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Credit Agricole SA (CRARY.PK)

CRARY.PK on OTC Markets Group

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26 Sep 2016
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Summary

Name Age Since Current Position

Dominique Lefebvre

54 2015 Chairman of the Board

Philippe Brassac

57 2015 Chairman of the Executive Committee, Chief Executive Officer

Philippe Dumont

56 2015 Deputy Managing Director, Head of the Specialized Financial Services division, Member of the Executive Committee

Xavier Musca

56 2015 Deputy Chief Executive Officer, Member of the Executive Committee

Jack Bouin

62 2015 Deputy Chairman of the Board, Representative of SAS Rue La Boetie

Jerome Grivet

54 2015 Deputy Managing Director, Head of Group Finance Division, Chief Financial Officer and Member of the Executive Committee

Philippe Carayol

59 2011 Chief Executive Officer of Credit Agricole Leasing & Factoring

Michel Goutorbe

56 2013 Chief Executive Officer of Credit Agricole Immobilier

Francois Marion

58 Chief Executive Officer of CACEIS

Pascal Celerier

62 2016 Deputy Managing Director, Head of Operations and Transformation, Member of the Executive Committee

Jean-Pierre Tremenbert

60 2015 Head of Group Compliance, Member of the Executive Committee

Hubert Reynier

54 2015 Head of Group Risks, Member of the Executive Committee

Pierre Minor

63 Head of Legal Affairs

Bertrand Corbeau

50 2016 Deputy Managing Director, Head of Development, Client and Innovation, Member of the Executive Committee

Jean-Yves Hocher

60 2015 Deputy Managing Director, Head of Large Customer division, Member of the Executive Committee

Michel Mathieu

58 2016 Deputy Managing Director, Head of Retail Banking Subsidiaries, Member of the Executive Committee

Yves Perrier

62 2015 Deputy Managing Director, Head of Savings, Insurance and Real Estate division, Member of the Executive Committee

Michel Le Masson

58 Head of Group Control and Audit

Serge Magdeleine

44 Head of Group and Digital Marketing

Benedicte Chretien

2016 Head of Group Human Resources, Member of the Executive Committee

Alban Aucoin

56 2016 Head of Group Public Affairs

Laurent Bennet

2016 Head of Agriculture, Agrifood and Business Services

Bertrand Chevallier

Head of Payments division

Christophe Gancel

2011 Head of Private Banking

Isabelle Job-Bazille

48 2013 Chief Economist

Clotilde L'Angevin

38 Head of Strategy

Giampiero Maioli

60 Head of Credit Agricole S.A. Group for Italy

Marc Oppenheim

49 Head of International Retail Banking

Jerome Brunel

62 2015 Member of the Executive Committee, Secretary General

Frederic Thomas

60 2015 Chief Executive Officer of Credit Agricole Assurances, Member of the Executive Committee

Roger Andrieu

64 2015 Director

Pascale Berger

55 2013 Director, Representative of Regional Bank Employees

Xavier Beulin

58 2011 Director, Representative of Professional Agricultural Organizations

Bernard de Dree

62 2012 Director, Representative of the Work’s Council

Daniel Epron

60 2014 Director

Veronique Flachaire

58 2010 Director

Jean-Pierre Gaillard

56 2014 Director

Francois Heyman

57 2012 Director, Representative of Employees of UES Credit Agricole S.A.

Jean-Paul Kerrien

55 2015 Director

Francois Mace

2013 Non-Voting Director

Christian Moueza

59 2012 Director, Representative of Employees of UES Credit Agricole S.A.

Gerard Ouvrier-Buffet

59 2013 Director

Jean-Louis Roveyaz

65 2012 Director

Renee Talamona

56 2016 Director

Francois Thibault

61 2015 Director

Caroline Catoire

60 2011 Independent Director

Laurence Dors

60 2009 Independent Director

Francoise Gri

58 2012 Independent Director

Monica Mondardini

55 2010 Independent Director

Christian Streiff

61 2011 Independent Director

Francois Veverka

64 2008 Independent Director

Denis Kleiber

Investor Relations Contact Officer

Biographies

Name Description

Dominique Lefebvre

Mr. Dominique Lefebvre has served as Chairman of the Board of Credit Agricole SA since November 4, 2015. Before that, he has been Director of the Company since May 23, 2007 and has been appointed Vice Chairman of the Board, Representative of SAS Rue La Boetie, on May 19, 2010. He is Chairman of the Company's Strategy and Corporate Social Responsibility Committee and Member of the Appointments and Governance Committee. Dominique Lefebvre is a cereal farmer and has held numerous positions within professional agricultural organizations. He got involved in Credit Agricole’s working bodies very early on and, in 1995, was elected Chairman of Credit Agricole de la Beauce et du Perche, now Credit Agricole Val de France (1997). He also holds several national offices. Initially elected a member of the Bureau de la Federation Nationale du Credit Agricole (2004), he became Deputy Chairman in 2008, then Chairman in 2010. On this basis, he was also Chairman of SAS Rue La Boetie, Credit Agricole S.A.’s majority shareholder, before being elected Chairman of Credit Agricole S.A. in November 2015. He is currently Chairman of the Caisse regionale Val de France, Federation Nationale du Credit Agricole and SAS Rue La Boetie, as well as Director of Pays de France Credit Agricole foundation. He is also Chairman of the Finance Commission: Chambre d’agriculture d’Eure-et-Loir and Manager of EARL de Villiers-le-Bois. Previously, he was Chairman of ADICAM (2015), Director of INRA (2014), Chairman of CNMCCA (2015) and Member of Conseil economique, social et environmental (2015).

Philippe Brassac

Mr. Philippe Brassac has served as Chief Executive Officer and Chairman of the Executive Committee of Credit Agricole S.A. since May 20, 2015. He previously was Vice Chairman of the Board of the Company from January 21, 2010 until April 30, 2015. A graduate of the Paris Graduate School of Economics, Statistics and Finance (ENSAE), Philippe Brassac joined Credit Agricole du Gard in 1982. He held several executive offices there before being appointed, in 1994, Deputy Chief Executive Officer of Credit Agricole des Alpes-Maritimes, now Credit Agricole Provence Cote d’Azur. In 1999, he joined Caisse Nationale de Credit Agricole as Director of relations with Regional Banks. In 2001, he was appointed Chief Executive Officer of Credit Agricole Provence Cote d’Azur. In 2010, he also became Secretary General of the Federation Nationale du Credit Agricole and Deputy Chairman of the Board of Directors of Credit Agricole S.A. He is Chairman of Credit Agricole Corporate and Investment Bank, LCL; Director of Pays de France Credit Agricole foundation as well as Deputy Chairman of Executive Committee of the Federation Bancaire Francaise. Previously, he was Director and Deputy Chairman of SAS Rue La Boetie (2015) and Director of Credit Agricole Corporate and Investment Bank, LCL as well as Chairman of Sofipaca Gestion and Sofipaca (2015), among others.

