Edition:
United States

CIMB Group Holdings Bhd (CIMB.KL)

CIMB.KL on Kuala Lumpur Stock Exchange

6.35MYR
4:53am EDT
Change (% chg)

RM0.04 (+0.63%)
Prev Close
RM6.31
Open
RM6.31
Day's High
RM6.39
Day's Low
RM6.29
Volume
56,227,700
Avg. Vol
18,167,980
52-wk High
RM7.08
52-wk Low
RM4.49

Summary

Name Age Since Current Position

Mohamed Nazir bin Abdul Razak

50 2014 Non-Independent Non-Executive Chairman of the Board

Zafrul bin Tengku Abdul Aziz

43 2015 Group Chief Executive Officer, Executive Director

Shahnaz Ahmad

42 2015 Group Chief Financial Officer

Kittiphun Anutarasoti

46 President and Chief Executive Officer of CIMB Thai Bank and Country Head – Thailand

Samir Gupta

54 Chief Executive Officer - Group Consumer Banking

Effendy Hamid

44 2015 Chief Executive Officer - Group Asset Management & Investments

Rafe Haneef

45 2016 Chief Executive Officer/Executive Director, CIMB Islamic Bank and Chief Executive Officer, Group Islamic Banking

Sooi Lin Kong

56 2016 Chief Executive Officer and Executive Director of CIMB Investment Bank and Group Head - Investment Banking

Hendra Lembong

45 Corporate Executive - Group Transaction Banking

Lye Mun Mak

59 2016 Country Head of CIMB Singapore, Chief Executive Officer - CIMB Bank, Singapore, Chief Executive Officer, Group Wholesale Banking

Tigor Siahaan

45 2015 President Director and Chief Executive Officer of PT Bank CIMB Niaga Tbk, Country Head of CIMB Indonesia

Jiunn Run Yong

53 2016 Chief Executive Officer - Group Commercial Banking

Hamidah Naziadin

53 Group Chief People Officer

Mohamed Adam Abdullah

48 2015 Group Chief Marketing Officer and Group Chief Customer Experience Officer

Keen Yew Kwan

43 2015 Group Chief Compliance Officer

David Thomas

57 2012 Group Chief Risk Officer

Chin Tok Lee

51 Group General Counsel

Kok Wei Chu

43 2016 Group Head - Treasury & Markets

Tiang Siew Lim

60 Group Chief Internal Auditor

Yoke Nean Meow

52 Adviser, Group Wholesale Banking

Gurdip Sidhu

43 2015 Group Chief Strategy Officer

Renzo Viegas

55 2016 Adviser, Group Consumer Banking

Rossaya binti Mohd Nashir

48 2002 Group Company Secretary

Hiroaki Demizu

50 2016 Non-Independent Non-Executive Director

Kok Kwan Lee

51 2015 Non-Independent Non-Executive Director

Joseph Silva

52 2014 Non-Independent Non-Executive Director

Mohd Nasir bin Ahmad

62 2016 Senior Independent Non-Executive Director

Robert Coombe

53 2014 Independent Non-Executive Director

Mohamed Ross Mohd Din

64 2016 Independent Non-Executive Director

Watanan Petersik

56 2010 Independent Non-Executive Director

Su Yin Teoh

46 2014 Independent Non-Executive Director

Muhammad Surya Yusuf

61 2010 Independent Non-Executive Director

Mohamed Azam Mohamed Adil

50 2014 Chairman of the Shariah Supervisory Board

Yousef bin Abdullah Al Shubaily

45 Member of the Shariah Supervisory Board

Mohd Nai'm bin Haji Mokhtar

49 Member of the Shariah Supervisory Board

Shafaai bin Musa

49 Member of the Shariah Supervisory Board

Sudin Haron

62 2014 Member of the Shariah Supervisory Board

Mohammad Hashim Kamali

72 2014 Member of the Shariah Supervisory Board

Noor Inayah Yaakub

47 Member of the Shariah Supervisory Board

Nedham Yaqoobi

57 Member of the Shariah Supervisory Board

Biographies

Name Description

Mohamed Nazir bin Abdul Razak

Dato' Sri Mohamed Nazir bin Abdul Razak is Non-Independent Non-Executive Chairman of the Board of CIMB Group Holdings Berhad. He joined the corporate advisory department of Commerce International Merchant Bankers Berhad (now known as CIMB Investment Bank Berhad) in 1989 and managed various fund raising, privatisation, listing and corporate restructuring exercises. In 1993, he transferred to the bank’s stockbroking arm, where he rose to the position of Executive Director. He moved back to CIMB Investment Bank Berhad as Deputy Chief Executive on 1 June 1996 and became CIMB Group Chief Executive on 1 June 1999. He assumed the position of Group Chief Executive of an enlarged CIMB Group on 7 November 2006 pursuant to a merger with Bumiputra-Commerce Bank. During his tenure as Group Managing Director/Chief Executive Officer of CIMB, Dato’ Sri Nazir was recognised as Malaysia’s top executive/CEO on several occasions. He was the youngest recipient of FinanceAsia’s ‘Lifetime Achievement Award’ in 2009 and was also awarded Euromoney’s ‘Outstanding Achievement Award’ in 2012 in recognition of his outstanding contribution to the Asian financial markets. In 2015, he was conferred the prestigious Asia House’s ‘Asian Business Leaders Award’ for his overall contribution to economic success, professional excellence, moral leadership and service to society. Dato’ Sri Nazir is a Member of Investment Panel of the Employees’ Provident Fund (EPF) and the International Advisory Board of the Blavatnik School of Government at the University of Oxford. He is Chairman of EPF’s Investment Panel Risk Committee, and the World Economic Forum’s ASEAN Regional Strategy Group and ASEAN Regional Business Council. He is a Member of the Advisory Board of the Centre for Asian Philanthropy and Society, and a Trustee of CIMB Foundation, the Rahah Foundation and the Pride Foundation.

