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FACTBOX: Presidential candidates' health care plans

Mon Sep 17, 2007 3:16pm EDT

(Reuters) - Democratic presidential candidate Hillary Clinton announced a plan on Monday to give universal health care to Americans. Following are some health care proposals of hers and other leading candidates.

DEMOCRATS

* Hillary Clinton

Her plan, estimated to cost about $110 billion per year, would require all Americans to get health insurance.

Under a public-private partnership, Americans keep their existing coverage or choose from private insurance options members of Congress receive. Individuals may also choose a public plan similar to Medicare.

Creates new federal subsidies for those who can't afford coverage and imposes new mandates on large employers to provide health insurance or help pay for it. Small business will receive tax breaks to provide health coverage.

Forces insurance companies to give coverage to everyone, ending discrimination based on pre-existing conditions. Drug companies would also be required to offer fair prices.

* John Edwards

Proposal also requires health insurance for all Americans and is estimated to cost about $120 billion per year.

Forces private companies, government and individuals to share responsibility for insurance coverage.

Creates new tax credits, expands Medicaid and the federal-state children's health insurance plan, and takes steps to contain health care costs.

Creates regional Health Care Markets purchasing pools to give Americans the option of buying an health care plan, increase choices among insurance plans and cut costs for businesses offering insurance.

* Barack Obama

Plan provides health coverage for all Americans.

Creates new national public insurance program to allow individuals and small businesses to buy affordable health care similar to that available to federal employees. No one will be turned way or charged more due to illness and everyone who needs it will receive a subsidy for their premiums.

Requires all employers to contribute toward health coverage for their employees or toward the cost of the public plan.

Creates a national health insurance exchange to reform the private insurance market.

Mandates that all children have health care coverage.

REPUBLICANS

* Rudy Giuliani

Proposes income exclusion of up to $15,000 for those without employer coverage to make insurance more affordable.

Proposes health insurance credit to low-income Americans to help make coverage more affordable to the uninsured.

Calls for reforms to medical liability legal system to end frivolous lawsuits.

Encourages states to improve health care quality and make insurance more affordable by offering block grants.

Expands access to health savings accounts. Implements incentives in insurance markets to promote preventative care.

* Mitt Romney

Plan expands and deregulates private insurance market to decrease costs and give more Americans access to affordable care.

Offers tax breaks and other incentives to those without insurance. Proposes tax breaks for individuals who buy their own health insurance with a high deductible. Allows tax deductions for out-of-pocket medical expenses and for co-payments for services.

Allows states to direct money spent treating the uninsured to instead help them purchase private health insurance.



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