Philippe Dumont

Mr. Philippe Dumont has served as Deputy Managing Director, Head of the Specialized Financial Services division and Member of the Executive Committee of Credit Agricole SA since 2015. He was previously Chief Executive Officer of Credit Agricole Consumer Finance, Member of the Management Committee and Executive Committee from September 2011. He was also the Company's Chief Internal Auditor. From July 31, 2009 to April 1, 2010 he was CEO of Sofinco and Finaref. Between April 1, 2010 and September 2011 he was CEO of Credit Agricole Consumer Finance. He began his career as a civil servant at the Ministry of Economics and Finance, before working for Michel Barnier at the Ministry of the Environment between 1993 and 1995. From 1995 to 1996, he was Francois Fillon’s Deputy Principal Private Secretary at the Ministry of the Post Office, Information and Space Technology. Mr. Dumont joined Credit Agricole SA in 1997 as Head of the Economics, Finance and Tax Department of the Federation Nationale du Credit Agricole, where he became Deputy CEO in April 2004. He was subsequently appointed Inspector General in charge of Internal Audit and a Member of LCL’s Group Management Committee in 2004. He was appointed Group General Inspector of Credit Agricole SA in 2006 and became a Member of the Executive Committee of the Company on October 15, 2008. Mr. Dumont is a graduate of Ecole Nationale du Genie Rural, des Eaux et des Forets, and of the Institut National Agronomique Paris-Grignon. He also holds a Ph.D. in Economics.

Xavier Musca

Mr. Xavier Musca has been Deputy Chief Executive Officer and Member of the Executive Committee of Credit Agricole SA since May 20, 2015. He has previously been Deputy Chief Executive Officer, Head of International Retail Banking, Asset Management and Insurance Business Line, and Member of the Executive Committee of the Company since July 17, 2012. He graduated from the Institut d'Etudes Politiques in Paris and the Ecole Nationale d'Administration (Leonard de Vinci class). He started his career at the General Finance Inspectorate in 1985. After becoming adviser to the head of the Inspection Generale des Finances in 1988, he joined the French Treasury in 1989, and in 1990 became head of the European Affairs Bureau. In 1993, he joined the cabinet of prime minister Edouard Balladur as technical adviser, before returning to the French Treasury in 1995, successively as head of the Financial Market Bureau and then as Deputy Director for Europe and Monetary and International Affairs in 1996 and head of the Division for the Financing of the Economy as of 2000. He was appointed Principal Private Secretary to Francis Mer, Minister of the Economy and Finance, from 2002 and 2004. In 2004, he was made Director General of the Treasury and Economic Policy (DGTPE), a newly created body bringing together the French Treasury, the department of external economic relations and the department for forecasts and economic analysis. He became Deputy Secretary General of the French President's Office in 2009, in charge of economic affairs, becoming Secretary General in 2011. He has been a Knight of the National Order of Merit since 2000 and the Legion of Honor since 2008 and is also a Knight of the Order of Agricultural Merit. Mr. Musca also holds other mandates, including Chairman of CA Consumer Finance, Director of Amundi, CA Assurances, CA Creditor Insurance, Cariparma, Deputy Chairman of Predica, Director, permanent representative of Credit Agricole S.A.: Pacifica; Director of Cap Gemini.

Jack Bouin

Mr. Jack Bouin has been Deputy Chairman of the Board, Representative of SAS Rue La Boetie at Credit Agricole SA since November 4, 2015. He has been Deputy Chairman of the Board since May 5, 2015. He is Member of the Strategy and Corporate Social Responsibility Committee and Member of the Appointments and Governance Committee. Jack Bouin has spent his whole career in Credit Agricole Group, which he joined in 1972. He began at the Credit Agricole de Charente-Maritime where he held different operational responsibilities, in all areas of universal banking. In 1992, he joined the Caisse regionale des Deux-Sevres, where he became Manager. He was appointed Deputy Chief Executive Officer for the Credit Agricole du Morbihan, then Touraine Poitou (2004-2006). Jack Bouin then became Chief Executive Officer of the Caisse regionale du Finistere, then, from 2013, of the Caisse regionale d’Aquitaine. Having held numerous positions in the Group’s subsidiaries, he was elected first Deputy Chairman of the Federation Nationale du Credit Agricole, and, as such, Deputy Chairman of SAS Rue La Boetie – majority shareholder – which he represents at the Credit Agricole S.A. Board of Directors. He is also Chairman of GSO (Grand Sud-Ouest Capital) and Director of Pays de France Credit Agricole foundation. He is also Director of BMA (Bordeaux Metropole Amenagement), Deputy Chairman of Federation bancaire francaise Aquitaine (French Banking Federation) and Secretary of Fondation pour la Culture et les Civilisations du Vin (Foundation for Wine culture and civilisations). Previously, he was Chairman of Credit Agricole Paiements (2015), Director of Foncaris (2015), Credit Agricole Cards & Payments (2015), Fia-Net Europe (2015), LCL (2015), Pacifica (2015), Adicam (2015), Credit Agricole Protection Securite (2015).

Jerome Grivet

Mr. Jerome Grivet has been Deputy Managing Director, Head of Group Finance Division, Chief Financial Officer and Member of the Executive Committee of Credit Agricole SA since May 2015. Prior to that, he served as Chief Executive Officer of Credit Agricole Assurances, Member of the Management Committee and Executive Committee from December 1, 2010. He was also CEO of Predica from September 1, 010 until December 1, 2010 and Deputy CEO of Calyon from 2007 to September 1, 2010. Mr. Grivet began his career with the French civil service. He then became adviser on European affairs to the Prime Minister, Alain Juppe, before joining Credit Lyonnais in 1998 as head of finance and management control for retail banking in France. In 2001, he was appointed head of strategy at Credit Lyonnais and later held the same post within Credit Agricole SA. In 2004 he joined Calyon, where he was head of finance, general secretariat and strategy before being appointed deputy chief executive officer in 2007. Mr. Grivet is a graduate of ESSEC and the Institut d’Etudes Politiques de Paris. He also attended Ecole Nationale d'Administration (ENA) and is a qualified Treasury auditor.

Philippe Carayol

Mr. Philippe Carayol has been Chief Executive Officer of Credit Agricole Leasing & Factoring (CAL&F) at Credit Agricole SA since September 1, 2011. He is also Member of the Extended Executive Committee. He began his career in 1982 at the Charente Regional Bank, since renamed Charente Perigord Regional Bank after a merger with the Dordogne Regional Bank. Head of the corporate market in 1991, then head of the sales network in 1997, he transferred in the latter position to the Gironde Regional Bank in 1999. He was subsequently appointed deputy CEO of the Charente Maritime Deux Sevres Regional Bank in 2002. In 2006, he joined the Aquitaine Regional Bank in the same role until August 2011. Mr. Carayol holds a degree in engineering from Ecole Nationale d'Ingenieurs des Techniques des Industries Agricoles et Alimentaires in Nantes.

Michel Goutorbe

Mr. Michel Goutorbe has served as Chief Executive Officer of Credit Agricole Immobilier at Credit Agricole SA since November 4, 2013. He is also Member of the Extended Executive Management. From April 2011 to November 4, 2013, he was Deputy Chief Executive Officer responsible for customer relations and innovation at Credit Agricole’s National Federation. Michel Goutorbe began his career in 1981 at Groupama Central in Paris as a legal specialist. In 1983, he was appointed Head of Claims at Groupama’s Est-Central Regional Bank in Macon and then as Technical Director for the same entity. Michel Goutorbe joined Credit Agricole group in 1990 as Head of Insurance, managing the insurance subsidiary of the Saone et Loire Regional Bank and then the Ain-Saone et Loire Regional Bank. In early 1995, he was named Head of Marketing for the Centre-Est Regional Bank. He joined the Sarthe Regional Bank in 1996 as Head of Markets and was appointed Head of Sales at the Anjou-Maine Regional Bank in 1998. In 2000, he was named Deputy Chief Executive Officer of the Pacifica property/casualty insurance subsidiary. On January 1, 2006 he became Deputy Chief Executive Officer of the insurance subsidiary Predica and Chairman of Predica Europe, Predica’s Luxembourg subsidiary. From July 2007 to March 2011, he was Chairman of BES Vida and BES Seguros, and Senior Country Officer of Credit Agricole group in Portugal. Michel Goutorbe holds a Master’s in Private Law and a CESA advanced management diploma from the HEC business school.