Zafrul bin Tengku Abdul Aziz

Tengku Dato' Zafrul bin Tengku Abdul Aziz is Group Chief Executive Officer, Executive Director of CIMB Group Holdings Berhad. He a leading ASEAN universal bank and a world leader in Islamic finance with presence in 16 countries worldwide. He is also the Chief Executive Officer/Executive Director of CIMB Bank Berhad. With over 20 years of experience in the financial services sector, specialising in Investment Banking, Zafrul’s last position was with Maybank Investment Bank Berhad and Maybank Kim Eng Holdings as Chief Executive Officer. He also held senior positions in Citigroup Malaysia, Kenanga Holdings Berhad and Avenue Securities (now known as ECM Libra). He also experienced being an entrepreneur by setting up Tune Money Sdn Bhd, Asia’s first “no-frills” online financial service provider. Outside of CIMB, Zafrul is an advocate of Malaysia’s socioeconomic development and currently heads the Kuala Lumpur Business Club. He is on the boards of the Malaysian Investment Development Authority (MIDA) and Perbadanan PR1MA Malaysia. Zafrul is also actively involved in developing the youth of the nation – he is on the Advisory Board of the Young Corporate Malaysians and was also appointed by the Ministry of Education Malaysia as an Adjunct Professor at University Sains Islam Malaysia under the CEO Faculty Programme. He is also the Chairman of Enactus Malaysia Foundation, an international non-profit organisation aimed at grooming university students into future leaders. Zafrul is also an Honorary Commander of the Navy Volunteer Reserve under the Royal Malaysian Navy. Zafrul graduated from the University of Bristol, United Kingdom with a Bachelor of Science (Hons) Economics and Accounting and obtained a Master of Arts (MA) in Finance and Management from the University of Exeter, United Kingdom. He also holds a fellowship with the Asian Institute of Chartered Bankers.

Shahnaz Ahmad

Mr. Shahnaz Farouque Jammal Ahmad is Group Chief Financial Officer of CIMB Group Holdings Berhad since March 1, 2015. He joined the Group in March 2009 and has worked in various capacities in the Group, including Group Risk Management, Corporate Client Solutions and CIMB Niaga, Indonesia.. He holds Bachelor (Double First Class) and Master of Arts degrees in Economics from the University of Cambridge and an MPhil in Economics from the University of Oxford. He Oversees the finance function of CIMB Group, including financial control, reporting and analysis, capital and balance sheet management, and investor relations • Responsible for driving, strengthening and protecting the financials of the Group, through the provision of key financial information and analytics, partnering businesses, and meeting the requirements of external stakeholders, whilst ensuring overall financial control and discipline • Was most recently the Deputy Group Chief Financial Officer and Head of Capital and Balance Sheet Management of CIMB Group. Prior to this, was in various capacities within CIMB Group, including Group Risk Management, Corporate Client Solutions and CIMB Niaga, Indonesia • Has over 18 years of banking experience, covering M&A Advisory, Risk Advisory, Trading, Risk Management and Finance • Was previously with Goldman Sachs, Dresdner Kleinwort Wasserstein and Bankers Trust in London, as well as ABN AMRO in Kuala Lumpur.

Kittiphun Anutarasoti

Mr. Kittiphun Anutarasoti is President and Chief Executive Officer of CIMB Thai Bank and Country Head – Thailand of the company. He has 24 years of experience with leading international banks in the Thailand banking industry • Spent 3 years as Head of Wholesale Banking Group at Krungthai Bank where he successfully led the Bank’s transformation of the wholesale banking platform prior to joining CIMB Thai • Served as Chairman of KTB Advisory, a corporate finance advisory arm of Krungthai Bank • Served as an EVP in Corporate Banking and subsequently was given an opportunity to lead the Corporate Banking platform in the capacity of Head of Corporate Banking at Siam Commercial Bank • Spent about 10 years at JPMorgan Chase Bank in Thailand and held a number of key positions including Head of Corporate Banking Thailand, Country Credit Officer for Thailand and Vietnam and General Manager of Thailand Branch • Started his career at Bank of America, Bangkok, where he joined as a management trainee in 1993. After about 6 years with Bank of America, he joined HSBC as a senior banker covering Multinational Client.

Samir Gupta

Mr. Samir Gupta is Chief Executive Officer - Group Consumer Banking of the company. He has Over 29 years’ experience in the banking industry including retail, wealth management, consumer finance, cards, risk, operations and audit • Track record of building consumer banking franchises in Asia, Africa and Middle East • Started his working career with Citibank, India and moved to Singapore in 1990 • Managed various roles in Citibank and Barclays based out of Singapore, Thailand, Dubai and Indonesia • Joined CIMB Group as Consumer Banking Director of CIMB Niaga in 2010.

Effendy Hamid

Mr. Effendy Shahul Hamid is Chief Executive Officer - Group Asset Management & Investments at CIMB Group Holdings Berhad. He oversees all of the Group’s asset management and investments business across both public and private markets. This includes the Group’s regional asset management business (CIMB-Principal), its private equity fund management business and the Group’s strategic investments portfolio in companies such as Touch ’n Go and Bank of Yingkou. Amongst others, he serves as Chairman of CIMB-Mapletree and CIMB-TCA, is a Director on the board of several CIMB-Principal companies, and also a Director of Touch ’n Go and the R.E.A.L. Education Group. Most recently, Effendy was the Group’s Chief Marketing and Communications Officer where he managed the Group’s entire marketing and communications initiatives, and lead franchise-wide efforts to ensure a consistent and differentiated CIMB brand for all of the Group’s businesses across the region. Prior to that, he served as a Director in the Group’s Investment Banking Division, primarily focusing on corporate advisory and origination. The early years of Effendy’s career was spent in several international companies in a corporate development capacity, mostly involved in private equity, merger and acquisition activities across Asia Pacific and general business expansion initiatives. He has spent most of his professional life in a regional capacity, working in Hong Kong, Singapore and Malaysia. On full scholarship, Effendy graduated with Honours in Electronic Engineering with Optoelectronics from University College London, and is also an alumni of the CIMB-INSEAD Leadership Programme.

