Aflac Incorporated Hires Lori M. Evangel as Managing Director; Chief Risk Officer of Global Investment Division

Mon Jan 14, 2013 9:15am EST

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COLUMBUS, Ga.,  Jan. 14, 2013  /PRNewswire/ -- Aflac Incorporated announced
today that it has hired Lori M. Evangel to the newly created position of
managing director; global chief risk officer in Aflac's Global Investment
Division. Evangel, who joins Aflac today, is based in the Aflac Global
Investments office in  New York  and reports to Executive Vice President; Global
Chief Investment Officer  Eric M. Kirsch, and will be a member of his global
executive management team. In her new position, she is responsible for leading
Aflac Global Investments' risk management function, encompassing both assets and
liabilities for Aflac's global investment portfolio. In this role, Evangel will
build out a world-class risk management function to meet the dual goals of risk
mitigation and prudent risk-taking through market cycles. In addition, she will
work closely with our global investment teams to identify and assess investment
risks while developing strategies to address those risks.  

Evangel brings more than 25 years of experience in the financial services sector
to Aflac, with much of her focus on financial risk management. She most recently
served as senior vice president and enterprise risk officer at MetLife where she
was responsible for developing and leading the global Enterprise Risk Management
unit. Prior to that, Evangel held progressively responsible positions at MBIA
Insurance Corporation, including managing director; head of the Portfolio
Management and Market Risk Group and managing director of MBIA's Financial
Solutions Group. She received a bachelor's degree from  Middlebury College  in 
Vermont  and a master of business administration (MBA) degree in Finance from
the  State University of New York at Albany.  

Executive Vice President and Global Chief Investment Officer  Eric M. Kirsch 
commented, "We are extremely pleased Lori has joined Aflac's Global Investment
Division. I believe her extensive and impressive background demonstrates Lori
has the expertise to grow and enhance our investment risk management function to
world-class standards."  

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For more
than 55 years, Aflac insurance policies have given policyholders the opportunity
to focus on recovery, not financial stress. In  the United States, Aflac is the
number one provider of guaranteed-renewable insurance. In  Japan, Aflac is the
number one life insurance company in terms of individual policies in force.
Aflac individual and group insurance products provide protection to more than 50
million people worldwide. For six consecutive years, Aflac has been recognized
by  Ethisphere  magazine as one of the World's Most Ethical Companies. In 2012,
FORTUNE magazine recognized Aflac as one of the 100 Best Companies to Work For
in America for the 14th consecutive year. Also, FORTUNE magazine included Aflac
on its list of Most Admired Companies for the 11th time in 2012. Aflac
Incorporated is a Fortune 500 company listed on the New York Stock Exchange
under the symbol AFL. To find out more about Aflac, visit aflac.com or
espanol.aflac.com.

FORWARD-LOOKING INFORMATION

The Private Securities Litigation Reform Act of 1995 provides a  "safe harbor" 
to encourage companies to provide prospective information, so long as those
informational statements are identified as forward-looking and are accompanied
by meaningful cautionary statements identifying important factors that could
cause actual results to differ materially from those included in the
forward-looking statements. We desire to take advantage of these provisions.
This  document  contains cautionary statements identifying important factors
that could cause actual results to differ materially from those projected
herein, and in any other statements made by  company  officials in
communications with the financial community and contained in documents filed
with the Securities and Exchange Commission (SEC).  

Forward-looking statements are not based on historical information and relate to
future operations, strategies, financial results or other developments.
Furthermore, forward-looking information is subject to numerous assumptions,
risks and uncertainties. In particular, statements containing words such as 
"expect," "anticipate," "believe," "goal," "objective," "may," "should,"
"estimate," "intends," "projects," "will," "assumes," "potential," "target"  or
similar words as well as specific projections of future results,generally
qualify as forward-looking. Aflac undertakes no obligation to update such
forward-looking statements. We caution readers that the following factors, in
addition to other factors mentioned from time to time, could cause actual
results to differ materially from those contemplated by the forward-looking
statements: difficult conditions in global capital markets and the economy;
governmental actions for the purpose of stabilizing the financial markets;
defaults and credit downgrades of securities in our investment portfolio;
impairment of financial institutions; credit and other risks associated with
Aflac's investment in perpetual securities; differing judgments applied to
investment valuations; significant valuation judgments in determination of
amount of impairments taken on our investments; limited availability of
acceptable yen-denominated investments; concentration of our investments in any
particular single-issuer or sector; concentration of business in  Japan; ongoing
changes in our industry; exposure to significant financial and capital markets
risk; fluctuations in foreign currency exchange rates;  significant changes in
investment yield rates; deviations in actual experience from pricing and
reserving assumptions; subsidiaries' ability to pay dividends to Aflac
Incorporated; changes in law or regulation by governmental authorities; ability
to attract and retain qualified sales associates and employees;  decreases in
our financial strength or debt ratings; ability to continue to develop and
implement improvements in information technology systems; changes in U.S. and/or
Japanese accounting standards; failure to comply with restrictions on patient
privacy and information security; level and outcome of litigation; ability to
effectively manage key executive succession; impact of the recent earthquake and
tsunami natural disaster and related events at the nuclear plant in  Japan  and
their aftermath; catastrophic events including, but not necessarily limited to,
tornadoes, hurricanes, earthquakes, tsunamis, and damage incidental to such
events; and failure of internal controls or corporate governance policies and
procedures.

(Logo:  http://photos.prnewswire.com/prnh/20100423/CL92305LOGO  )

Analyst and investor contact -  Robin Y. Wilkey, 706.596.3264 or 800.235.2667 
FAX: 706.324.6330, or  rwilkey@aflac.com

Media contact -  Laura Kane, 706.596.3493, FAX: 706.320.2288, or 
lkane@aflac.com

SOURCE  Aflac Incorporated

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