Francois Marion

Mr. Francois Marion serves as Chief Executive Officer of CACEIS at Credit Agricole SA. He is Member of the Extended Executive Committee. When CACEIS was formed in 2005, Francois Marion was appointed Chairman of the Management Board and then, following a change in governance in 2009, became Chief Executive Officer. He is a member of the extended Executive Committee of Credit Agricole S.A. He spent much of his career at Credit Agricole Indosuez, first at Banque Indosuez, where he joined the Internal Audit department in 1983, moving to New York in 1985 where he was in charge of all the bank’s support functions. In 1992, he was appointed Chief Operating Officer for Asia-Pacific. On his return to Paris in 1997, he was put in charge of overall financial control, budgets and strategic planning at Credit Agricole Indosuez. In 1999, he became a member of the Executive Committee of Credit Agricole Indosuez and Head of the Systems and Operations department. In June 2004, he was appointed Chief Executive Officer of Credit Agricole Investor Services in charge of Financial Services for Institutional Investors at Credit Agricole S.A. Francois Marion is a graduate of HEC international business school.

Pascal Celerier

Mr. Pascal Celerier has been Deputy Managing Director, Head of Operations and Transformation and Member of the Executive Committee at Credit Agricole SA since April 4, 2016. He was Director of the Company from November 2013 to April 4, 2016. He was also Member of the Audit Committee. Pascal Celerier is a graduate of Sciences Po Paris with a Master’s degree in Business Law and a post graduate degree in accounting. He has spent his entire career at Credit Agricole. Having joined Credit Agricole du Loiret in 1977, he occupied the position of Marketing Director there, later becoming Finance and Marketing Director in Haute Savoie. He became Deputy Chief Executive Officer of Credit Agricole of Haute Saone and of the Territoire de Belfort (1991), then Deputy Chief Executive Officer of Credit Agricole de Franche Comte. 1995 saw him appointed Chief Executive Officer of Credit Agricole de la Vendee, and then of Loire Atlantique. In 2002, he became Chief Executive Officer of Credit Agricole Atlantique Vendee. He has been CEO of Credit Agricole de Paris et d’Ile-de-France since 2004. He is also Deputy Secretary General of the FNCA. He serves as Director of SAS Rue La Boetie, CA Technologies & Services (GIE), Coopernic (GIE), IFCAM, SAS CA Paiements, SNC Cards & Payments, Fia-Net Europe, Deputy Secretary General of Federation Nationale du Credit Agricole and Supervisory Board member of SNC Credit Agricole Titres. Previously, he served as non-voting Director of Credit Agricole S.A. (2013), Director of LCL (2011), BFT (2011), BFT Gestion (2011), Synergie Services (GIE) (2013), SAS CAAGIS (2014); Permanent Representative of the Credit Agricole d’Ile-de-France: SNC Synergie (2011), SNC Espace Diderot (2013).

Jean-Pierre Tremenbert

Mr. Jean-Pierre Tremenbert has been Head of Group Compliance and Member of the Executive Committee at CREDIT AGRICOLE SA since 2015. He spent his entire career at Banque Indosuez (later named Credit Agricole Indosuez-CAI), which he joined in 1980, first in the Risk Management division and then Budget and Management Control. In 1987, he moved to the bond markets, followed by the franc-denominated markets division and later carried out various duties within the Risk Management division. In late 1997, he was appointed Head of Market Risks. In 2001, he moved to CPR as Chief Executive Officer and, in 2003, worked on the merger of CAI with Credit Lyonnais’ corporate and investment bank. Since 2004, he has successively managed the Financing and Payment division at Credit Agricole Corporate and Investment Bank (formerly CALYON) and the Organization and Project Management division. He has been the Corporate Secretary of Credit Agricole Corporate and Investment Bank since May 2008 and on November 2011, he was appointed General Inspector of Credit Agricole Corporate and Investment Bank. Jean-Pierre Tremenbert is a graduate of HEC business school and Centre d’Etudes Actuarielles.

Hubert Reynier

Mr. Hubert Reynier has been Head of Group Risks and Member of the Executive Committee of Credit Agricole SA since 2015. He has previously been Head of Group Risk Management and Permanent Controls at Credit Agricole SA since December 1, 2010, as well as Member of the Company's Member of the Management Committee and Executive Committee. He began his career with the French government, moving to BNP in 1992, where he spent most of his career. He was Senior Vice President of the Investment Banking department (New York) between 1993 and 1994, General Manager of the London office in charge of capital markets and asset management, and then Chief Executive Officer of the BNP Group for Belgium and the Netherlands as of 1998. In 2000, Mr. Reynier became special advisor to the Chief Executive Officer of the Commission des Operations de Bourse, before being appointed Head of the Premier Marche and then Head of Transactions and Financial Information in 2001. When the Autorite des Marches Financiers was created in 2004, he became Deputy General Secretary in charge of Regulation and International Affairs. He also chaired the work of the permanent committee of the International Organisation of Securities Commissions, specializing in asset management. He then joined Caisse des Depots et Consignations as Deputy Chief Financial Officer in 2009. Mr. Reynier joined the Credit Agricole SA in June 2010 as Deputy Head of Risk Management and Permanent Control at Credit Agricole SA. Mr. Reynier is a Senior National Auditor and a graduate of the Ecole Nationale d'Administration. He holds a degree from the Institut d’Etudes Politiques in Paris, a diploma in Economics and a Masters degree in Law, both from Paris-Sorbonne University.

Pierre Minor

Mr. Pierre Minor serves as Head of Legal Affairs at Credit Agricole SA. He is Member of the Extended Executive Committee. He began his career in 1982 as a lecturer in French law at Exeter University in the UK. In 1983, he joined Banque Française du Commerce Exterieur as Head of International Legal Affairs and Securities Law. In 1991, he was appointed Deputy Legal Director of the BNP group, with responsibility for French and international financial engineering. In 1998, he became a partner at the law firm Pardieu, Brocas et Maffei, where he headed the department in charge of banking and securities law and financial engineering. Pierre Minor was admitted to the Paris Bar in 1998 and holds a postgraduate diploma in business law and corporate taxation.

Bertrand Corbeau

Mr. Bertrand Corbeau has been Deputy Managing Director, Head of Development, Client and Innovation and Member of the Executive Committee at CREDIT AGRICOLE SA since April 4, 2016. Bertrand Corbeau has spent his entire career at Credit Agricole. After joining Credit Agricole de la Mayenne in 1981, he continued his career at the Anjou-Mayenne Regional Bank, then at the Anjou-Maine Regional Bank, as head of sales. In 2003, he joined Credit Agricole de Franche-Comte as Deputy Managing Director, before taking up the same role at Credit Agricole Val-de-France. In 2007, Bertrand Corbeau became CEO of Credit Agricole de Franche-Comte. In 2010, he became CEO of Federation Nationale du Credit Agricole. Bertrand Corbeau is a graduate of France's Institut Technique de Banque, Institut National de Marketing and INSEAD. He is a Knight of the Order of Agricultural Merit and a Knight of the National Order of Merit in France.

