FACTBOX-US Senate votes to aid jobless, homebuyers

(Updates with Senate passage)

Nov 4 (Reuters) - Unemployed workers would get more jobless benefits and homebuyers and businesses would get additional tax breaks under a bill approved unanimously by the U.S. Senate on Wednesday.

Democratic leaders in the House of Representatives have promised quick action on the bill.

Here is a description of each of the bill's provisions:

UNEMPLOYMENT INSURANCE

* Jobless workers who have exhausted their unemployment benefits would get an additional 14 weeks of aid.

* Workers living in states where the unemployment rate is above 8.5 percent would get an additional six weeks of benefits, for a total of 20 extra weeks of benefits.

As of September, 27 states, the District of Columbia and Puerto Rico had unemployment rates above 8.5 percent. Nationwide, unemployment stands at 9.8 percent, the highest since 1983, and analysts expect it to climb to 9.9 percent when figures for October are released on Friday.

About 3.4 million people now are receiving unemployment aid, according to the Labor Department.

* Roughly 600,000 workers may have already exhausted their benefits, according to the National Employment Law Project, and 1.3 million could do so by the end of the year.

* Some workers would now be eligible for up to 79 weeks of unemployment insurance, three times the 26-week limit that was in place before the current recession.

* The additional benefits would be paid for by extending a tax on employers through June 30, 2011.

HOMEBUYER CREDIT

* Extends an existing $8,000 tax credit for first-time homebuyers until April 30, 2010.

* That credit, which was due to expire on Nov. 30, has helped the housing industry recover from the worst recession since the Great Depression of the 1930s.

* Homebuyers who already own a home and have lived there for at least five years would be eligible for a $6,500 tax credit.