ISTANBUL, March 13 (Reuters) - The Turkish Banking Association does not see a sharp decline in banking sector profits in 2014 as a whole after they tumbled in January, Chairman Huseyin Aydin told reporters on Thursday.
Turkish banking sector's net profit dropped 43.9 percent in January.
Credit growth is expected at 15-20 percent this year, Aydin said, adding that he expected the ratio of non-performing loans not to exceed 3 percent in 2014.
Work has started on setting up an Islamic banking unit of state-run lender Ziraat Bank, he added. (Reporting by Ebru Tuncay; Writing by Seda Sezer; Editing by Daren Butler)