Jean-Yves Hocher

Mr. Jean-Yves Joseph Hocher has been a Deputy Managing Director, Head of Large Customer division and Member of the Executive Committee of Credit Agricole SA since August 31, 2015. He was previously Deputy Chief Executive Officer, Head of Corporate and Investment Bank and Private Banking Activities, Member of the Executive Committee from December 1, 2010 until August 31, 2015. He has been Deputy CEO since October 15, 2008. He has served as Member of the Executive Committee since January 2006. He is also Member of the Company's Extended Executive Committee. He was Member of the Management Committee. Previously, from March 1, 2010, he was Head of Specialized Business Lines (CIB, Asset management, Insurance, Specialized Financial Services, Private banking and Real estate) and before that, from October 15, 2008, he was Head of Development of the Regional Banks, Payment Systems and Insurance. He previously served as Head of Specialized Financial Services as of May 14, 2008, and before that as Head of the Insurance business line, which includes Predica, Pacifica and La Medicale de France from January 2006. He was also Managing Director of Predica. Mr. Hocher was Managing Director of Credit Agricole’s Charente-Maritime Deux-Sevres Regional Bank between September 2001 and January 2006. After spending the first part of his career in the public sector, at the Ministry of Agriculture until 1986 and then as a Special Adviser in the Treasury Department, he joined Federation Nationale de Credit Agricole in 1989. He was Head of Banking Affairs within Federation Nationale de Credit Agricole (FNCA), and he became CEO of FNCA in 1997. Mr. Hocher is a graduate of the Institut National Agronomique Paris-Grignon and the Ecole Nationale du Genie Rural, des Eaux et Forets.

Michel Mathieu

Mr. Michel Mathieu has served as Deputy Managing Director, Head of Retail Banking Subsidiaries and Member of the Executive Committee of Credit Agricole SA since April 4, 2016. He has previously been Deputy Managing Director, Head of Retail Banking division and Interim Head of Operations and Transformation division, Member of the Executive Committee of the Company since August 31, 2015. Before that, he was Member of the Management Committee and Executive Committee and Deputy Chief Executive Officer, Head of Central Functions of Credit Agricole SA from March 1, 2010 until August 31, 2015. He assumed responsibility for Finance, Human Resources, Legal Affairs and Compliance, Information Systems, Strategy and Economic Research, and was also put in charge of Insurance, Asset Management, Real Estate and Private Equity (CAPE) on December 16, 2010. He was previously Member of the Board of Directors of Credit Agricole SA from May 21, 2008 until March 1, 2010. Mr. Mathieu began his career with Credit Agricole in 1983, starting at the Caisse Regionale du Gard, where he first worked an analyst, then as Head of Legal Affairs. In 1990, he was appointed Commitments Director before joining the Caisse Regionale du Midi as Deputy Chief Executive Officer in 1995. He was appointed Chief Executive Officer of the Caisse Regionale du Gard in 1999 and also of the Caisse Regionale du Midi in 2005, ahead of the merger of these two Regional Banks. The merger was completed in 2007, creating the Caisse Regionale du Languedoc, with Mr. Mathieu as its Chief Executive Officer. He also had a seat on the board of Cariparma. He holds a Doctorate in Corporate and Business Law.

Yves Perrier

Mr. Yves Perrier has served as Deputy Managing Director, Head of Savings, Insurance and Real Estate division, Member of the Executive Committee of Credit Agricole SA since 2015. He has previously been Head of Asset Management, Securities and Investor Services, Member of the Executive Committee at the Company. He is Chairman of the Board of CACEIS. After ten years experience in auditing and consultancy, notably with the firms E. Salustro and PA Consulting, Mr. Perrier joined Societe Generale in 1987, where he was appointed Head of Accounting Department, then Financial Controller, and Financial Director. In September 1999 Mr. Perrier joined Credit Lyonnais at the time of its privatization. As a Member of the Executive Committee, he supervised Finance, Risk and Internal Audit. He was also a Board Member of Credit Lyonnais Asset Management. In late 2002, acting on behalf of Credit Lyonnais, he oversaw the financial operation that led to the merger with Credit Agricole. As a Member of Credit Agricole SA’s Executive Committee since June 2003, he simultaneously held the positions of Group Risk Management Director and Chief Operating Officer (COO) of the investment banking division in charge of support functions. On May 1, 2004, he was named Chief Executive of Calyon in charge of structured finance, brokerage, risk and support functions. In 2005, Mr. Perrier took the responsibility of the international network. In September 2007, Yves Perrier was named Head of Asset Management and Institutional Services at Credit Agricole S.A., Chairman and CEO of Credit Agricole Asset Management, and Chairman of the Supervisory Board of CACEIS. Appointed CEO of Amundi on January 1, 2010, he was in charge of implementing the merger. He also supervises Credit Agricole S.A. group’s administrative and custody activities. Additionally, he chairs the College des Investisseurs Institutionnels at Paris-Europlace. He graduated from ESSEC and is a Certified Public Accountant.

Michel Le Masson

Mr. Michel Le Masson serves as Head of Group Control and Audit at Credit Agricole SA. He is also Member of the Extended Executive Committee. He has spent his entire career with the Credit Agricole Group, first at Banque Indosuez, which became Credit Agricole Indosuez, and then CALYON, where he held a number of positions in the risk management, property leasing and asset financing sectors. He was Director of the Budget, before being posted to London in 1997, as Senior Country Officer for the United Kingdom and then, in 1999, European Director at CAI. In 2001, he was also appointed Head of Private Banking. In 2002, he joined Credit Agricole S.A. as Head of International Development, while keeping his responsibilities for Europe at CALYON. In January 2005, he was appointed Head of General Inspection at CALYON. Michel Le Masson is a graduate of HEC international business school and Sciences Po. He also has a degree in law.

Serge Magdeleine

Mr. Serge Magdeleine serves as Head of Group and Digital Marketing at Credit Agricole SA. He is also Member of the Extended Executive Committee. After the beginning of career in the council at Mercer Oliver Wyman (on 1996 - 1999), then as CEO and founder of Empruntis.com (on 1999 - 2001), Serge Magdeleine joined Credit Agricole S.A. as responsible for the online banking, then responsible for the multimedia marketing. In 2006, he joined the Regional Bank of Paris and Ile-de-France as Unit Director Retail and Multi-channel, then, in 2007, the Regional Bank of Credit Agricole Centre-Est as the Head of Business Customers and International Business. He was, since 2010, deputy CEO of the Regional Bank of Credit Agricole Alpes Provence, in charge of the development and was also a Chief Executive Officer of the EIG e-Immo. Serge Magdeleine is awarded a diploma by the French national school of civil engineering (1996) and holder of a MBA of the Middle school of the engineers (1996).

Benedicte Chretien

Ms. Benedicte Chretien has been Head of Group Human Resources and Member of the Executive Committee at Credit Agricole SA since March 14, 2016. She began her career in the Human Resources Department of Axa in 1992, with responsibility for IT roles in insurance. In 1995, she joined the Human Resources team at Axa Investment Managers, the asset management entity of the Axa group. In 1998, she helped set up the private management division at Axa Investment Managers, taking on sales responsibilities. In 2001, She was given particular responsibility for acquisitions and restructuring, reporting directly to the CEO of Axa Investment Managers. In 2003, she returned to Human Resources then was appointed three years later Operational Head of Human Resources at Axa Investment Managers, where she supported the company's globalization in the United States, Europe and Asia. In 2010, she became Global Head of Human Resources at Axa Investment Managers, a member of the Executive Committee and a member of the Board of Directors of Axa Investment Managers Paris. In 2013, she was appointed Head of Human Resources and a member of the Executive Committee of the Edmond de Rothschild group in Geneva. In November 2014, she became Head of International Human Resources at Credit Agricole S.A. She holds a Master's degree in Human Resources from Paris I University.

