MySmartClaims.com Reopens Settlements
MIAMI, June 18 /PRNewswire/ -- A Florida-based company has launched a
revolutionary new on-line service that helps average homeowners recover
additional money from insurance companies following damage claims for events
such as kitchen fires, broken pipes or strong winds. Damage from hurricanes
and other catastrophic events can also qualify.
The new estimation tool at MySmartClaims.com allows anyone with an
insurance claim to evaluate whether they have been offered a proper settlement
payment. Homeowners use information provided by their insurance company to
answer questions in a simple format. MySmartClaims.com analyzes the estimate,
calculates the true cost of restoring the property and provides forms that
consumers can use to recover more money.
"Many people short themselves and don't know it," said Carlos V. Freyre,
Managing Director of MySmartClaims.com. "This levels the playing field and
helps them maximize their recovery. Insurance companies already have these
kinds of tools. This is the first one designed for homeowners and it's been
developed by insurance and financial professionals."
Homeowners have previously faced one of two options: accept the carrier's
estimate or hire a third party, such as a public adjuster, who typically
charges between 10 and 40 percent of the recovered amount. MySmartClaims
provides an alternative. It is the only available software allowing homeowners
to evaluate their claim without outside assistance.
Freyre added that consumers now can use a computer anywhere with Internet
access, at any time they choose, and typically get back three to four times
more money for the same damage. Homeowners may legally re-submit a claim up to
five years after the date of loss and need not worry about insurance rates
rising due to challenging or reopening the claim. The average
MySmartClaims.com procedure takes approximately one hour, according to Freyre.
Custom software that drives the on-line estimator uses industry-accepted
costs for time and materials categorized by ZIP code anywhere in the 50
states. It is updated quarterly and after any regional or local disaster that
affects costs.
MySmartClaims.com guarantees that users will recover more than the cost of
its service or the fee is returned. Homeowners pay $299 for the do it yourself
process, significantly less than the cost of public adjusters.
"Most people don't have the tools to negotiate with insurance companies,"
said Freyre. "One of our users said it was like a poker game where you never
got to look at the cards. Now, this on-line recovery tool is available to
anyone. And with today's economy, the money it reclaims is more valuable than
ever. Insurance commissioners should endorse this consumer tool."
The new on-line estimator also will help homeowners who suffer losses from
hurricanes. After a storm, many property owners need a quick settlement.
MySmartClaims.com was designed and optimized to easily find and correct
oversights that typically appear in reports by insurance company
representatives. The web site features a tutorial, step-by-step guidelines,
and tips about insurance policies and procedures. It supplies all necessary
documentation.
MySmartClaims.com is based in Coconut Grove, Florida. For more
information, call 1-305-859-2133 or visit www.MySmartClaims.com .
SOURCE MySmartClaims.com
Rebecca Beltran, +1-305-447-1224, for MySmartClaims.com
