Ardmore Banking Advisors Featured by The Risk Management Association & The American Bankers` Association Offering Insight on Stress Testing of Banks` CRE Loan Portfolios

ARDMORE, Pa.--(Business Wire)--
As our nation takes a hard look at the financial condition of the country`s
banks to determine if they are stable enough to withstand further economic
downtown, Ardmore Banking Advisors is offering timely insight into this
important issue. With talks of continued losses in the Commercial Real Estate
Market, stress testing of banks CRE Portfolios is a hot topic at the government
level and in industry circles.

Ardmore Banking Advisors has been collaborating with two of the banking
industries` most respected organizations: The Risk Management Association (RMA)
and The American Bankers Association (ABA) to offer solutions and unique
expertise on the subject.

On September 16, 2009, Ardmore Banking Advisors` Peter L. Cherpack, Senior Vice
President and Director of Credit Risk Process and Technology, conducted an ABA
webinar on the subject of "CRE Portfolio Stress Testing: A Tactical Guide for
Community Banks." Over 250 banks and 750 participants received timely
information and insight on topics such as:

* What is CRE portfolio "stress testing"?
* Why is it important now?
* How you undertake portfolio stress testing?
* What data is required?
* How you interpret the results?

On November 10, 2009, Cherpack will serve as a panel moderator for the breakout
session titled "CRE Portfolio Stress Testing Best Practices" at the annual RMA
National Conference in Lake Buena Vista, FL. Cherpack and a panel of bankers
will discuss:

* What the regulators are looking for
* How portfolios need to be properly coded to create concentrations
* Stress testing capabilities
* The typical CRE portfolio stress testing process

Mr. Cherpack has over 25 years of banking and consulting experience. He has
created credit portfolio management automation solutions including those that
allow stress testing of bank`s commercial real estate loan portfolios. He
currently supports the implementation of Ardmore Banking Advisors` credit
portfolio management tools for banking institutions across the United States
including CreditInsight and CREInsight.

Mr. Cherpack welcomes inquiries regarding stress testing bank CRE loan
portfolios. He can be reached at pcherpack@ardmoreadvisors.com or by calling
610-649-4643.

About Ardmore Advisors

Ardmore Banking Advisors has provided loan review, credit risk management and
other banking consulting services, and credit technology solutions to over one
hundred financial institutions since 1991. Our team includes Bank Board
Chairmen, Bank Presidents and CEOs, Bank Chief Credit Policy Officers and
Examiners-in-Charge at the OCC. We help bankers better understand and manage
their business in good times and troubling situations. For more information,
please visit www.ardmoreadvisors.com or call 610-649-4643.

Ardmore Banking Advisors
Alick Foote
610-649-4643
afoote@ardmoreadvisors.com

Copyright Business Wire 2009