Alban Aucoin

Mr. Alban Aucoin has been Head of Group Public Affairs at CREDIT AGRICOLE SA since January 1, 2016. He is Member of the Extended Executive Committee. He is also Chief Executive Officer of Federation nationale du Credit Agricole. Alban Aucoin’s career began in 1989, when he joined the Treasury Department of the French Finance Ministry as a deputy in charge of corporate financing procedures. He was later in charge of financial market regulation, UCITS and taxation of savings. In 1993, he was appointed financial advisor by the financial agency of former Soviet satellites in Moscow. In 1995, he returned to the Treasury Department, where he held the position of Head of Office of credit insurance, and later Head of Office of public banking. In 2001, he was appointed Deputy Director in charge of transition to the euro, monetary and banking affairs, before accepting a position in 2002 as financial advisor for the Permanent Representation of France to the European Union. From 2006 to 2008, he performed the duties of Deputy Director-General of public accounts, before being appointed advisor to the Chairwoman of Expertise France (Adetef). In June 2010, Alban Aucoin joined the Federation Nationale du Credit Agricole as Deputy Chief Executive Officer in charge of financial, banking and European affairs. An alumnus of ENA, the National School of Administration in Strasbourg, Alban Aucoin holds a degree from the Institut d’Etudes Politiques in Paris and a Master in economics from Paris I University.

Laurent Bennet

Mr. Laurent Bennet has been Head of Agriculture, Agrifood and Business Services at Credit Agricole SA since March 14, 2016. He is a member of the Extended Executive Committee. Laurent Bennet began his career in 1989 as a Project manager and international relations manager at UPRA France Limousin Selection. In 1992 he joined Credit Agricole du Morbihan, where he worked successively as a Business account manager and Agriculture market manager. In 2001, he was seconded to Credit Agricole's Brittany Federation to develop the farm insurance business before being appointed Deputy Head of credit at the Morbihan Regional Bank. In May 2004, he joined Credit Agricole Pyrenees Gascogne as Head of Business customers and Manager of the Auch site. He then served as Head of sales. In 2009, he was named Deputy CEO of the Savoie Regional Bank. In September 2013, Laurent Bennet was appointed Deputy Head of Group Risk Management and Permanent Controls at Credit Agricole S.A. Laurent Bennet is a graduate of Institut National Agronomique Paris Grignon (PG 86) and Institut Technique de Banque.

Bertrand Chevallier

Mr. Bertrand Chevallier serves as Head of Payments division at Credit Agricole SA. He is Member of the Extended Executive Committee. Bertrand Chevallier began his career in 1989 at Price Waterhouse as a financial auditor, then as a free-lance consultant. In 1992, he joined the Credit Agricole d’ Ile-de-France, working successively as Head of Research at the Finance department, Head of the Accounting and Cost controlling department and Risks General Controller. From 2003 to 2005, Bertrand Chevallier was director of the MidCap corporate banking. In July 2005, he joined Credit Agricole Leasing & Factoring as Deputy Chief Executive Officer, first in charge of Leasing Operations, then in charge of the Leasing activity in France from 2010. In 2011, he was named Chief Executive Officer of Credit Agricole Leasing & Factoring. From 2012 to 2015, Bertrand Chevallier was Deputy Chief Executive Officer of Credit Agricole d’Ile-de-France. Bertrand Chevallier holds degrees from the Ecole Centrale de Paris and the Institut d’Etudes Politiques de Paris.

Christophe Gancel

Mr. Christophe Gancel has been Head of Private Banking at Credit Agricole SA since November 1, 2011. He is also Member of the Extended Executive Committee. After joining the banking commitments division of Banque Indosuez in 1977, Mr. Gancel moved to the major corporates division where he was head of corporate clients from 1980 to 1986. Between 1986 and 1992, he served as director of the Nord Pas-de-Calais region based in Lille, and then director of the Rhones-Alpes division in Lyon. In 1992, he became head of private banking in France at Banque Indosuez. In 1999, he was appointed Chief Executive Officer of Banque de Gestion Privee Indosuez, and remained in this position until 2007, when he became Chief Executive Officer of Credit Agricole Suisse. Mr. Gancel holds a Master's degree in management from Paris University IX Dauphine and is a graduate of the Institut d'Etudes Politiques in Paris.

Isabelle Job-Bazille

Ms. Isabelle Job-Bazille has served as Chief Economist at Credit Agricole SA since February 1, 2013. She is Member of the Extended Executive Committee. Isabelle Job-Bazille started her career at Paribas in 1997 as a country risk analyst in charge of Middle-East/Africa. She joined Credit Agricole S.A. in September 2000 as an economist specialised in Japan and Asia and was put in charge of the Macroeconomic division in May 2005. Between 2007 and 2011 she was seconded on a part-time basis to the Market Research teams at Credit Agricole CIB in Paris and later in London, as part of the Group Economists business line. She has been a member of Predica’s board of directors since September 2012. Isabelle Job-Bazille holds a PhD in economics from Paris X Nanterre Universit.

Clotilde L'Angevin

Ms. Clotilde L'Angevin serves as Head of Strategy at Credit Agricole SA. She is also Member of the Extended Executive Committee. After the beginning of career in the National Institute for Statistics and Economic Studies (on 2003 - 2005), Clotilde L' Angevin joins the Treasury Department as added to the Office Manager of the economic and monetary Policy (on 2005 - 2007). She becomes then a technical adviser for the macroeconomics and the economic forecasts with the Prime Minister, Francois Fillon. On returning to the Ministry of Finance in 2009, she is promoted Office Manager international Diagnosis and forecasts . Since 2011, Clotilde L' Angevin was general secretary of the Club of Paris and Office Manager international Debt at the General management of the Treasury. Clotilde L' Angevin was trained to the Ecole polytechnique (2001), then to the national School of the statistics and the economic administration (2002), and obtained a Master of economics in the London School of Economics (2003).

Giampiero Maioli

Mr. Giampiero Francesco Maioli serves as Head of Credit Agricole S.A. Group for Italy at Credit Agricole SA. He is also Member of the Extended Executive Committee. He began his career in 1979 at Credito Emiliano, then moving to Chemical Bank. In 1992, he joined Cariparma e Piacenza, firstly as head of the division formed from Credito Commerciale, and then as head of marketing, before joining the sales department. He was made deputy CEO in 2003 and then Chief Executive Officer of the bank in 2007 in charge of lending and commercial activities. Mr. Maioli has been Executive Director of Cariparma Credit Agricole since 2010. He holds a degree in economics.

Marc Oppenheim

Mr. Marc Oppenheim serves as Head of International Retail Banking of Credit Agricole SA. He is Member of the Extended Executive Committee. On January 1, 2007, Mr. Oppenheim was appointed marketing director and a member of LCL’s Management Committee. In March 2006, he was appointed director of Project Development and Processes at LCL, reporting to the deputy CEO. He joined Credit Lyonnais in September 1993 as Auditor, before becoming project manager and assistant supervisor at the Internal Audit Department. He was then appointed head of the Retail Branches Division in Saint-Denis (1997), then director of Retail/Self-Employed Markets (1999). He became head of Multi-Channel Contact Centers in Paris in June 2001 as part of the project to set up call centers for Retail/Self-Employed Banking. He was then given responsibility for the Operations Division for Retail/Self-Employed Back Offices (East) and for managing the electronic banking and estate planning processes. Mr. Oppenheim began his career in 1985 with Thomson Grand Public, as assistant to the CFO. He joined Compagnie Generale Maritime as assistant to the Marketing Director in London in 1989, then, in February 1991, he was assigned to the project to set up a network of agents in Asia. Mr. Oppenheim is a graduate of ESSEC Business School (1988).

