Jan 15 (Reuters) - The following table updates the assets and
registered capital of Vietnamese banks based on their statements.
The central bank said it aimed to limit credit growth to 30
percent this year to control inflation after a jump of 37.8
percent last year.
Deposit and lending rates would rise as banks tried to cope
with investment demand in an economy the government expects to
grow 9 percent this year, bankers said. It aims to keep annual
inflation below 9 percent.
The central bank has given initial approval for nine banks to
start operations. They are the Oil and Gas Bank, Lien Viet Bank,
Bao Viet Bank, FPT Bank, Energy Bank, Asia Foreign Trade Bank,
Vietnam Star Bank, Dong Duong Thuong Tin Bank and Bao Tin Bank.
Lien Viet Bank, or the United Vietnamese Bank, which has a
registered capital of 3.3 trillion dong and has Agribank,
Vietnam's largest bank, as one of its co-founders, had said it
would start operations in late April.
The table lists banks based on their latest published assets.
NOTE: * Updated; unit: in billions of dong VND=
-- State-run banks: 6 MM/YY Assets Reg Cap
Bank for Agriculture and Rural Dev'mt (12-07)*295,048.0 6,500.0
Bank for Investment and Development (12-07)*204,340.0 7,477.4
Vietnam Industrial and Commercial Bank(12-07)*172,000.0 9,000.0
#Vietnam Development Bank 105,000.0 10,000.0
#Vietnam Bank for Social Policies (07-06) 30,851.0 5,000.0
Mekong Delta Housing Development Bank (12-07) *26,000.0 774.0
#: policy lending banks
-- Partly private banks: 35 MM/YY Assets Capital
Bank for Foreign Trade (Vietcombank) (12-07)*196,117.0 15,000.0
Asia Commercial Bank ACB.HN (12-07) *87,000.0 2,630.1
Saigon Thuong Tin Bank STB.HM (12-07) *63,484.0 4,448.8
Technological & Commercial Bank (12-07) *37,000.0 *2,521.3
Export Import Bank (Eximbank) (11-07) 34,027.0 2,800.0
Vietnam International Bank (VIB) (12-07) *39,318.0 *2,000.0
Dong A Bank (DAB) (12-07) *26,961.0 *1,600.0
Saigon Commercial Bank (SCB) (12-07) *25,980.0 1,970.0
Hanoi Building Bank (Habubank) (12-07) *23,000.0 *2,000.0
Military Bank (MB) (10-07) 21,500.0 *2,000.0
Bank for Private Enterprises (VPBank) (12-07) *20,000.0 *2,000.0
Dong Nam A Bank (SeA Bank) (11-07) 19,195.0 *3,000.0
Phuong Nam Bank (Southern Bank) (09-07) 18,015.8 *1,434.2
An Binh Bank (ABBank) (12-07) *17,000.0 2,300.0
Maritime Bank (MSB) (10-07) 15,207.0 *1,500.0
HCMC Housing Development Bank (HDB) (12-07) *14,000.0 *1,000.0
Phuong Dong Bank (Oricombank) (12-07) *11,754.0 *1,111.1
Dai Duong Bank (Ocean Bank) (11-07) 11,655.0 1,000.0
Saigon Hanoi Bank (Sahabank) (11-07) 10,400.0 *2,000.0
Saigon Bank for Industry & Trade (04-07) 8,000.3 *1,020.0
Viet A Bank (VAB) (10-07) 7,708.0 750.0
Nam Viet Bank (Navibank) (10-07) *7,000.0 500.0
Bac A (North Asia) Bank (12-06) 6,343.9 *940.0
Nam A (South Asia) Bank (09-07) 4,692.0 575.9
Global Petro Bank (GP-Bank) (07-07) 4,500.0 *1,000.0
Petrolimex Group Bank (PG Bank) (11-07) *2,752.0 500.0
Dai A (Great Asia) Bank (09-07) 1,753.3 500.0
My Xuyen Rural Bank (09-07) 1,630.4 500.0
Kien Long Bank (06-07) 1,407.1 580.0
Gia Dinh Bank (09-07) 1,302.5 *444.6
De Nhat Bank (Ficombank) (12-06) 749.0 300.0
Mien Tay (Western) Bank (09-07) 694.2 200.0
Dai Tin Bank (TrustBank) (12-06) 435.9 504.1
Thai Binh Duong (Pacific) Bank (03-07) 29.6 *566.5
Vietnam Thuong Tin Bank (Vietbank) (12-06) 500.0
REGISTERED CAPITAL TARGET
(Source: state media, bank statements) (in billions of dong)
2008 2007
Sacombank *6,481
ABBank Dec: 5,000
Eximbank 3,733
SeA Bank *5,000
Southern Bank 3,000
Sahabank *3,500
Military Bank *3,400
Dong A Bank *2,800
MSB 2,000
Navibank 1,500
Nam A Bank 1,350
VAB *2,000 1,250
Pacific Bank 1,135
*TrustBank 1,000
PG Bank 1,000
Mien Tay Bank *H1: 1,000
Dai A/Kien Long/My Xuyen 1,000
Vietbank 1,000
Ficombank *Q1: 609.6
Gia Dinh 500
INVESTMENT BY FOREIGN BANKS:
HSBC Holdings Plc (HSBA.L) (0005.HK) owns 15 pct of Techcombank
*HSBC said it would raise stake in Techcombank to 20 percent
SMFG (8316.T) - 15 pct in Eximbank
ANZ (ANZ.AX) - 10 pct in Sacombank
BNP Paribas (BNPP.PA) - 10 pct in Oricombank
Deutsche Bank (DBKGn.DE) - 10 pct in Habubank
*Habubank said Deutsche Bank wanted to buy another 5 percent
Oversea-Chinese Banking Corp (OCBC.SI) - 10 pct in VP Bank
*OCBC would buy another 5 percent stake in VP Bank
United Overseas Bank (UOBH.SI) - 10 pct in Phuong Nam
*Mirae Asset Securities (037620.KS) to own 15 pct of Phuong Nam
Standard Chartered Plc (STAN.L) - 8.56 pct in ACB.
Domestic banks must have a registered capital of 1 trillion
dong to be qualified to sell shares to foreign banks.
Vietnam caps foreign ownership of a domestic bank at 30
percent with a 15-percent limit for a strategic investor. A
foreign bank can own 10 percent and a non-bank investor that is
not a strategic investor can own 5 percent.
In exceptional cases, the government could allow a foreign
strategic investor to own 20 percent of a Vietnamese bank.
A total of 35 foreign banks with a combined 14 percent market
share of loans, six venture banks, four financial leasing
ventures, two wholly foreign owned financial leasing firms and 50
representative offices of foreign banks also operate in Vietnam.
Ten percent of Vietnam's 85 million people have bank accounts
in a country with about 4,000 bank branches, half of them
belonging to Agribank, Vietnam's largest enterprise.
($1=16,103 dong)
(Reporting by Ho Binh Minh; Editing by Michael Battye)
