ACE Expands Environmental Pollution Product for Public Entities

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New Endorsement Offers Integrated First-Party Pollution Coverage for Public
Entities
PHILADELPHIA--(Business Wire)--
ACE USA, the U.S.-based retail operations of the ACE Group, today announced the
introduction of a new product -- an enhanced ACE Public Entity Retained Limits
Policy Endorsement -- which is designed to cover the unique pollution risks
faced by public entities. The enhanced policy combines public officials
liability with pollution liability coverage to include reimbursement for
environmental cleanup costs, auto and mobile equipment upset and overturn,
including cargo, as well as fungi and mold coverage, thus providing a
comprehensive group of coverages in a single insurance solution. This coverage
is available for municipalities, counties, public schools, special districts,
agencies and authorities, and utilities.

"ACE continues to demonstrate its commitment to the unique specialty coverage
needs of public entities," said Paul Cunney, Vice President, ACE Public Entity
Practice Leader. "The addition of this environmentally-focused endorsement
further demonstrates our commitment to providing insurance and risk management
solutions."

"ACE`s new policy enhancement shows our ongoing commitment to risk managers
serving public sector clients by offering them a customized approach to
addressing their unique environmental exposures associated with the day-to-day
operations of their political subdivisions, agencies and authorities," said Jon
Peeples, Vice President, ACE Environmental Risk.

Key features of the policy enhancement include:

* Sudden and Accidental Pollution Coverage with Time Element and Named Perils
* Includes coverage for pesticides and herbicides
* Remediation expenses covered both on-site and off-site
* Auto and mobile equipment upset and overturn, including Cargo
* Fungi coverage is optional
* Limits available up to $2M
* Simplified submission process, which includes Commercial General Liability,
Auto Loss History and Property Schedule
* Responsive underwriting staff with strong expertise in providing environmental
risk solutions
* Dedicated environmental claims specialists

ACE Public Entity, a unit of ACE USA, specializes in meeting the underwriting
insurance needs of public entities, with specialists in underwriting, claim
management, loss control, risk and safety engineering. For more information
about ACE Public Entity and its range of products and services, please visit our
website. ACE Environmental Risk, a division of ACE USA and part of the ACE
Group, offers a full range of environmental liability solutions designed to
minimize bottom-line impacts, and provide hands-on management for those
liabilities. For more information about ACE Environmental Risk and its range of
products and services, please visit our website.

Insurance provided by affiliated insurance companies in the ACE Group. The
product information above is a summary only; please see the actual policy for
terms and conditions. Surplus lines insurance provided only through licensed
surplus lines producers. All products may not be available in all jurisdictions.

ACE USA is the U.S-based retail operating division of the ACE Group, and is
rated A+ (Superior) by A.M. Best Company and AA- (Very Strong) by Standard &
Poor`s. ACE USA, through its underwriting companies, provides insurance products
and services throughout the U.S. Additional information on ACE USA and its
products and services can be found at: www.acegroup.com/us. The ACE Group is one
of the world`s largest multiline property and casualty insurers. With operations
in 53 countries, ACE provides commercial and personal property and casualty
insurance, personal accident supplemental health insurance, reinsurance, and
life insurance to a diverse group of clients. ACE Limited, the parent company of
the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a
component of the S&P 500 index. Additional information can be found at:
www.acegroup.com.

ACE North America Communications
Carla Ferrara, 215-640-4744
carla.ferrara@acegroup.com

Copyright Business Wire 2013