Jerome Brunel

Mr. Jerome Brunel has served as Member of the Executive Committee and Secretary General of Credit Agricole SA since 2015. From 2005 to 2007, he was the Head of the Regional Banks and the Private Equity Units of Credit Agricole SA. Subsequently, in 2007, he was appointed Head of Private Banking, in addition to his position at the helm of Private Equity. Then from October 15, 2008 to July 31, 2009 he served as Head of Specialized and Financial Services. Later, he was appointed Head of Public Affairs. He has been Member of the Executive Committee since 2007. He joined Credit Lyonnais in late 1990, working as Head of the Business Banking group in the Hauts-de-Seine region (1990-1993), Head of Credit Lyonnais Hong Kong and China and of capital markets activities in Asia excluding Japan (1994 -1997), and Head of Credit Lyonnais Americas in New York between January 1997 and January 2001. Subsequently, he was Head of Human Resources at Credit Lyonnais. After the merger between Credit Agricole SA and Credit Lyonnais in June 2003, he held the position of Head of Group Human and Social Resources at Credit Agricole SA until 2005. Before joining Credit Lyonnais, Mr. Brunel held various posts within France’s local government prefect body between 1980 and 1986 before moving to Paris Hospitals from 1980 to 1990. Mr. Brunel holds a degree from the Institut d’Etudes Politiques in Paris and was awarded with a Master’s degree in Public Law from Universite Paris II Pantheon-Assas. He also graduated from Ecole Nationale d'Administration in 1980 and from INSEAD in 1990.

Frederic Thomas

Mr. Frederic Thomas has been Chief Executive Officer of Credit Agricole Assurances and Member of the Executive Committee at Credit Agricole SA since 2015. He began his course within the Regional Bank of Pas-de-Calais in 1982, when he occupies various functions, among which Director of the Financing from 1993 till 1996 then Director of Networks from 1996 till 2000. By that time, he became Deputy CEO of the Caisse Regionale de Credit Agricole Charente-Maritime Deux-Sevres. In 2007, he became Chief Executive Officer of the Regional Bank of the Credit Agricole Normandie-Seine et President of Credit Agricole Technologies. He is board member of the Adicam since 2010. He is qualified Agricultural engineer of the ENSA Rennes and the holder of a Master Degree of Corporate management.

Roger Andrieu

Mr. Roger Andrieu has been Director of Credit Agricole SA since February 17, 2015. He is Member of the Appointments and Governance Committee at the Company. Farmer/breeder in the Cetes d’Armor, Roger Andrieu was elected Director (1983) then Chairman (1994-2013) of the Caisse locale de Lamballe. From 1999, he entered the Board of Directors of the Caisse regionale des Cotes-d’Armor, where he became first Deputy Chairman (2005), then Chairman (2011). Roger Andrieu also has responsibilities in the Group national working bodies, in particular as Deputy Chairman of the Economy and Territories Commission and within the Group’s specialist subsidiaries. He is Director of Foncaris, SNC CA Titres, SAS Pleinchamp, as well as Manager of SCEA Andrieu, GIE Tralisco, and Director of COFILMO and Director and Treasurer of VIVEA.

Pascale Berger

Ms. Pascale Berger has been Director, Representative of Regional Bank Employees at Credit Agricole SA since May 23, 2013. Pascale Berger holds a DEA (diplome d’etudes approfondies) in business law and a DESS (diplome d’etudes specialisees) in rural law. She spent most of her career at the Caisse regionale de Franche-Comte, first as Portfolio Manager in the Litigation department (1988-1992), then Business manager in the Training department (1992-2005). She became Business Manager in the Permanent Accounting Control department and then an internal auditor. In 2014, she joined the Innovation and Transformation division, with responsibility for the documentary database. She was elected Assistant Secretary of the Caisse regionale de Franche-Comte works council. She is Lead of Chorale Doc (Caisse regionale de Franche-Comte documentary database) and Assistant Secretary of Franche-Comte works council.

Xavier Beulin

Mr. Xavier Beulin has Director, Representative of Professional Agricultural Organizations on the Board of Directors of Credit Agricole SA since September 30, 2011. A cereal, oilseed and dairy farmer by profession, Xavier Beulin was appointed Chairman of the French Federation nationale des syndicats d’exploitants agricoles (FNSEA), a position he has held since 2010. He has various responsibilities in agricultural organizations, notably as First Deputy Chairman of the Chambre regionale d’agriculture du Centre and Chairman of the Conseil economique, social et environnemental du Centre. Firmly committed to the oilseeds and protein sector, he was appointed Chairman of AVRIL Group in 2000. Xavier Beulin was appointed Director of Credit Agricole S.A. by a joint decree by the Minister of the Economy and the Minister of Agriculture. He is Director of CACIF, Deputy Chairman of FDSEA du Loiret and Director of Foundation for World Agriculture and Rural Life (FARM), among others. He previously was Deputy Chairman of Copa-Cogeca (2015) and Assistant Secretary of Chambre regionale d’agriculture du Centre (2014), among others.

Bernard de Dree

Mr. Bernard de Dree has been Director, Representative of the Work’s Council at Credit Agricole SA since June 21, 2012. He works within the Financial Management Division of Credit Agricole S.A. as a Permanent Controls Officer in the Group Risk Management and Permanent Controls Division.

Daniel Epron

Mr. Daniel Epron has been Director of Credit Agricole SA since May 2014. He is also Member of the Strategy and Corporate Social Responsibility Committee and Member of the Compensation Committee at the Company. Daniel Epron is a farmer in the Orne region. He has held a number of elected mandates, especially in the agricultural sector. He was Deputy Secretary General of the young farmers’ Centre, the Centre national des jeunes agriculteurs (1989-1992), a member of the Conseil economique et social regional de Basse Normandie (1989-2013), Chairman of the Chambre regionale d’agriculture de Normandie (1995-2007), and a Local advisor for Basse-Normandie (2001-2004). Chairman of the Caisse locale Credit Agricole de l’Aigle from 1990 to 2005, he has chaired the Caisse regionale of Orne, and then of Normandie (post merger) since 2006. He is Deputy Chairman of the Federation Nationale du Credit Agricole. He also serves as Director of CA Technologies et Services, Cariparma, SAS Rue La Boetie, as well as Manager of GFA de Belzaise and Partner of SCI Samaro. Previously, he was Director of CA Consumer Finance (2014), LCL (2014) and Member of CESER Normandie (2013).

Veronique Flachaire

Mrs. Veronique Flachaire has served as Director of Credit Agricole SA since February 17, 2010. She is also Member of the Company's Risk Management Committee. She is a chemical engineer and graduate of Sciences Po Paris, and has spent her entire career at the Credit Agricole Group. With an executive position in the Caisse regionale du Midi, she was then appointed Deputy Chief Executive Officer of the Caisse regionale du Sud-Ouest. She ran the Inforsud Group and then the Group’s subsidiary dedicated to means of payment (Cedicam) (2004-2007), before joining Credit Agricole S.A. as Director of Relations with Regional Banks. Backed by her diverse range of experience in all areas of banking, she was appointed CEO of the Caisse regionale Charente-Maritime Deux-Sevres in 2009 and has served in the same position in the Caisse regionale du Languedoc since 2012. She is also Chairwoman of Santeffi, Deltager, CA Technologies et Services, CA Paiement and Director of BforBank, CCPMA, HECA, Adicam, Sofilaro. She also serves as Chairwoman of Federation bancaire francaise Languedoc-Roussillon. Previously, she was Chairwoman of Unexo (2012), Director of CA Technologies et Services (2015) and Acticam (2012).

