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Nov 13 - Standard & Poor's Ratings Services will hold a telephone conference call on Thursday, Nov. 15, 2012, at 11:00 a.m. Eastern Standard time. The call will feature an overview of the third quarter's operating performance and Standard & Poor's view on the challenges facing the industry, as well as an update on earnings, capital, liquidity, and the regulatory environment. The credit analysts participating on this call will include Matthew Albrecht, Kenneth Frey, Carmen Manoyan, Rian Pressman, and Stuart Plesser. Teleconference slides and related articles will be available on our public website at 9:00 a.m. on the day of the call. To access this material, go to www.events.standardandpoors.com, and click on the link for this teleconference. If you have any specific questions that you would like to submit ahead of time, please send via e-mail to email@example.com by Wednesday, Nov. 14, 2012. Please note that Standard & Poor's Ratings Services offers all of its broadcast teleconference calls to all interested participants on a complimentary basis. The teleconference will begin promptly at 11:00 a.m. Please call at least 15 minutes before the scheduled start of the call to complete the pre-call registration process. Live Dial-in Numbers: U.S./Canada (Toll Free): 1-866-617-1526 U.S./Canada (Toll): 1-210-795-0624 U.K. (Toll Free): 0800-279-9630 U.K. (Toll): 44-20-7108-6390 Conference ID No.: 7898330 Passcode: SANDP Live and Replay Streaming Audio: The call will also be available live in "listen-only" mode at www.events.standardandpoors.com for listeners with the Real Player(tm) software, sound card, and speakers. The Streaming Audio playback will be available until Thursday, Dec. 13, 2012. If you have any questions about the conference call, please e-mail: firstname.lastname@example.org. Please send any address corrections via e-mail to email@example.com. Standard & Poor's, a part of The McGraw-Hill Companies (NYSE:MHP), is the world's foremost provider of credit ratings. With offices in 23 countries, Standard & Poor's is an important part of the world's financial infrastructure and has played a leading role for 150 years in providing investors with information and independent benchmarks for their investment and financial decisions.