From NationalRelief.com: The Facts on Abusive Collection Tactics

NEW YORK, NY, May 11 (MARKET WIRE) --
NationalRelief.com, one of the country's largest and most reputable debt
resolution companies, has added information on their website regarding
The Fair Debt Practice Act. The 1978 law was passed to protect all
consumers from abusive practices by debt collectors, yet the Federal
Trade Commission reports that it still receives more complaints about
debt collectors than any other industry sector.

The Fair Debt Practice Act (FDCPA) sets clear guidelines for debt
collectors. The average American consumer has fallen behind in paying
back unsecured credit debts and unprecedented numbers are joining debt
settlement, debt consolidation and debt help programs. Many have never
been in a position before to receive calls from collectors and many don't
know that they do have rights.

The FDCPA sets forth rules for behavior for debt collectors, and it also
describes solutions as well as penalties for any violations. When
interacting with consumers, these rules must be adhered to at all times.

-- Debt collectors have to phone within specific hours. Prior to 8 a.m.
or after 9 p.m. constitutes harassment as does repeated calling.
-- They may not call a consumer at work or on Sundays.
-- They may not use threats of violence or harm of any type, use profane
language or publish a list of names of people who refuse to pay their
debts. They are allowed to provide the information to credit reporting
companies.
-- Debt collectors are not allowed to make false statements, misrepresent
amounts owed, claim they are government or legal representatives, or
claim the consumer has committed a crime.
-- They may not say a consumer will be arrested for non-payment of a
debt; they cannot garnish wages or seize property unless permitted by
law.
-- Debt collectors may not give out any false information about
consumers, including to credit reporting companies.
-- The use of false names when contacting a consumer is prohibited.
-- Contacting third parties, such as an employer, relative or neighbor,
is forbidden.
-- They may not request post dated checks.
-- If a debt collection agency does sue, it must be near the consumer's
place of residence -- not in another region.

The Fair Debt Practice Act does not protect consumers from being
sued, but its many rules do protect during the time of debt collection
processes.

For information on this news release, contact nationalrelief.com, which
maintains its own consumer advocacy network along with arranging debt
resolutions. The company not only works with consumers toward debt help
and debt settlement, it will also monitor calls if violations are
noticed. If you need assistance, call 1 (888) 703-4948.

Nationalrelief.com is one of the country's largest and most reputable
debt resolution companies. With specialty in all aspects of debt help, it
is accredited by The Association of Settlement Companies, United States
Organization for Bankruptcy Alternatives and the IAPDA -- International
Association of Professional Debt Arbitrators.

Contact:

Tom Leydiker
Tom.Leydiker@nationalrelief.com
1 (888) 703-4948

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