Jean-Pierre Gaillard

Mr. Jean-Pierre Gaillard has been Director of Credit Agricole SA since May 2014. He is Member of the Audit Committee and Member of the Appointments and Governance Committee of the Company. Jean-Pierre Gaillard is a wine grower and Municipal Councillor in Saint-Jean Le Centenier. He has been Chairman of the Caisse locale de Credit Agricole de Villeneuve de Berg since 1993. After having sat on the Board of the Caisse regionale de l’Ardeche, then the Caisse regionale Sud Rhone-Alpes, where he was elected Chairman in 2006. Being particularly committed to local development and environmental economics, he chairs Credit Agricole Group’s Energy and Environment Committee. He holds a number of offices within national bodies and has been Deputy Chairman of the Federation Nationale du Credit Agricole since December 2015. He is also Member of Supervisory Board of CA Titres and Director of LCL, SAS Rue La Boetie. He was previously Director of Banca Popolare FriulAdria (2014), Deputy-Chairman of Credit Agricole Solidarite Developpement (CASD) (2015) and Treasurer of Federation Nationale du Credit Agricole (2015).

Francois Heyman

Mr. Francois Heyman has been Director, Representative of Employees of UES Credit Agricole S.A. at Credit Agricole SA since June 2012. He is Member of the Compensation Committee. Francois Heyman has been a Research and Communication Campaigns Officer in the Group Communication division of Credit Agricole S.A. since 2009. Alongside his banking career, he has served in a number of national trade union roles as representative of the CFDT in the Federation Generale Agroalimentaire, a member of the Conseil economique, social et environnemental, Co-Chairman of Agrica, a supplementary retirement and Social Security group, Director of Arrco, and a member of the Conseil superieur de la Protection sociale agricole.

Jean-Paul Kerrien

Mr. Jean-Paul Kerrien has been Director of Credit Agricole SA since November 4, 2015. He has been Non-Voting Director since May 2015. A farmer specializing in organic vegetable production, Jean-Paul Kerrien has been Chairman of the Caisse locale de Taule since 1996. He has been Director of the Caisse regionale du Finistere since 2006, of which he became Deputy Chairman in 2009 then Chairman in 2012. Reflecting his strong investment in the Group’s agriculture, he has developed several cooperative production and distribution structures. He was a member of the Finistere Chamber of Agriculture (2006-2012), of which he chaired the Agronomy Commission. Jean-Paul Kerrien also has responsibilities in the area of innovation. He is Director of COFILMO, BforBank and Partner at Earl de Kererec, Sarl photovoltadque de Kererec as well as Chairman of Investir en Finistere. Previously, he was Director of HECA (2015) and Employment dispute advisor at the High Court of Morlaix (2013).

Francois Mace

Mr. Francois Mace has been Non-Voting Director of Credit Agricole SA since November 2013. An agricultural engineer (ESA-Purpan), and holder of a post-graduate degree (DEA) in economics and rural law, Francois Mace has spent most of his career in Credit Agricole Group. He served in several operating positions in the agriculture and corporate markets, followed by the Finance and Risk functions at the Caisse regionale du Loiret (which became Centre Loire in 1995). He joined the Caisse regionale du Midi (1998-2001), before moving to the Caisse Val de France as Deputy Chief Executive Officer. An accomplished banker, he was appointed Chief Executive Officer of the Caisses regionales Charente-Perigord (2004-2010), de Champagne-Bourgogne (2010-2012) and Nord de France (since 2012). He is Chairman: SACAM Machinisme, Director: CA Consumer Finance, Camca, Cacif; Member: CA Titres, Uni-Edition. He also serves as Chairman: John Deere Financial, Fonciere de l’Erable, FINORPA SCR; Director: SAS Nacarat, La Voix du Nord and Chairman: FBF Committee Nord-Pas-de-Calais. Previously, he was Chairman: Crelan (formerly Credit Agricole Belge) (2014); Director: Credit Agricole Risk Insurance (2014), Credit Agricole Srbija (Serbia) (2014), Credit Agricole Corporate and Investment (2013) and Director: PRES Bourgogne-Franche-Comte (2012), Competitiveness Cluster VITAGORA (2012), SEM d’Amenagement.

Christian Moueza

Mr. Christian Moueza has been Director, Representative of Employees of UES Credit Agricole S.A. at Credit Agricole SA since June 2012. Christian Moueza has spent the greater part of his career in Credit Agricole S.A. and served in a number of different operating positions in computing and IT systems. An analyst, IT developer, and IT and organizational project manager, he was elected Director representing employees of Credit Agricole S.A. (technical employees). He is IT Resource Manger of SILCA. Previously, he was IT site manager of SILCA (2013) and IT and organizational project manager at Internet & viruses (2014).

Gerard Ouvrier-Buffet

Mr. Gerard Ouvrier-Buffet has been Director of Credit Agricole SA since August 2013. He is Member of the Strategy and Corporate Social Responsibility Committee. Gerard Ouvrier-Buffet has spent almost his whole career in Credit Agricole Group. He acquired comprehensive expertise in all aspects of retail banking working in the Caisse regionale de Haute-Savoie (1982-1992), and Caisse regionale du Midi (1992-1998). Appointed Deputy Chief Executive Officer of Credit Agricole Sud Rhone-Alpes in 1998, he has served as Chief Executive Officer of the Caisse regionale Loire Haute-Loire since 2002. At the same time, he was chairman of the Group’s insurance business line until 2013 and spearheaded the launch and development of the real estate business line. Today he is chairman of Credit Agricole Immobilier. He is Deputy Chairman of the Federation Nationale du Credit Agricole. He is Chairman of the Board of Directors of Cofam, Sircam, Locam, Credit Agricole Immobilier, Deputy Chairman of Federation Nationale du Credit Agricole, Director of SAS Rue La Boetie, SAS Square Habitat Credit Agricole Loire Haute-Loire, Edokial, SA Defitech, SA Chene Vert, Management Board member of SAS Uni-Edition, Supervisory Board member of Credit du Maroc. He is also Director of SACICAP Forez-Velay and Treasurer of Jean-Monnet University Foundation in Saint-Etienne. He previously was Chairman of the Executive Committee of Sacam Aquare Habitat (2014) and Chairman of the Board of Logiciel Immobilier (2014), among others.

Jean-Louis Roveyaz

Mr. Jean-Louis Roveyaz has been a Director of Credit Agricole SA since May 22, 2012. He is Member of the Compensation Committee and Member of the Risk Management Committee. Having completed his higher education studies in agronomy, Jean-Louis Roveyaz took the helm of farming business specializing in cereal production. He also made a firm commitment to developing and expanding the influence of Credit Agricole. In 1992, he became Chairman of the Local Bank in La-Suze-sur-Sarthe, and was then elected Director of the Caisse regionale de la Sarthe, followed by Caisse regionale de l’Anjou et du Maine of which he became Chairman in 2004. Jean-Louis Roveyaz believes in dialogue and progress and as such has held several positions nationally in France in the operating subsidiaries and also in consultation and negotiation working bodies. He is Chairman of, Supervisory Board SEFA, Director and Member of the Compensation Committee and the Appointments Committee of Credit Agricole Corporate and Investment Bank, Director and Member of the Compensation Committee of Cariparma, Director of SAS SACAM Machinisme, Director and Member of the Executive Committee of John Deere Financial and Director and Member of the Audit Committee of SOPEXA. He was previously Chairman of Board of Directors of SAS Pleinchamp (2012), Credit Agricole Home Loan SFH (2012).

