USAA to Implement MasterCard IPS Processing Platform

Financial Institution to Exercise Platform's Full Debit Issuer Processing
Services

PURCHASE, N.Y., Nov. 2 /PRNewswire-FirstCall/ -- MasterCard Worldwide today
announced that USAA Federal Savings Bank will implement MasterCard Integrated
Processing Solutions(TM) (IPS), the company's world-class debit processing
platform. USAA will employ the full capabilities of the platform's branded
network and issuer processing services in support of signature and PIN debit,
and ATM driving.

(Logo: http://www.newscom.com/cgi-bin/prnh/20061031/MCLOGO )

"We believe that the capabilities of MasterCard IPS will position USAA to
address and adapt to the unique and changing payment needs of our members
around the globe while offering the most advanced services," said David Bohne,
President, USAA Federal Savings Bank.

MasterCard IPS is designed to help financial institutions create
differentiated products and services and expand their payment portfolios
across multiple business channels with efficient administration and minimal
infrastructure investment. Issuers will be able to save considerable time and
resources when designing and deploying new products and services by simply
providing data for the platform's pre-determined parameters. With its
proprietary Portfolio Viewer tool, IPS delivers a 360-degree view of
aggregated cardholder intelligence across debit and prepaid products that can
help issuers customize their offerings.

"By implementing the debit card processing capabilities of MasterCard IPS,
USAA will be able to strengthen its ability to quickly deliver the innovative
products and services critical to maintaining its competitive edge," said
Chris McWilton, President, U.S. Markets, MasterCard Worldwide. "USAA is widely
known for its rigorous business standards and highest level of member service,
and we believe this expanded relationship will increase the value it will
deliver to its loyal customer base."

With more than $31 billion in deposits as of Mar. 31, 2009, USAA Federal
Savings Bank is the 23rd largest bank in the nation. USAA has been recognized
by BusinessWeek for the past three years as a "Customer Service Champ,"
highlighting the association's legendary commitment of providing highly
competitive financial products for 7.2 million members.

USAA joins a growing list of issuers that have implemented MasterCard IPS. In
May 2009, The Travelex Group, the world's largest distributor of foreign
currency prepaid cards, announced that it will implement the global prepaid
transaction processing capabilities of MasterCard IPS to support new and
existing consumer and corporate MasterCard Cash Passport(TM) cards. In
December 2008, Swiss Bankers Prepaid Services Ltd. became the first financial
institution to take advantage of the platform's global prepaid transaction
processing capabilities. This followed the announcement of a brand-exclusive
MasterCard IPS implementation by Security Service Federal Credit Union, the
10th largest credit union in the United States. MasterCard IPS has been named
to the "InfoWorld 100," an award that recognizes information technology
projects that use technology in smart, innovative and creative ways to meet
business and technical objectives.

About MasterCard Worldwide
MasterCard Worldwide advances global commerce by providing a critical economic
link among financial institutions, businesses, cardholders and merchants
worldwide. As a franchisor, processor and advisor, MasterCard develops and
markets payment solutions, processes approximately 21 billion transactions
each year, and provides industry-leading analysis and consulting services to
financial-institution customers and merchants. Powered by the MasterCard
Worldwide Network and through its family of brands, including MasterCard®,
Maestro® and Cirrus®, MasterCard serves consumers and businesses in more than
210 countries and territories. For more information go to www.mastercard.com.

Forward-Looking Statements
Statements in this press release which are not historical facts, including
statements about MasterCard's plans, strategies, beliefs and expectations, are
forward-looking and subject to the safe harbor provisions of the Private
Securities Litigation Reform Act of 1995. Forward-looking statements speak
only as of the date they are made. Accordingly, except for the company's
ongoing obligations under the United States federal securities laws, the
company does not intend to update or otherwise revise the forward-looking
information to reflect actual results of operations, changes in general
economic or industry conditions, changes in financial condition, changes in
estimates, expectations or assumptions or other circumstances arising and/or
existing since the preparation of this press release or to reflect the
occurrence of any unanticipated events. Such forward-looking statements
include, without limitation:

-- the ability of MasterCard IPS to enable financial institutions to
create
differentiated products and services across multiple business channels
with efficient administration and minimal infrastructure investment;
-- the ability of MasterCard IPS to enable financial institutions to save
considerable time and resources when designing and deploying new
products and services by providing data for the platform's
pre-determined parameters; and

-- the ability of MasterCard IPS to enable financial institutions to
strengthen their ability to quickly deliver the innovative products
and
services critical to maintaining a competitive edge.

Actual results may differ materially from such forward-looking statements for
a number of reasons, including those set forth in the company's filings with
the Securities and Exchange Commission (SEC), including the company's Annual
Report on Form 10-K for the year ended December 31, 2007, the Company's
Quarterly Reports on Form 10-Q and Current Reports on Form 8-K that have been
filed with the SEC during 2008, as well as reasons including difficulties,
delays or the inability of the company to achieve its strategic initiatives
set forth above. Factors other than those listed above could also cause the
company's results to differ materially from expected results.

Media Contacts:
Tristan Jordan, MasterCard Worldwide, Tel. +1 914 249 5724,
tristan_jordan@mastercard.com

SOURCE MasterCard Worldwide

Tristan Jordan of MasterCard Worldwide, +1-914-249-5724, or
tristan_jordan@mastercard.com