Rafe Haneef

Mr. Rafe Haneef is Chief Executive Officer/Executive Director, CIMB Islamic Bank and Chief Executive Officer, Group Islamic Banking subsidiary of CIMB Group Holdings Berhad since January 4, 2016. He is in charge of the CIMB Group’s Islamic banking and finance franchise. CIMB Islamic operates as a parallel franchise to the Group’s conventional operations and covers Islamic wholesale banking, Islamic consumer banking, Islamic commercial banking and Islamic asset management and investment. Rafe has 20 years of experience covering a range of businesses and functional roles gained from three global banks, an international asset management company and a legal firm, at various financial centers including London, Dubai and Kuala Lumpur. He read Law at the International Islamic University Malaysia and also holds an LL.M degree from the Harvard Law School. He was admitted to the Malaysian Bar in 1995 and qualified for the New York State Bar in 1997. Rafe first joined HSBC Investment Bank plc, London in 1999 and thereafter HSBC Financial Services Middle East, Dubai where he set up the global sukuk business in 2001. Subsequently, he became the Global Head of Islamic Finance business at ABN AMRO Dubai in 2004 covering both consumer and corporate businesses. In 2006, he moved back to Malaysia with Citigroup Asia as the Regional Head for Islamic banking, Asia Pacific. He later joined HSBC Amanah in 2010 as the CEO, Malaysia and Managing Director of Global Markets, ASP.

Sooi Lin Kong

Dato' Kong Sooi Lin is Chief Executive Officer and Executive Director of CIMB Investment Bank and Group Head - Investment Banking subsidiary of the company. Previously, she was Deputy CEO of CIMB IB since September 2011 and is the Group Head of Investment Banking Division. She also holds other offices within the Group such as being a member of the Group Management Committee, the Group Wholesale Bank Committee and the Investment Bank’s Business Review Group Committee. Dato’ Kong was appointed as Chairperson of CIMB Private Limited Sri Lanka in January 2012. She also serves as a Commissioner on the Board of Commissioners of CIMB Securities Indonesia. Being responsible for CIMBGH Group-wide corporate client coverage for Asia Pacific, Dato’ Kong oversees the management and integration of client relationships to strategic marketing and building of the bank’s brand value and market share. Backed by 27 years of investment banking experience, Dato’ Kong has extensive equity and debt transaction expertise, having advised on numerous highly profiled and industry-shaping corporate exercises in Malaysia and Asia Pacific. Dato’ Kong joined CIMB IB in 1994 from Bumiputra Merchant Bankers Berhad where she was actively involved in debt capital market, project financing and corporate banking transactions. She began her career at Ernst and Young and Arthur Andersen. Dato’ Kong graduated with an honours degree in Commerce from the University of New South Wales, Australia.

Hendra Lembong

Mr. Hendra Lembong is Corporate Executive - Group Transaction Banking of the company. He has over 20 years banking experience that included assignment in Jakarta, Singapore, Hong Kong and London. He has held several senior Transaction Banking positions across Asia and Europe where he was Managing Director for JP Morgan Asia Pacific, Global COO and Head of Business Development for Deutsche Bank as well as various Strategy & Product roles for Citibank branches in several countries • Chief of Transaction Banking at CIMB Niaga Bank, Indonesia. Based in Jakarta, responsible for Cash Management, Value Chain, FI & NBFI, Securities Services, Trade Finance and Remittance business across the bank • Has worked with many large multinationals and local companies in improving their cash and treasury management operations through various banking solutions. Expertise in building transaction banking systems for banks which are used by many Corporations. Also a member of Asia Pacific Swift Advisory Board between 2011 to 2013 where he worked with other Financial Institutions to continuously enhance Swift and country payment systems • Was named as Transaction Banker of The Year – Indonesia by The Asset in 2016 and Top 20 people in Asia Cash Management by Finance Asia in 2011.

Lye Mun Mak

Mr. Mak Lye Mun is Country Head of CIMB Singapore, Chief Executive Officer - CIMB Bank, Singapore, Chief Executive Officer, Group Wholesale Banking of CIMB Group Holdings Berhad. He is also director of CIMB Securities (Singapore) Pte. Ltd. and holds non-executive directorships in Boardroom Limited and Tat Hong Holdings Ltd. He joined CIMB following the acquisition of GK Goh Securities Pte. Ltd. in 2005, where he served as the Head of Corporate Finance. Previously, Lye Mun was Head of Mergers & Acquisitions Advisory Department with the then Development Bank of Singapore (now DBS Bank Ltd). He held various senior positions in the corporate finance divisions of Vickers Ballas & Co. Pte. Ltd., Ernst & Young, Oversea-Chinese Banking Corporation Limited and Citicorp Investment Bank (Singapore) Limited. He holds a Bachelor of Civil Engineering Degree (1st Class Honours) from the University of Malaya, Malaysia and a Master of Business Administration Degree from the University of Texas at Austin, USA. He is also a Charterholder of CFA Singapore.

Tigor Siahaan

Mr. Tigor M. Siahaan is President Director and Chief Executive Officer of PT Bank CIMB Niaga Tbk, Country Head of CIMB Indonesia subsidiary of CIMB Group Holdings Berhad since June 1, 2015. He graduated from the University of Virginia, Charlottesville, United States, with a double major in Finance and Accounting. He is also an alumnus of the IMD BPSE program (Breakthrough Program for Senior Executives) in Lausanne, Switzerland. Prior to joining CIMB Niaga, he spent 20 years in Citi, starting as a Management Associate in 1995. His last position was the Chief Country Officer of Citi Indonesia, a role he assumed from 2011. He was the first Indonesian to be appointed to the post. Previously, he held several key positions in Citi Indonesia, including Country Head for Institutional Clients Group, Head of Corporate & Investment Banking, and Country Risk Manager. In addition, he had also served as Vice President in Institutional Remedial Management Group in Citi Head Office in New York from 2000 to 2003. Tigor M. Siahaan was awarded as ASEAN Rising Star from the US – ASEAN Business Council in 2010 and Asian Promising Young Banker from The Asian Banker in 2011. Other than his professional career, Mr. Siahaan concurrently holds several positions such as a Supervisory Board Member of ASPI (Association of Payment Systems of Indonesia) from 2013, Member of the Board of Trustees of JIS (Jakarta International School) from 2014, National Board Member of PJI (Prestasi Junior Indonesia) from 2013, Mentor in Endeavor Indonesia from 2012, and Member of YPO (Young Presidents Organisation) Indonesia from 2008.

