Physical Fitness in 2013 Means Being Protected From Hit-and-Run Collisions While Exercising Outdoors

Mon Jan 7, 2013 3:00pm EST

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Stay Safe While Increasing Fitness or Prepping for Allstate Half-Marathon

LOS ANGELES,  Jan. 7, 2013  /PRNewswire/ -- Adults who resolve to be physically
fit this year-such as runners preparing for the Allstate Life Insurance Los
Angeles 13.1 Marathon and 5K on January 13-should be sure to carry uninsured and
underinsured motorist coverage on their car. Why?  Because if a pedestrian or
cyclist carries uninsured and underinsured motorist coverage (UM/UIM) on their
personal auto, the cost of recovery from injuries or losses as a result of being
hit by this type of driver, even while exercising outdoors, can be covered,
subject to policy terms and definitions.

As recently as 2010 there were more than 2,000 pedestrians in  California 
injured by hit-and-run drivers.* In Los Angeles County, nearly one out of four
vehicles does not carry insurance**.

"Everyone's safety along our streets must remain a priority," says  Phil
Telgenhoff, Allstate Field Vice President in  California, "People who exercise
outdoors or train for events like the Allstate Half-Marathon in  Los Angeles 
should strongly consider purchasing this coverage."   

"It's important for drivers and athletes alike to know that uninsured and
underinsured motorist coverage is a small fraction of their total auto insurance
premium-generally less than 10 percent," he says. "Its benefits extend far
beyond what may happen only while they're at the wheel."

Allstate recommends all drivers-and especially those who are regularly using or
crossing streets to maintain their physical fitness-to contact their insurance
agent or company and ensure that their auto policy includes UM/UIM coverage.  

Allstate also offers these tips for active people to stay streetwise:

* Be visible; wear bright, reflective clothing that increases your visibility to
* Signal your intentions to change course clearly and well in advance.  
* Be considerate-at the right time. When a vehicle yields the right of way,
signal thanks only after you've passed. If you signal before passing, it may be
confused as a signal for the driver to proceed instead.  
* Even if a car recently passed you, know that its driver may not recall that
you're nearby when s/he begins to turn. Expect the unexpected, keep your
composure, and always avoid road rage.

Details and registration for Sunday's Allstate Life Insurance Los Angeles 13.1
Marathon and 5K races are available online at

The Allstate Corporation  (NYSE: ALL) is the nation's largest publicly held
personal lines insurer, serving approximately 16 million households through its
Allstate, Encompass, Esurance and Answer Financial brand names. Widely known by
its slogan "You're In Good Hands With Allstate®," Allstate offers insurance
products (auto, home, life and retirement) and services through Allstate
agencies, independent agencies, and Allstate exclusive financial
representatives, as well as via  and 1-800 Allstate®. As part
of  Allstate's commitment  to strengthen local communities, The Allstate
Foundation, Allstate employees, agency owners and the corporation provided  $28
million  in 2011 to thousands of nonprofit organizations and important causes
across  the United States.

* CA Highway Patrol data (2010) (see:  Section 7,
Table D)

** CA Dept. of Insurance estimate (2004)


SOURCE  Allstate Insurance Company California

Jim Klapthor, Allstate Media Relations, +1-909-612-6644,,   Follow @AllstateinCA
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