Gemalto Instant IssuanceSolution Boosts Microbanking Market in Indonesia

Efficiently serves a widely dispersed population of unbanked consumers
AMSTERDAM--(Business Wire)--
Gemalto (Euronext NL0000400653 GTO), the world leader in digital security, today
announcedit will deploy its Dexxis Instant Issuance solution in Indonesia to
enable on-the-spot delivery of secure microprocessor-based banking cards.
Gemalto is working with local partner SAI (Smart Aplikasi Indonesia), an
affiliate of leading IT Network solutions provider Alita.

The challenge in Indonesia is how to cost-effectively reach a population of
consumers with microbanking services when 90 percent are unbanked and dispersed
among 17,500 islands. Gemalto`s solution is decentralized instant card issuance
- in-person, in-branch, and in a matter of minutes. The Dexxis solution offer
includes EMV smart cards, servers, software, printers, and training to deploy
the solution over a secure TCP/IP trusted network in the banking and retail
environment.

By using fingerprint biometric authentication from the software inside the chip,
the smart cards provide a higher level of security to the cardholder and the
issuer. The biometric also simplifies use of the card by eliminating the need to
remember the PIN code, which can be a challenge for consumers new to electronic
banking. The card can store various types of secure banking services such as an
e-purse, prepaid data, deposit remittances, savings and loans, as well as
financial and health insurance. Furthermore, the card serves as an electronic
statement, logging up to 150 transactions, to help cardholders and financial
institutions keep track of account activity with greater ease and eliminating
the need for paper statements.

According to A. Putranto, CEO & President of SAI, "This is an exciting period
for the microfinance sector in Indonesia with the introduction of smart card
technology. Gemalto brings a wealth of experience in digital security solutions
for the financial sector and together, we can improve the lives of many by
offering them simplified access and greater security in their daily activities."

"This instant issuance model makes it possible to efficiently serve a widely
dispersed population of unbanked consumers," said Tan Teck Lee, president,
Gemalto Asia. "In addition, it is more cost-effective and simpler than trying to
deliver individual personalized cards by mail, especially when you consider that
many of the unbanked don`t have a postal address or effective postal service.We
are delighted that Indonesian consumers will now have better access to financial
services with the microfinance solution, delivered through our partner SAI."

About Gemalto

Gemalto (Euronext NL 0000400653 GTO) is the world leader in digital security
with 2008 annual revenues of €1.68 billion, and 10,000 employees operating out
of 75 offices, research and service centers in 40 countries.

Gemalto is at the heart of our evolving digital society. The freedom to
communicate, travel, shop, bank, entertain, and work-anytime, anywhere-has
become an integral part of what people want and expect, in ways that are
convenient, enjoyable and secure.

Gemalto delivers on the growing demands of billions of people worldwide for
mobile connectivity, identity and data protection, credit card safety, health
and transportation services, e-government and national security. We do this by
supplying to governments, wireless operators, banks and enterprises a wide range
of secure personal devices, such as subscriber identification modules (SIM),
Universal Integrated Circuit Card (UICC) in mobile phones, smart banking cards,
smart card access badges, electronic passports, and USB tokens for online
identity protection. To complete the solution we also provide software, systems
and services to help our customers achieve their goals.

As the use of Gemalto`s software and secure devices increases with the number of
people interacting in the digital and wireless world, the company is poised to
thrive over the coming years.

For more information please visit www.gemalto.com.

Media
Gemalto
Rémi Calvet, +33 (0) 1 55 01 64 10
M.: +33 (0) 6 22 72 81 58
remi.calvet@gemalto.com
or
TBWA\Corporate
Rebekah Lahey, +33 (0) 1 49 09 26 58
rebekah.lahey@tbwa-corporate.com
or
Gemalto Asia
Marcos Fernandes, +852 2306 3626
M.: +852 6051 6425
marcos.fernandes@gemalto.com
or
Grayling Global
Aparna Agrawal / Joyce Lee / Kenny Yap
T.: +65 6325 4606
F.: +65 6325 4616
Aparna.agrawal@sg.grayling.com
joyce.lee@sg.grayling.com
kenny.yap@sg.grayling.com
or
Smart Aplikasi Indonesia
Radityo, Aruman, +62.21.766.1932
M.: +62.81.2943.4288
a.radityo@smart-aplikasi.com

Copyright Business Wire 2009