Jiunn Run Yong

Mr. Yong Jiunn Run is Chief Executive Officer - Group Commercial Banking of CIMB Group Holdings Berhad. He oversees the Group’s banking activities for small and medium-sized corporates and is involved in the planning and execution of long-term strategies to grow the segment across ASEAN. He also serves as the Head of Commercial Banking, CIMB Singapore, where he played a critical role in the rapid expansion of the franchise. Jiunn Run has accumulated a wealth of experience in corporate and commercial banking business over the last 25 years. He started his career in the front line and progressed to take on several key assignments and management responsibilities in his previous tenures with Maybank, BNP Paribas and OverseaChinese Banking Corporation. Prior to joining CIMB Bank, Jiunn Run served as the Business Head of the Enterprise Banking Division at OCBC Bank from 2004 to 2011. He holds a Bachelor of Arts in Economics and Political Science from the National University of Singapore.

Hamidah Naziadin

Ms. Hamidah Naziadin is Group Chief People Officer of CIMB Group Holdings Berhad. She holds regional responsibilities for Group Human Resource, which encompasses Organisation Design and Workforce Planning, Recruitment, Rewards & Performance Management, Talent Management & Culture Building, Learning & Development including the Commerce Leadership Institute, Employer Branding & Engagement, Industrial Relations and HR Services. The respective country HR heads also report to her functionally. She has 29 years of experience in human resource in the financial industry, of which 25 years was with the Group. She transformed Human Resource from an administrative function into a strategic business partner and a key enabler for CIMB’s rapid growth and success. She works closely with business to develop effective people strategies for a high performing workforce. She holds a Bachelor of Laws degree from the University of Wolverhampton, United Kingdom.

Mohamed Adam Abdullah

Mr. Mohamed Adam Wee Abdullah is Group Chief Marketing Officer and Group Chief Customer Experience Officer of CIMB Group Holdings Berhad since October 1, 2015. Adam oversees CIMB’s Group-wide marketing and brand management function across all its geographies and business. Adam holds a Master in Business Administration degree from the University of Southern Queensland, Australia. He is a veteran in the marketing field with a career spanning more than 25 years. He brings with him diversity, depth and breadth of experience across the entire marketing value chain from sales, advertising, strategic planning, branding and marketing management. Almost half of his career was spent in multinational advertising and brand agencies where he held senior and regional positions working on a diverse range of categories which included financial services, fast moving consumer goods (FMCG), hospitality and travel, automotive, property and telecommunications sectors, as well as managing category leading brands. Prior to joining CIMB, Adam was the Group Chief Marketing Officer in Maybank Group from 2011 to 2015. He also held the position of Chief Marketing Officer of Sunrise Berhad and before that, as Director of Brand and Advertising in ASTRO. Adam’s marketing experience also includes regional marketing management for BMW Group’s regional headquarter based in Singapore, where he was responsible for directing marketing strategies and activities for BMW Group distribution partners in 17 countries across India, China, Southeast Asia and the South Pacific Islands nations.

Keen Yew Kwan

Mr. Kwan Keen Yew is Group Chief Compliance Officer of CIMB Group Holdings Berhad since March 16, 2015. He Leads the Group Compliance function which is responsible for the identification, assessment and management of regulatory and compliance risks and management issues of regulatory and compliance across CIMB • Served in various roles in a foreign bank which included Head of Legal and Compliance for Malaysia, Regional Head of Compliance for Malaysia, Australia, Brunei, Vietnam and Head of Wholesale Banking Compliance for Hong Kong • Had previously been in private practice at a leading law firm in Malaysia and has over 19 years of legal and compliance experience in financial services laws and regulations.

David Thomas

Mr. David Richard Thomas is Group Chief Risk Officer of CIMB Group Holdings Berhad since July 2012. He oversees the risk management function of CIMB Group, including Credit, Market, Operational, Shariah, Asset Liability Management risk, and Risk Analytics & Infrastructure. The Group Risk Department is responsible for ensuring the consistent implementation of the Group’s risk management policies and frameworks, including operationalising the Risk Appetite Statement. The Division identifies, assesses, measures, controls and reports the material risks that may impact the Group’s business operations, profitability, capital and reputation. Before joining the Group, David served as the Chief Risk Officer – Asia Pacific for the Royal Bank of Scotland (RBS). Prior to RBS, he served as the Chief Credit Officer – Asia Pacific for Bank of America. He has held various senior level risk positions based in Singapore, Hong Kong, Thailand and Taiwan throughout his 22-year tenure in Asia. Before moving to Asia, he was with Bank of America in Los Angeles, California as a sector banker, covering the Fortune 500 Aerospace & Defense sector. He serves on the Board of Commissioners of CIMB Niaga.

Chin Tok Lee

Mr. Lee Chin Tok is Group General Counsel of CIMB Group Holdings Berhad. He Provides the strategic leadership for Group Legal as well as legal issues that apply to the group • Prior to his appointment as the Group General Counsel, Chin Tok was with the Capital Markets Department of CIMB from 1996 to 2001 • The Co-Head of Debt Capital Markets in the Corporate Banking, Treasury & Markets Division, a role which he had helmed from 2002 to April 2014. In his role as Co-Head of Debt Capital Markets, Chin Tok was responsible for the debt capital markets and equity-linked origination franchises of CIMBGH across Southeast Asia, North Asia, Australia and Middle East • Spent about six years working in various law firms, namely Mallesons Stephen Jaques (Australia), Drew & Napier (Singapore) and Rashid & Lee (Kuala Lumpur) with primary focus in the areas of banking, capital markets and corporate finance.

Kok Wei Chu

Mr. Chu Kok Wei is Group Head - Treasury & Markets of CIMB Group Holdings Berhad since February 25, 2016. His areas of responsibility include CIMB Group’s markets, sales, trading and structuring businesses in interest rates, credit, foreign exchange, commodities, equity and their derivatives; capital markets origination for debt, convertibles and hybrids; fixed income investments; and the funding and liquidity management operations for the CIMB Group. • Prior to joining CIMB in 2003, Mr Chu had six years experience with a major European bank developing its local currency fixed income business in both Malaysia and Singapore. Since joining Commerce International Merchant Bankers Berhad, Mr Chu played an active role in the formation of group wide treasury and market businesses across the various organic and inorganic growth of the Group. He holds MSC in Finance and Economics with Distinction and First Class Honours of BSc (Econ) Economics, the London School of Economics and Political Science, University of London, United Kingdom • Chartered Financial Analyst (CFA).

