FACTBOX-Japan finalises economic steps as yen surges

Sept 10 (Reuters) - Japan finalised a 915 billion yen ($10.91 billion) economic package on Friday as the government grapples with a surging yen and deflation. [ID:nTWKAKE615]

Following are key comments and steps in the package.

-- The economic policy goal for the time being is to beat deflation and put the Japanese economy on a full-fledged recovery path.

-- Downward economic risks are increasing as the yen continues to rise and worries mount over a slowdown in overseas economies.

-- Excessive moves in currency markets will have a negative impact on the stability of economic and financial conditions. The government will take decisive measures including currency intervention when needed.

-- The government hopes the Bank of Japan (BOJ) would take further steps to beat deflation while cooperating closely with the government.

-- The government will promote and accelerate its growth strategy, including compiling a programme around October to November to promote domestic investment such as helping firms to keep factories and headquarters in Japan.

-- The government will support the following five areas: jobs, investment, consumer spending, disaster prevention and deregulation. These efforts will boost real GDP by 0.3 percent and create 200,000 new jobs. Details on the five areas are as follows.

JOBS:

* Help young people find jobs by better matching them with job openings in small and medium-sized firms. Provide more career counselors at colleges and increase the number of internships.

* Boost jobs by offering financial support to small and medium-sized firms.

INVESTMENT:

* Prevent companies from moving factories overseas by providing financial supporting to energy efficient industries to build factories in Japan.

CONSUMER SPENDING:

* Extend by one year a low-interest housing loan scheme for environmentally friendly homes. Extend by one year incentive programmes in which consumers buying environmentally friendly homes are awarded "points" that can be exchanged for products or coupons, and by three months a similar programme for electrical appliances.

DISASTER PREVENTION:

* Take steps to make hospitals more resistant to earthquakes and take measures to prepare for possible heavy rains and other disasters.

DEREGULATION:

* Promote deregulation in the urban development, environment and energy sectors, healthcare and tourism.

-- The government will also compile an extra budget if needed depending on economic conditions, and will promote and accelerate a growth strategy that was announced in June. ($1=83.86 Yen) (Reporting by Yoko Kubota in Tokyo; Editing by Edmund Klamann)