EMC Insurance Group Inc. Announces 2009 Second Quarter Earnings Call and Reiterates Reporting Change That Becomes Effective in the Second Quarter

DES MOINES, Iowa--(Business Wire)--
EMC Insurance Group Inc. (Nasdaq: EMCI) (the "Company") today announced that
2009 second quarter earnings information will be released to the media before
the opening of regular market hours on July 23, 2009. The second quarter
earnings release and financial supplement will be available on the Company`s
website (www.emcinsurance.com) at that time.

The Company will host an earnings call at 11:00 a.m. eastern daylight time, July
23, 2009, to allow securities analysts, stockholders and other interested
parties the opportunity to hear management discuss the Company`s quarterly
results, as well as its expectations for the remainder of 2009. Dial-in
information for the call is toll-free 1-877-407-8031 (International:
201-689-8031). The event will be archived and available for digital replay
through August 6, 2009. The replay access information is toll-free
1-877-660-6853 (International: 201-612-7415); passcodes (both required for
playback) are account no. 286; conference ID no. 327390. A webcast of the
teleconference will be presented by PrecisionIR and can be accessed at
http://www.investorcalendar.com or from the Company`s investor relations page at
www.emcins.com/ir. The archived webcast will be available until July 23, 2010. A
transcript of the teleconference will also be available on the Company`s website
shortly after the completion of the teleconference.

Second Quarter Reporting Change
As reported in the Company`s March 31, 2009 Form 10-Q, which was filed with the
Securities and Exchange Commission on May 8, 2009, beginning in the second
quarter of 2009 the Company will no longer report on a quarterly basis the
amount of development experienced on prior years` reserves. This change in
reporting is being implemented because management believes that there is
potential for confusion among investors regarding the perceived impact
development has on the Company`s results of operations. Management has
determined that continued reporting of the composition of the Company`s
underwriting results between the current and prior accident years increases the
potential for misinterpretation and, in any event, is not material or relevant
to an understanding of the Company`s results of operations. From management`s
perspective, the more important issue is consistency of reserve adequacy. If
reserves are maintained at a consistent level of adequacy (and all else remains
equal), then development should be fairly consistent from year to year.
Therefore, the source of earnings (current or prior accident years) is not
relevant. For a more detailed explanation of management`s rationale for this
change in reporting, please see the discussion contained under Item 2,
Management`s Discussion and Analysis of Financial Condition and Results of
Operations, in the Company`s March 31, 2009 Form 10-Q under the heading
"Management Issues and Perspectives".

EMC Insurance Group Inc., the publicly-held insurance holding company of EMC
Insurance Companies, owns subsidiaries with operations in property and casualty
insurance and reinsurance. EMC Insurance Companies is one of the largest
property and casualty groups in Iowa and among the top 60 insurance groups
nationwide based on premium volume. For more information, visit our website.

The Private Securities Litigation Reform Act of 1995 provides issuers the
opportunity to make cautionary statements regarding forward-looking statements.
Accordingly, any forward-looking statement contained in this report is based on
management`s current beliefs, assumptions and expectations of the Company`s
future performance, taking into account all information currently available to
management. These beliefs, assumptions and expectations can change as the result
of many possible events or factors, not all of which are known to management. If
a change occurs, the Company`s business, financial condition, liquidity, results
of operations, plans and objectives may vary materially from those expressed in
the forward-looking statements. The risks and uncertainties that may affect the
actual results of the Company include, but are not limited to, the following:

* catastrophic events and the occurrence of significant severe weather
conditions;
* the adequacy of loss and settlement expense reserves;
* state and federal legislation and regulations;
* changes in the property and casualty insurance industry, interest rates or the
performance of financial markets and the general economy;
* rating agency actions;
* "other-than-temporary" investment impairment losses; and
* other risks and uncertainties inherent to the Company`s business, including
those discussed under the heading "Risk Factors" in the Company`s Annual Report
on Form 10-K.

Management intends to identify forward-looking statements when using the words
"believe", "expect", "anticipate", "estimate", "project" or similar expressions.
Undue reliance should not be placed on these forward-looking statements.

EMC Insurance Group Inc.
Investors:
Anita Novak, 515-345-2515
or
Media:
Lisa Hamilton, 515-345-7589

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