Tiang Siew Lim

Mr. Lim Tiang Siew is Group Chief Internal Auditor at CIMB Group Holdings Berhad. He Ensures that the Group Internal Audit Division supports the Group and Banking Group Audit Committees in discharging their responsibilities, as well as managing the governance, risk and control functions of the Group. He oversees the Internal Audit function across the entire Group • Joined CIMB in January 1991 as an assistant manager in the Corporate Finance Department and rose to head of department • Following the acquisition of Bumiputra-Commerce Bank by CIMB and the subsequent merger with Southern Bank, Tiang Siew was appointed as the Group Chief Financial Officer, a position he held for approximately two years before being appointed the Group Chief Internal Auditor • Started his career in 1976 with a major accounting firm, where he spent some 10 years including 18 months overseas before moving into the corporate finance industry in 1987. His tenure in corporate finance involved mergers, acquisitions and fund raising transactions for some of the then largest companies listed on Bursa Malaysia. He was actively involved in the formulation and amendments to guidelines, regulations and law reforms in relation to capital market matters during his tenure in Corporate Finance • Examiner for the Malaysian Institute of Certified Public Accountants, a position he has held for more than 20 years.

Yoke Nean Meow

Mr. Thomas Meow Yoke Nean is Adviser, Group Wholesale Banking of the company. He Assists the Group CEO in an advisory role in running the banking franchise of CIMB Group. He is the chairman of the Group Credit Committee and the Group Underwriting Committee • Prior to assuming this role, Thomas was most recently the Adviser to the CEO of Group Wholesale Banking. Prior to that he was the Head of Credit Markets and Banking, overseeing the corporate financing, trading and investment franchises in credit markets and banking for CIMB Group. His portfolio included the Debt Capital Markets Origination and loan syndication in the ASEAN region, corporate banking covering Thailand, Singapore, North Asia and Cambodia, fixed income trading and investment. Thomas was also the Chairman of the Debt Capital Markets Committee of the Malaysian Investment Banking Association and a member of the ASEAN+3 Bond Market Forum established under the auspices of the ASEAN+3 Bond Markets Initiative • Thomas has 26 years experience in the financial markets in ASEAN. Under his leadership, CIMB has been consistently the largest underwriter for local currency bond issuances in ASEAN and one of the world’s largest underwriters for sukuk issuances, as published by Bloomberg.

Gurdip Sidhu

Mr. Gurdip Singh Sidhu is Group Chief Strategy Officer of CIMB Group Holdings Berhad since April 20, 2015. He Oversees key strategic initiatives across the firm and manages the Group’s corporate strategy and planning, mergers and acquisitions, partnerships as well as all programme management office functions. He works alongside the Group CEO and senior management in setting the strategic direction of the Group and supports the execution of key transformational and growth initiatives. He also works closely with the key business pillars and geographies to ensure business strategies are fully aligned Group wide • Prior to assuming his current role, Gurdip was the Head of Strategy and Business Development within the Group Strategy and Strategic Investments division of the Group. In that role, he had led key strategic and investment initiatives including the Group’s streamlining of its insurance businesses, development of the private equity business as well as creation of the Group’s medium term strategic roadmap. Prior to joining CIMB, Gurdip spent a decade in an international management consulting firm advising Banks, telecommunications companies and governments across ASEAN, India, South Korea and Spain.

Renzo Viegas

Mr. Renzo Christopher Viegas is Adviser, Group Consumer Banking of CIMB Group Holdings Berhad. He has extensive experience in the banking industry and started his working career with Citibank in 1985 where he progressively held senior positions in various Asia Pacific countries including regional responsibilities. In 2008, he joined a Malaysian bank where he rose to the position of Deputy Managing Director before joining CIMB Group in April 2012 as Deputy Chief Executive Officer. Renzo holds a Bachelor Degree in Commerce from University of Mumbai and is a Chartered Accountant and Fellow Member of ICAI.

Rossaya binti Mohd Nashir

Datin Rossaya binti Mohd Nashir is Group Company Secretary of CIMB Group Holdings Berhad since September 2002. She works with the Chairman and the Board, advising them on their duties and responsibilities, governance matters, including ensuring CIMB’s compliance to laws and regulatory requirements. She ensures that a corporate governance framework is deployed in a manner that supports the Group’s vision and aspirations. She plays a liaison role between the Board and its key stakeholders, both in Malaysia and in the Group’s regional operations. She has more than 20 years of experience in corporate secretarial practice and has been with CIMB since 2002, when she joined the Corporate Legal Services Unit and was instrumental in setting up the Company Secretarial Department in 2004. Prior to working in CIMB, Datin Rossaya was with Permodalan Nasional Berhad, where she assumed the position of Joint Company Secretary for several of its subsidiaries. She began her career with Time Engineering Group. She is also an affiliate of the Malaysian Institute of Chartered Secretaries and Administrators (MAICSA) and serves as a member of the Companies Commission of Malaysia’s Corporate Practice Consultative Forum, representing the interests of Government-Linked Companies under Khazanah Nasional Berhad. She is a Director of several subsidiaries in the CIMB group and actively advocates greater participation of women in the boardroom.

Hiroaki Demizu

Mr. Hiroaki Demizu is Non-Independent Non-Executive Director at CIMB Group Holdings Berhad since March 8, 2016. He is the Chief Risk Officer for Asia and General Manager of Bank of Tokyo-Mitsubishi UFJ, Ltd and Mitsubishi UFJ Financial Group, Inc., heading Asian Risk Management and Compliance Division. He is responsible for planning, promotion, guidance, support, and overall control of comprehensive management/operation of various risks including Credit risk, Market risk, Funding Liquidity risk and Operational risk in the Asian regions. He also provides Risk Management guidance to BTMU Asia & Oceania and East Asia, Mitsubishi UFJ Trust & Banking in Asia, Mitsubishi UFJ Securities Holdings in Asia. As a member of the key risk management committees, he contributes to the short to long term business planning within the region and globally.

