Provident Financial Holdings to Host Earnings Release Conference Call

Provident Financial Holdings, Inc. (Nasdaq:PROV), the holding company for
Provident Savings Bank, F.S.B., announced today that it will host a conference
call for institutional investors and bank analysts on Monday, May 19, 2008 at
1:30 p.m. (Pacific Time Zone) to discuss its financial results. The conference
call will coincide with its news release announcing fiscal third quarter
earnings which will be distributed prior to the market open on Monday, May 19,
2008. The conference call can be accessed by dialing 1-800-762-6568 and
requesting the Provident Financial Holdings Earnings Release Conference Call. An
audio replay of the conference call will be available through Tuesday, May 27,
2008 by dialing 1-800-475-6701 and referencing access code number 923607.

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CONTACT: Provident Financial Holdings, Inc.
Craig G. Blunden, Chairman, President and CEO
Donavon P. Ternes, Chief Operating Officer and Chief Financial
Officer
(951) 686-6060