterStudy, a Decision Resources, Inc. company, is the
authoritative source for managed care data, analysis and news. For more
information, please visit www.HL-ISY.com .

About Decision Resources, Inc.
Decision Resources, Inc. is a cohesive portfolio of companies that offers
best-in-class, high-value information and insights on important sectors of the
healthcare industry. Clients rely on this analysis and data to make informed
decisions. Please visit Decision Resources, Inc. at
www.DecisionResourcesInc.com .

All company, brand or product names contained in this document may be
trademarks or registered trademarks of their respective holders.

Lisa Osgood Elizabeth Marshall
HealthLeaders-InterStudy Decision Resources, Inc.
781-296-2606 781-296-2563
losgood@hl-isy.com emarshall@dresources.com

SOURCE HealthLeaders-InterStudy

Lisa Osgood of HealthLeaders-InterStudy, +1-781-296-2606, losgood@hl-isy.com;
or Elizabeth Marshall of Decision Resources, Inc., +1-781-296-2563,
emarshall@dresources.com