Kok Kwan Lee

Dato' Lee Kok Kwan is Non-Independent Non-Executive Director of CIMB Group Holdings Berhad since July 20, 2015. He was the Deputy Chief Executive Officer (CEO) of CIMB Group prior to his Board appointments. His areas of responsibilities included Corporate Banking, Transaction Banking and Sales and Trading businesses in interest rates, credit, foreign exchange, bonds, equity, commodities and their derivatives, treasury and funding for the Group, fixed income investments and debt capital markets which he developed since joining CIMB in 1996, and has since grown the businesses to be one of the largest global markets operations in ASEAN. Prior to joining CIMB in 1996, Dato’ Lee had more than seven years of markets and treasury experience in the Canadian banking industry. He was the Treasury Portfolio Manager responsible for interest rates and optionality risk and return for a leading Canadian bank and a member of its Senior Asset-Liability Management Committee. Dato’ Lee is also the President of the Financial Markets Association and Adviser to the Securities Commission Malaysia.

Joseph Silva

Mr. Joseph Dominic Silva is Non-Independent Non-Executive Director of CIMB Group Holdings Berhad since June 30, 2014. He joined Khazanah Nasional Berhad in August 2008 and is currently Executive Director and Head of Investments at Khazanah Nasional Berhad. Prior to joining Khazanah Nasional Berhad, he spent 18 years in the banking sector in regional and international roles across the areas of relationship management, structured finance, capital markets, risk and portfolio management and strategic business development. Datuk Joseph also serves as a Director on various other private companies.

Mohd Nasir bin Ahmad

Datuk Mohd Nasir bin Ahmad has been Senior Independent Non-Executive Director of CIMB Group Holdings Berhad since April 19, 2016. He was the President of MIA from August 2011 to July 2013. He was elected as a Council Member of the ACCA UK in September 2013 and was re-elected in September 2016. He brings with him vast experience in the areas of finance, accounting and management which spans 37 years, having started his career as a Trainee Accountant with Tenaga Nasional Berhad (TNB) in 1979 and moving on to hold various positions in the Finance Division. In January 1993, Datuk Mohd Nasir was seconded to TNB’s subsidiary company, Malaysia Transformer Manufacturing Sdn Bhd as the Financial Controller before being appointed as Chief Executive Officer (CEO) in June 1994. In January 2000, he joined Sharikat Permodalan Kebangsaan Berhad as its CEO. On 1 June 2011, he was appointed CEO of Perbadanan Usahawan Nasional Berhad, a position he held until his retirement on 1 June 2011.

Robert Coombe

Mr. Robert (Rob) Neil Coombe is Independent Non-Executive Director of CIMB Group Holdings Berhad since April 16, 2014. He has over 35 years of corporate experience in Australia and Asia including over 10 years in a Chief Executive Officer (CEO) capacity. He is currently the CEO of QSRH Ltd which owns and operates three iconic brands in the Quick Service Restaurant Sector with 12,000 people employed throughout 570 restaurants in Australia and New Zealand. Prior to joining GSRH Ltd, Robert spent two years running Westpac’s Retail, Business and Agri banking operations throughout Australia. For the six years before that, he was the CEO of BT Financial Group, responsible for all of Westpac’s funds management, financial planning, insurance, private banking, broking, platform and superannuation business in Australia. Robert holds directorships in various private companies and is also a founding Director and Deputy Chairman of the Australia Indigenous Education Foundation, Deputy Chairman of Surfing Australia and a member of the Advisory Board of the UTS Faculty of Law.

Mohamed Ross Mohd Din

Encik Mohamed Ross Mohd Din @ Rosely is Independent Non-Executive Director of CIMB Group Holdings Berhad since April 19, 2016. He joined HSBC Bank Malaysia Berhad (HSBC) in early 1972 and served in various capacities ranging from Corporate and Retail Banking to Area and Branch Management. He also served as Head of Treasury Malaysia and Head of Group Audit Malaysia between 1987 and 1996. During this period he also worked for a year in Hong Kong, London and New York in areas of Foreign Exchange and Treasury. As the Managing Director (2003), he was responsible for HSBC’s Islamic onshore business franchise in Malaysia until he retired on 31 December 2007. Upon retirement, Mohamed Ross was appointed as an Executive Director and Senior Advisor of HSBC Amanah Takaful Malaysia Sdn Bhd until December 2008. At the same time and until April 2016, he was also an Independent Director of HSBC Amanah Malaysia Bhd, where he sat as Chairman of the Risk Committee and was a member of the Audit Committee and Nomination Committee. Mohamed Ross is currently a council member of the Outward Bound Trust of Malaysia and sits on an Advisory Board overseeing a Private Equity Fund (Ekuinas OFM Programme) as an Independent Member. Additionally he also sits as a Trustee on the Board of Lembaga Zakat Selangor and also serves as an Independent Director on the Board of an Asset Management company.

Watanan Petersik

Ms. Watanan Petersik is Independent Non-Executive Director of CIMB Group Holdings Berhad since January 25, 2010. She joined the Board of CIMB Thai Bank PCL which was previously known as Bank Thai Public Company Limited in 2007 as a nominee of TPG Capital. She is currently the Chairperson of the Nomination, Remuneration and Corporate Governance Committee of CIMB Thai Bank PCL. She also holds directorships in various other private companies. Watanan has been in the financial services industry for over 30 years with her last full-time position at Goldman Sachs.

Su Yin Teoh

Ms. Teoh Su Yin is Independent Non-Executive Director of CIMB Group Holdings Berhad since October 8, 2014. She has almost 20 years’ experience in equity research and investments. Su Yin began her career with JP Morgan Malaysia as a Junior Analyst in 1994. In 2000, she became Head of Research with sector coverage experience in infrastructure, plantations, power, gaming, real estate and conglomerates. In 2002, she left JP Morgan to join Deutsche Bank Malaysia Berhad, initially as a Senior Analyst and later as Managing Director, Head of Malaysia and ASEAN Equity Research. As individual analyst, Su Yin was ranked Top 3 by Asiamoney in 2008 and 2009. She currently serves on the Board of Albizia ASEAN Opportunities Fund in Singapore and holds directorships in various other private companies.

