People: NB&T Financial Group Inc (NBTF.PH)

NBTF.PH on Philadelphia Stock Exchange

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Summary

Name Age Since Current Position

Timothy Smith

62 2006 Independent Chairman of the Board of the Company and the Bank

John Limbert

65 2006 President, Chief Executive Officer, Director of the Company and the Bank

Craig Fortin

52 2003 Chief Financial Officer, Senior Vice President

Walter Rowsey

64 2006 Senior Vice President, Loan Operations Manager

William Argabright

41 2007 Senior Vice President - Retail Bank Operations of the Bank

Keith Kral

41 2012 Senior Vice President, Senior Loan Officer of the Bank

Howard Witherby

57 1992 Senior Vice President - Operations Division Manager of the Bank

Charles Dehner

65 1989 Secretary, Independent Director

S. Craig Beam

61 1990 Independent Director

Daniel DiBiasio

63 2001 Independent Director

G. David Hawley

65 2000 Independent Director

Brooke James

40 2005 Independent Director

D. Jeffery Lykins

52 2005 Independent Director

Biographies

Name Description

Timothy Smith

Mr. Timothy L. Smith is Independent Chairman of the Board of NB&T Financial Group Inc and The National Bank and Trust Company, subsidiary of the company. He was the President and Chief Executive Officer of the Company and the Bank from 1989 until March 20, 2006, and has been the Chairman of the Board of both NBTF and the Bank since May 2000.

John Limbert

Mr. John J. Limbert is the President, Chief Executive Officer and a Director of NB&T Financial Group Inc and The National Bank and Trust Company, subsidiary of the company, since March 20, 2006. From 2003 until March 2006, Mr. Limbert was the President and CEO and a director of CSB Bancorp, Inc., and The Commercial & Savings Bank, located in Millersburg, Ohio. Mr. Limbert provides the board with his 40 years of career experience working with financial institutions in the State of Ohio. This experience includes working with a regional bank, small community banks and service companies to financial institutions.

Craig Fortin

Mr. Craig F. Fortin is the Chief Financial Officer, Senior Vice President of NB&T Financial Group Inc since January 2003. He has been the Chief Financial Officer, Senior Vice President and Cashier of the Bank since December 2002.

Walter Rowsey

Mr. Walter H. Rowsey is the Senior Vice President, Loan Operations Manager of NB&T Financial Group Inc., since August 2006. He has been the Senior Vice President, Branch Administration of the Bank since 1993.

William Argabright

Mr. William Keith Argabright is Senior Vice President - Retail Bank Operations of The National Bank and Trust Company, subsidiary of NB&T Financial Group Inc., since July 2007. He has been the Regional Manager of Citizens Bank in Green Bay, Wisconsin, from April 2004 to July 2007. (Citizens Bank is not a parent, subsidiary or other affiliate of NBTF).

Keith Kral

Mr. Keith A. Kral is Senior Vice President, Senior Loan Officer of the The National Bank and Trust Company, a subsidiary of NB&T Financial Group Inc. He was Vice President-Business Banker of PNC Bank, N.A. in Cincinnati, Ohio from March 2006 to November 2012. (PNC Bank, N.A. is not a parent, subsidiary or other affiliate of NBTF).

Howard Witherby

Charles Dehner

Mr. Charles L. Dehner is Secretary, Independent Director of NB&T Financial Group Inc. He was the Executive Vice President of NBTF from 1993 until January 2003, Treasurer of NBTF from 1984 until January 2003 and Executive Vice President of the Bank from 1991 until January 2003.

S. Craig Beam

Mr. S. Craig Beam is Independent Director of NB&T Financial Group Inc. He has been a member of Thorobeam Farm, LLC., a thoroughbred horse business, since December 2006, and private investor since retirement in 1999. Mr. Beam is also a member of the Wilmington College Board of Trustees. Mr. Beam sold his business and has been active in the local community since his retirement. Mr. Beam provides the board insight regarding community activities and small business operations.

Daniel DiBiasio

Dr. Daniel A. DiBiasio is Independent Director of NB&T Financial Group Inc. He has been the President of Wilmington College since 1995. Dr. DiBiasio holds numerous leadership positions in statewide and national higher education organizations, including the Ohio Foundation of Independent Colleges, the Association of Independent Colleges and Universities of Ohio, the Greater Cincinnati Consortium of Colleges and Universities and the NCAA Division III President’s Council. As the President of Wilmington College, Dr. DiBiasio provides the board with insight to one of Clinton County’s most influential and visible employers, as well as one of the Bank’s customers for both loans and deposits.

G. David Hawley

Dr. G. David Hawley is Independent Director of NB&T Financial Group Inc. He has been the Presbyterian Minister of the Indian Hill Episcopal/Presbyterian Church in Cincinnati since April 2003. In addition, he is a member of the Wilmington College Board of Trustees. Dr. Hawley provides the Board with prior experience on another local financial institution board. Additionally, Dr. Hawley provides insight and experience with philanthropic and non-profit organizations in the communities the Bank serves.

Brooke James

Ms. Brooke W. James is Independent Director of NB&T Financial Group Inc. She has been Business Administrator for WMSALL Farms, her family’s farming operations since 1999, and was a teacher at the Columbus School for Girls from 2002 through 2005.

D. Jeffery Lykins

Mr. D. Jeffery Lykins is Independent Director of NB&T Financial Group Inc. He has been the president of the Lykins Companies, a petroleum marketing company, since 2000. Mr. Lykins also serves on the Boards of the Ohio Petroleum Marketers and Convenience Store Association and Petroleum Marketers Associations of America. Mr. Lykins also serves as President of the Clermont County Improvement Corporation. Mr. Lykins provides the board with his experience as president of a medium-sized business operation and knowledge of Clermont County businesses and customers.

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