Hotchkiss Insurance Agency Announces Texas Home Builders Workers' Comp Group Dividend

DALLAS--(Business Wire)--
Hotchkiss Insurance Agency, LLC announced a $59,360.36 dividend to
the Texas Home Builders Workers' Comp (THB-WC) purchasing group today.
The group, formed in September 2005, exclusive to home builders in
Texas, provides qualifying members with a competitive option for
workers' compensation coverage. The announcement marks the first
dividend payment for the group by Texas Mutual, the program
underwriter.

The Texas Department of Insurance (TDI) allows employers in
similar industries to reduce their workers' comp premiums by
purchasing their coverage as a group. The THB Workers' Comp Group is a
TDI approved purchasing group that is open to most residential general
contractors which includes: home builders, engineers, architects and
interior carpentry firms. Any Texas insurance agent may place a
qualifying client into the group. The group's premium volume and loss
ratio were factors in determining its dividend.

"Commitment to good business practices allows the Texas home
builder to transfer risk effectively to the subcontractor and buy the
workers' compensation policy for their own employees and not the
employees of others," said Anne Davis of Hotchkiss Insurance Agency,
the THB-WC Group administrator. "We're committed to the ongoing
education of every Texas home builder - so that they take full
advantage of the Workers' Compensation laws that were written
exclusively for their industry. The THB program allows the home
builder to gain education, risk control and participate in the state's
best policyholder dividend programs."

For more information about the THB Workers' Comp Purchasing Group,
contact Susan Shahon by email at sshahon@hiainc.com or by phone at
(972) 512-7660. For more information about Texas Mutual(R) and a
complete list of THB-WC qualifying business classifications visit
texasmutual.com.

Texas Mutual(R) notes that past dividends are not a guarantee of
future dividends, and TDI must approve all dividends.

Hotchkiss Insurance Agency
Anne Davis, 972-512-7728
adavis@hiainc.com
or
Susan Shahon, 972-512-7660
sshahon@hiainc.com

Copyright Business Wire 2008