Muhammad Surya Yusuf

Mr. Muhammad Surya (Glenn) Yusuf is Independent Non-Executive Director of CIMB Group Holdings Berhad since January 25, 2010. He has served on CIMB’s International Advisory Panel since 2006 and was Deputy Chairman of the Bank Niaga – Bank Lippo Integration Steering Committee in 2008. He has been a Commissioner of PT Bank CIMB Niaga Tbk since April 2010 and assumed his current position as Vice President Comissioner in June 2012. Glenn is a prominent figure in the Indonesian corporate scene, having over 30 years of experience in the corporate and financial sectors, including a tenure at the then PT Bank Niaga Tbk (1985-1994) where he rose to the position of Finance Director, Director General Financial Institutions, Ministry of Finance in 1998 and served as the third Chairman of the Indonesian Bank Restructuring Agency (IBRA) from 1998 to 2000. He has served as President Director/CEO PT PP London Sumatera Indonesia, Tbk from June 2003 to May 2007, President Director/CEO PT Danareksa (Persero) from 1995 to 2001, Director at PT Bahana Pembinaan Usaha Indonesia from 1994 to 1995 and Finance Director at PT Bank Niaga, Tbk from 1991 to 1994. In government service, Glenn was the Head of the Minister of Finance Assistance Team for Financial Sector Restructuring, Department of Finance, Republic of Indonesia from October 2001 to October 2002. He was the Head of Investment Banking of PT Bank Niaga from 1989 to 1991. General Manager Los Angeles Agency of PT Bank Niaga Tbk from 1985 to 1989. Manager of Citicorp Capital Market Group in Indonesia from 1983 to 1985. He was Senior Partner of PT Nusantara Capital from June 2007 to 2010 and assumed the position of President Commissioner at PT Polyprima Karyareksa from June 2004 to 2010.

Mohamed Azam Mohamed Adil

Sh. Assoc. Prof. Dr. Mohamed Azam Mohamed Adil is an Chairman of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He was appointed as Independent Director of CIMB Islamic Bank Berhad on 5 November 2014. He currently also serves as Deputy Chief Executive Officer cum Principal Fellow of the International Institute of Advanced Islamic Studies (IAIS) Malaysia. He began his career in 1990 as a lecturer at Malaysia’s Universiti Teknologi MARA (UiTM). He became an Associate Professor in 2008. He held several administrative posts within UiTM. From 1997 to 2001, he was Head of Islamic Studies Unit, Centre for Preparatory Studies and from 2006 to 2011, he was the Coordinator for Minor and Elective Programmes the Academy of Contemporary and Islamic Studies. From 2011 to 2012, he was the Head of Programme for Minor, Elective and Postgraduate Studies. Sheikh Associate Professor Dr Mohamed Azam is also a Fellow of the Centre for Human Rights Research and Advocacy, the Accounting Research Institute and UiTM’s Institute of Zakat Studies. He has also served as a member of UiTM’s Research Ethics Committee. He sits on the Selangor Religious Council Legal Committee, the Shariah Community of the Attorney General’s Chambers and on the advisory and editorial boards of several publications including the University of Malaya’s (UM) Shariah Journal, Global Journal Al-Thaqafah, published by Kolej Universiti Islam Sultan Azlan Shah, UiTM’s Journal of Contemporary Islamic Studies, Universiti Teknologi Malaysia’s International Journal of Islamic and Civilisational Studies, UM’s Journal of Shariah and Law Research, the Malaysian Accounting Review published by UiTM, Islam and Civilisational Renewal published by IAIS Malaysia and the ESTEEM Academic Journal published by UiTM, Penang. From 2007 to 2009, Sheikh Associate Professor Dr Mohamed Azam served as a panel member of the Industrial Court of Malaysia. In 2007, he received the Fulbright Visiting Award from the Council for International Exchange of Scholars, Washington DC, USA.

Yousef bin Abdullah Al Shubaily

Sh. Dr. Yousef bin Abdullah Al Shubaily is an Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He currently lectures in the Department of Comparative Jurisprudence, High Institute of Judiciary at Saudi Arabia’s Imam Muhammad ibn Saud Islamic University in Riyadh. He also serves as a Cooperating Professor for the American Open University. Beyond his academic career, Sheikh Dr Yousef has extensive experience in serving on Shariah boards of a number of banks and financial institutions in Saudi Arabia, Bahrain, Kuwait, the United Arab Emirates, Qatar, the United States of America and the United Kingdom. He also performs advisory functions within numerous religious and charitable organisations both within and outside Saudi Arabia. Sheikh Dr Yousef has written many books, academic papers and articles on Islamic jurisprudence and commercial law and has participated in numerous seminars and conventions in related areas. He participates in religious and economic programmes on television and radio in Saudi Arabia and abroad. He obtained a Bachelor’s degree from the Faculty of Shariah and Fundamentals of Islam and a Master’s degree from the Department of Comparative Jurisprudence at Imam Muhammad ibn Saud Islamic University in 1993 and 1996 respectively. In 2001, he was awarded a PhD in Islamic Jurisprudence from the same university.

Mohd Nai'm bin Haji Mokhtar

Sh. Dato' Dr. Haji Mohd Nai'm bin Haji Mokhtar is an Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He is Chief Judge of the Selangor Shariah Court. From 1990 to 1997, he served as a lecturer at the Ahmad Ibrahim Kulliyyah of Laws at the International Islamic University Malaysia (IIUM). He then joined Zulkifli Yong Azmi & Co. as a Shariah lawyer before being appointed as a Shariah judge in 1998. From 2003 to 2004, he was a research officer at the Malaysian Shariah Judiciary Department, Prime Minister’s Department, a Shariah Subordinate Court Judge for Federal Territory from 2007 to 2008 and a Shariah Prosecutor, Federal Territory and a Shariah Officer in 2008. One year later, he served as Director, Family Support Division at the Shariah Judiciary Department of Malaysia before being elevated to Selangor Shariah Chief Judge. He also served as a Visiting Fellow, Islamic Legal Studies Programme at Harvard University’s Law School in the USA and from 2008 to 2009, he was a Chevening Visiting Fellow at Oxford University’s Centre for Islamic Studies. He received his Bachelor of Laws degree from the IIUM, a Master of Laws degree from the University of London, United Kingdom and a PhD in Shariah from Universiti Kebangsaan Malaysia. He also holds a Diploma in Shariah Law and Practice and a Diploma in Administration and Islamic Judiciary from IIUM.

