FACTBOX: Presidential candidates' health plans

(Reuters) - Following are details of health care plans offered by the U.S. presidential candidates:

* New York Sen. Hillary Clinton's plan, estimated to cost about $110 billion per year, would require all Americans to get health insurance. Under a public-private partnership, they would keep existing coverage or choose from private insurance options that members of Congress receive. Individuals may also choose a public plan similar to Medicare. Plan creates new federal subsidies for those who can't afford coverage and imposes new mandates on large employers to provide health insurance or help pay for it. Small business will receive tax breaks to provide health coverage. Plan forces insurance companies to give coverage to everyone, ending discrimination based on pre-existing conditions. Drug companies would also be required to offer fair prices.

* Illinois Sen. Barack Obama's plan provides health coverage for almost all Americans. Creates national public insurance program to allow individuals and small businesses to buy affordable health care similar to that available to federal employees. No one will be turned way or charged more due to illness and everyone who needs it will receive a subsidy for their premiums. Requires all employers to contribute toward health coverage for their employees or toward the cost of the public plan. Creates a national health insurance exchange to reform the private insurance market. Mandates that all children have health care coverage.

* The plan by Arizona Sen. John McCain, the Republican candidate, emphasizes containing costs rather than covering the uninsured, proposing a tax credit of $2,500 to low-income individuals and $5,000 to low-income families who obtain their own insurance. He would not force anyone to leave an employer-based program and would seek solutions for those with pre-existing medical conditions, including creating gap coverage and working with states that create insurance pools for high-risk individuals.

(Editing by Cynthia Osterman)

(To read more about the U.S. political campaign, visit Reuters "Tales from the Trail: 2008" online at blogs.reuters.com/trail08/)