FACTBOX-U.S. banks' 2nd-quarter earnings, other FDIC data

Aug 26 (Reuters) - The U.S. banking industry's second-quarter net income
fell 86.5 percent from a year earlier to $5.0 billion, the Federal Deposit
Insurance Corp said on Tuesday.

U.S. banks' average return on assets fell to 0.15 percent during the
quarter, from 1.21 percent during the year-earlier period, the agency said.

The FDIC's quarterly report on U.S. bank industry performance included the
following data:

SELECTED DATA ON U.S. BANK PERFORMANCE

(in million dollars, except where noted)

Q2 Q1 Q2 Pct

2008 2008 2007 Change*
Real estate loans 4,794,051 4,804,695 4,619,562 3.8
1-4 family mortgages 2,154,163 2,215,541 2,207,433 -2.4
Nonfarm nonresidential 1,019,108 990,083 923,986 10.3
Construction/develop 627,170 632,602 600,471 4.4
Home equity lines 646,890 624,920 576,717 12.2
Commercial/indust loans 1,492,526 1,483,356 1,299,539 14.9
Credit cards 396,047 386,853 373,951 5.9
Total loans/leases 7,996,100 7,967,919 7,466,597 7.1
Reserve for losses 144,259 121,116 81,225 77.6
Noncurrent loans/leases 162,913 136,208 67,686 140.7
Derivatives ** 183,302,893 181,599,440 154,810,235 18.4
Mortg-backed securities 1,322,058 1,281,359 1,237,426 6.8
Provision loan/lease loss 87,352 20,546 50,151 341.3
Net charge-offs 26,354 17,141 8,946 194.6
Net income 4,959 36,776 -86.5

Problem banks *** 117 90
Combined assets ($bln) 78 26
* Q2 2008 compared to Q2 2007
** Notional amount
*** Actual number through end of quarter
(Reporting by Patrick Rucker in Washington; Editing by Andre Grenon)