Shafaai bin Musa

Sh. Assoc. Prof. Dr. Shafaai bin Musa is Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He is Currently the Associate Professor at the Ahmad Ibrahim Kulliyyah of Laws at the International Islamic University Malaysia (IIUM) • Chairman of the Shariah Committee at Sun Life Malaysia Takaful Berhad • Formerly the Chief Executive Officer of the Johor Institute of Integrity, Leadership and Training • Executive Director of IIUM’s Centre for Continuing Education • Chief Executive Officer of the International Islamic College cum Chief Executive Officer, International Islamic University Malaysia Higher Education Sdn Bhd • More than fifteen years of experience in teaching Islamic law and jurisprudence and has written several research papers and articles • Executive Director of IIUM’s Centre for Continuing Education • Served on the Shariah Expert Panel for the Department of Islamic Development Malaysia since 2005.

Sudin Haron

Sh. Prof. Dato' Dr. Sudin Haron is an Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He was appointed an Independent Director of CIMB Islamic Bank Berhad on 5 November 2014. He is currently the Chief Executive Officer of the Malaysian Waqaf Foundation. He has published more than 10 books and 70 articles in international journals. Sheikh Professor Dato’ Dr Sudin was the founding Chief Executive Officer of Perbadanan Tabung Pendidikan Tinggi Nasional and in 2006, was appointed Deputy Chief Executive of the International Centre for Education in Islamic Finance. From 2005 to 2006, he was attached to Bank Negara Malaysia (BNM) as a Specialist in the Islamic Banking and Takaful Department. Before joining the Central Bank, he served in various capacities as an academician and administrator at the Universiti Utara Malaysia. Prior to that, he was a banker for more than 12 years, rising to the level of branch manager. He was also a consultant with the Asian Institute of Finance, an organisation established by BNM to elevate human capital in Malaysia’s finance industry. Sheikh Professor Dato’ Dr Sudin sits on the Shariah Advisory Committee for Bank Persatuan Malaysia Berhad and is an Independent Director of Melati Ehsan Holdings Berhad, a company listed on Bursa Malaysia. At the international level, Sheikh Professor Dato’ Dr Sudin was previously Chairman of the International Advisory Panel of the Russian International Centre for Islamic Economics and Finance, and on several occasions, was appointed by the Islamic Development Bank in Jeddah as their resource person for training related to Islamic banking and finance. He wrote the textbook entitled “Islamic Banking and Finance System” which has been translated into Russian, Mandarin and Uzbek. He holds a Bachelor’s (Hons.) degree in Economics from Universiti Kebangsaan Malaysia and an MBA from Northrop University in Los Angeles, USA. His PhD in Economic Studies, Finance and Banking was awarded by the University of New England, Australia.

Mohammad Hashim Kamali

Sh. Prof. Dr. Mohammad Hashim Kamali is an Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He is the Founding Chief Executive Officer of the International Institute of Advanced Islamic Studies, Malaysia. He was Professor of Islamic Law and Jurisprudence at the Ahmad Ibrahim Kulliyyah of Laws, International Islamic University, Malaysia from 1985 to 2004 and Dean of the International Institute of Islamic Thought and Civilisation from 2004 to 2006. He serves on the International Advisory Board of 13 local and international academic journals, has addressed over 200 national and international conferences and has published 31 books and more than 190 academic articles. He is a Senior Fellow of the Royal Academy of Jordan, the Institute for Advanced Study Berlin, Germany and the Afghanistan Academy of Sciences. His works have been translated into Bahasa Malaysia, Bahasa Indonesia, Farsi, Pashto, Dari, Arabic, Bengali, Bosnian, German, Italian, Turkish and Japanese. He is listed in a number of leading Who’s Who in the world. He holds a First Class, Bachelor of Arts (Hons.) degree in Law and Political Science from Kabul University in Afghanistan, Master of Laws degree from the London School of Economics, United Kingdom and a PhD in Islamic Law from the School of Oriental and African Studies, University of London, United Kingdom.

Noor Inayah Yaakub

Prof. Dato' Dr. Noor Inayah Yaakub is an Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. She is Head of the International Institute of Waqf and Islamic Finance Management at Universiti Islam Malaysia. She is also a Professor in the university’s Pusat Kebijaksanaan Sejagat (Global Wisdom Centre). She was admitted to the Malaysian Bar as an advocate and solicitor of the High Court of Malaya in 1996 and in the same year she obtained her Shariah Lawyer Certificate. She practised law with Abraham Ooi and Partners from 1996 to 1997 before joining Universiti Kebangsaan Malaysia as a lecturer in 1998. She has more than 18 years’ experience in teaching Islamic Law, Islamic and Conventional Banking Law, Takaful and Insurance Law, Equity and Trust Law and Business Law and Ethics. She has produced several academic research papers and articles, mainly focussing on Islamic and Conventional Banking Law and Takaful and Insurance Law of which some have been presented in Islamic banking and finance proceedings and conferences and published in Malaysian and international high refereed impact journals. She received her Bachelor of Shariah Laws (Hons.) and Bachelor of Laws (Hons.) degrees from International Islamic University Malaysia and her Master of Comparative Conventional and Banking Laws from the University of Bristol, United Kingdom. Her PhD in Comparative Conventional and Islamic Banking Law of Guarantee was awarded by the University of Manchester, United Kingdom. She holds a certificate of Product Management from the University of Oxford’s Isis Innovation Centre.

Nedham Yaqoobi

Sh. Nedham Yaqoobi is an Member of the Shariah Supervisory Board of CIMB Group Holdings Berhad. He is a Shariah scholar. He sits on the Shariah boards of many Islamic banking and financial institutions globally including the Dow Jones Islamic Market Indexes, the Accounting and Auditing Organisation for Islamic Financial Institutions and the International Islamic Financial Market. He is the author of several articles and publications on Islamic finance and other sciences, in both English and Arabic. He was educated in classical Shariah in his native Bahrain and in Mecca under the guidance of eminent scholars such as Sheikh Abdulla al-Farisi, Sheikh Yusuf al-Siddiqi, Sheikh Muhammed Salehal-Abbasi, Sheikh Muhamed Yasin al Fadani of Mecca, Sheikh Habib-urRahman A. Zaini of India, Sheikh Abdulla bin Al-Siddiq Al-Ghumar of Morocco. Sheikh Dr Nedham Yaqoobi holds a Bachelor of Arts degree in Economics and Comparative Religion and a PhD in Islamic Law from the University of Wales, United Kingdom.