Renee Talamona

Ms. Renee Talamona has been Director of Credit Agricole SA since March 8, 2016. She is Chief Executive Officer of the Caisse regionale de Lorraine.

Francois Thibault

Mr. Francois Thibault has been Director of Credit Agricole SA since May 20, 2015. He has been Non-Voting Director since May 2012. He is Member of the Strategy and Corporate Social Responsibility Committee. An agricultural engineer, farmer and viticulturist by profession, Mr. Thibault is a long-standing elected member of Credit Agricole’s working bodies. Chairman of the Cosne sur Loire (Nievre) Local Bank since 1991, he became Director and then Chairman of the Caisse regionale Centre Loire, since 1996. He holds a number of responsibilities in the Group’s national working bodies, in particular as Chairman of Federal Committees, as well as in the specialized subsidiaries. He is Chairman of Caisse regionale Centre Loire, Foncaris, Camca and Camca Courtage, SAS Centre Loire Expansion, SAS Pleinchamp; Director of Credit Agricole Corporate and Investment Bank, Car Centre, CA Bank Polska. He also serves as Partner in Gaec Thibault, GFA Villargeau d’en Haut, GFA de Montour, SCI Loire et Fontbout. Previously, he was Director of CA Consumer Finance (2011), Member of Fireca Strategy Committee (2012) and Chairman of Car Centre (2014).

Caroline Catoire

Ms. Caroline Catoire has been an Independent Member of the Board of Directors of Credit Agricole SA since May 2011. She is also Member of the Company’s Audit Committee. A former student of the Ecole Polytechnique, Caroline Catoire held a number of different positions in the Total Group from 1980 to 1998: within the Economic Research division, the Oil Trading division, and then the Finance division, as Director of Management Control and then Director of Corporate Finance. She then joined Societe Generale and served as the Director of Management Control of the investment bank (1999-2002). She added to her experience in the financial sector, serving as CFO in a number of different companies: Sita France, then Saur Group and Metalor Group. Since December 2015, she has been a consultant in the financial sector. She is Manager of C2A Conseil. Previously, she was Director of Maurel and Prom International (2015), Chief Financial Officer and Executive Committee member of Saur Group (2014), Chief Financial Officer and Executive Committee member of Metalor Group (2015) and Director of Coved, CER, Sedud (2014).

Laurence Dors

Ms. Laurence Dors has served as Independent Director of Credit Agricole SA since May 19, 2009. She is Chairwoman of the Company's Compensation Committee and Member of the Audit Committee and Appointments and Governance Committee of the Company. A former senior civil servant in the French Finance Ministry and former member of the Prime Minister’s staff (1995-1997) and the Ministry of the Economy’s staff (1994-1995), Laurence Dors has spent much of her professional career in international positions and general management in major international groups (Lagardere, EADS, Dassault Systems, Renault). She is the cofounder and a Senior Partner of the consulting firm Theano Advisors (formerly Anthenor Partners). A specialist in governance issues and an independent Director, she sits on the Board of Directors of the Institut francais des administrateurs. She is also Independent Director of Cap Gemini and EGIS SA as well as Senior Partner of Theano Advisors and Director of Institut National des Hautes Etudes de la Securite et de la Justice (INHESJ). She was previously Secretary General and Executive Committee Member of Renault Group (2011).

Francoise Gri

Ms. Francoise Gri has been an Independent Director of Credit Agricole SA since May 22, 2012. She is also a Member of the Company's Strategy and Corporate Social Responsibility Committee as well as Member of the Risk Management Committee. She is a graduate of the Ecole nationale superieure d’informatique et de mathematiques appliques in Grenoble. She began her career in the IBM Group and was appointed Chairman and CEO of IBM France in 2001. 2007 saw her move to Manpower as Chairwoman and CEO of its French subsidiary, before going on to become Executive Vice-President for Southern Europe for ManpowerGroup (2011). An accomplished senior manager with extensive international experience, she then took up the position of Chief Executive Officer of the Pierre&Vacances-Center Parcs Group (2012-2014). She is an independent Director and is also a member of the Corporate Governance High Committee. She also serves as Independent Director of Edenred S.A., WNS Services; Manager of F. Gri Conseil; Independent Director of 21 Centrale Partners and Co-Chairwoman of Comite Sup Emploi, Member of MEDEF Ethics Committee. Previously, she served as Supervisory Board Member of Rexel SA (2013), among others.

Monica Mondardini

Ms. Monica Mondardini has served as Independent Director of Credit Agricole SA since May 19, 2010. She is Chairwoman of the Company's Appointments and Governance Committee. Graduate in economics and statistics from the University of Bologna (Italy), Monica Mondardini has held several executive positions within the publishing (Hachette) and then the insurance sector (Generali) in Italy, Spain and France. In 2009 she joined one of the largest Italian publishing groups, the Gruppo Editoriale l’Espresso, as Deputy Director. While in her current role, she became in 2013 deputy director of CIR S.p.A. a major industrial holding company listed on the Milan stock exchange, which controls Gruppo Editoriale l’Espresso. She is also Chairwoman of Sogefi S.p.A. (CIR Group), Independent Director of Atlantia S.p.A, Trevi Finanziaria Industriale S.p.A. and Director of Kos (CIR Group). Previously, she was Director of Scor SE (2013) and Director of Save the Children Italia (2014).

Christian Streiff

Mr. Christian Streiff has been Independent Member of the Board of Directors of Credit Agricole SA since May 2011. He is also Member of the Company’s Compensation Committee and Member of the Risk Management Committee. A graduate of the Ecoles des Mines, Christian Streiff spent much of his career at Saint-Gobain where he held various executive positions in Europe before being appointed Chief Executive Officer of the Group. In 2008, he became Executive Chairman of Airbus and a member of the EADS Executive Committee. Christian Streiff then went on to join PSA Peugeot Citroen where he served as Chairman of the Management Board, a position he occupied until 2009. With his industrial and international experience, he is now Deputy Chairman of the Safran Group, and shareholder in three start-ups: Expliseat, Optireno and Astra. He is also Chairman of CS Conseils and Director of Expliseat as well as Director of Fondation pour la Recherche sur les AVC (Stokes Research Foundation). He was previously Director of Finmeccanica S.p.A. (Italy) (2013), Thyssen-Krup (Germany, 2006-2015) and Director of Bridgepoint (UK, 2015).

Francois Veverka

Mr. Francois Veverka has served as Independent Director of Credit Agricole SA since May 21, 2008. He is also Chairman of the Company's Risk Management Committee, Chairman of the Audit Committee and Member of the Strategy and Corporate Social Responsibility Committee and Compensation Committee. A graduate of ESSEC and former ENA student, Francois Veverka held a number of different positions in the public economic sphere, notably in the French Ministry of Finance and the Commission des operations de bourse. He then went on to take up executive positions in Standard & Poor’s (1990-2006) where his role involved working with the French regulatory and supervisory authorities on all matters relating to banking and financial markets. He was then appointed Chief Executive Officer of Compagnie de Financement Foncier, before going on to become a banking and finance consultant. He is Director of LCL, Credit Agricole Corporate and Investment Bank as well as Non-Voting Director of Amundi. He is also Chairman of the Supervisory Board of Octofinances. Previously, he was Teacher at ESCP-EAP (2012) and Ecole polytechnique federale de Lausanne (2012), among others.

Denis Kleiber