People: National Commercial Bank Jamaica Ltd (NCJ)

NCJ on New York Consolidated

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Summary

Name Age Since Current Position

Michael Lee-Chin

Non-Executive Chairman of the Board

Yvonne Clarke

Group Chief Financial Officer

Patrick Hylton

2004 Group Managing Director, Executive Director

Dennis Cohen

2006 Deputy Group Managing Director, Executive Director

Dave Garcia

Company Secretary, General Manager - Legal, AML and Corporate Compliance

Rickert Allen

Senior General Manager - Group Human Resources

Septimus Blake

2004 Senior General Manager - Treasury, Correspondent Banking & Card Services

Howard Gordon

2012 Senior General Manager - Group Operations and Technology

Audrey Henry

2008 Senior General Manager - Retail Banking

Sheree Martin

2012 General Manager - Marketing, Communications and Service Delivery Division and Chief Executive Officer of NCB Foundation

Marjorie Seeberan

General Manager - Corporate Banking

Allison Wynter

General Manager - Credit & Risk Management

Ffrench Campbell

2004 Senior Assistant General Manager - Facilities and Services

Steven Gooden

Deputy Chief Executive Officer of NCB Capital Markets Limited

Vernon James

General Manager of NCB Insurance Company Limited

Robert Almeida

2008 Non-Executive Director

Wayne Chen

Non-Executive Director

Sandra Glasgow

Non-Executive Independent Director

Sanya Goffe

2011 Non-Executive Independent Director

Noel Hylton

Non-Executive Independent Director

Thalia Lyn

Non-Executive Independent Director

Alvin Wint

Non-Executive Independent Director

Lennox Channer

Assistant General Manager - Group Investor Relations

Biographies

Name Description

Michael Lee-Chin

Honorable Michael A. Lee-Chin, OJ, LL.D., B.Sc., is Non-Executive Chairman of the Board of National Commercial Bank Jamaica Limited. He is the Chairman and Chief Executive Officer of AIC Limited and Chairman of NCB Jamaica Ltd. He has over 32 years experience in financial services, having founded the Canadian Mutual Fund company, AIC Ltd. He holds a Bachelor’s degree in Civil Engineering from the McMaster University in Canada and has received honorary Doctor of Laws degrees from McMaster University; the University of Toronto; the Northern Caribbean University Mandeville, Jamaica; the Wilfrid Laurier University School of Business & Economics, Waterloo, Canada; University of the West Indies and York University. He has received several prestigious awards in the areas of business and community service including the 2004 International Humanitarian Award from the American Friends of Jamaica. He was awarded the Order of Jamaica, for service in business and philanthropy, in October 2008.

Yvonne Clarke

Ms. Yvonne M. Clarke is Group Chief Financial Officer of National Commercial Bank Jamaica Limited. She is responsible for Financial Reporting, Taxation and Regulatory Reporting for National Commercial Bank Jamaica Limited and its subsidiaries. She is also responsible for monitoring the performance of the organization against strategy and budget and ensuring that strategic and operational objectives are achieved in the most effective and efficient manner. She is a member of the Accounting Standards Committee of the Insitute of Chartered Accountants of Jamaica.

Patrick Hylton

Mr. Patrick A. A. Hylton, A.C.IB., B.B.A., CD, is Group Managing Director, Executive Director of National Commercial Bank Jamaica Limited. He is Chairman of NCB Capital Markets Limited and Harmonisation Limited and he sits on several boards including the Caribbean Information and Credit Rating Services (CariCRIS). Director of NCB (Cayman) Limited, NCB Capital Markets (Cayman) Limited, NCB Remittance Services (Cayman) Limited, Data-Cap Processing Limited, NCB Insurance Company Limited and West Indies Trust Company Limited.

Dennis Cohen

Mr. Dennis G. Cohen, F.C.A., F.C.C.A., B.Sc., is Deputy Group Managing Director, Executive Director of National Commercial Bank Jamaica Limited. He is charged with overseeing a number of the Bank’s Business Segments comprising, corporate, treasury and retail which includes the electronic banking and merchant sales business. He is also responsible for ensuring an integrated approach is taken by the Bank and its Subsidiaries in managing customer relationships and product delivery across the NCB Group. He has served as a member of the Public Accountancy Board and on a number of Jamaica Bankers’ Association Committees. He was also a Council Member of the Jamaica Securities Dealers Association. He is a Director of a number of subsidiares of NCB Jamaica Ltd., including NCB (Cayman) Ltd., NCB Capital Markets Ltd., NCB Insurance Company Ltd., West Indies Trust Company Ltd., Mutual Security Insurance Brokers Ltd. as well as a director of Advantage General Insurance Company Ltd.

Dave Garcia

Mr. Dave L. Garcia is Company Secretary, General Manager - Legal, AML and Corporate Compliance of National Commercial Bank Jamaica Limited. He is responsible for providing the Bank and its subsidiaries with general advice, leadership and direction on all legal and regulatory matters. He is charged with overseeing the operations of the organisation’s General Counsel Division and guiding the Group’s legal strategy in its drive towards becoming the most dominant financial institution in the region. His role also encompasses interaction and communication with External Counsel acting on behalf of the NCB enterprise and is a graduate of the Osgoode Hall Law School, York University, having obtained a Master of Laws degree for studies in Corporate Law. He was awarded a Bachelors of Laws degree from the University of the West Indies and a Legal Education Certificate from the Norman Manley Law School.

Rickert Allen

Mr. Rickert George Allen is Senior General Manager - Group Human Resources of National Commercial Bank Jamaica Limited. His core mandates are the development and direction of strategies for the effective and efficient management of the human capital of the NCB Group in keeping with the organisation’s strategic direction, in order to create a work environment conducive to high levels of employee productivity, engagement and customer service excellence. In addition to serving on several boards, he is a Chartered Fellow of the Chartered Institute of Personnel Development and 2nd Vice President of the Jamaica Employers’ Federation (JEF).

Septimus Blake

Mr. Septimus Blake is Senior General Manager - Treasury, Correspondent Banking & Card Services of National Commercial Bank Jamaica Limited. He has portfolio responsibility for the management of interest rate, liquidity and foreign exchange risk as well as management of local financial institutions and correspondent banking relationships. He is a member of NCB’s Group ALCO (Asset and Liability) Committee and serves on the Investment and Investment Management Committees of NCB Capital Markets Ltd., NCB Insurance Company Ltd. and NCB Cayman. He also serves as Director on several boards.

Howard Gordon

Mr. Howard Gordon is Senior General Manager - Group Operations and Technology of National Commercial Bank Jamaica Limited. With oversight for the Network Operations Division, is charged with reengineering the operating processes and practices to support the group’s customer service strategies, implementing initiatives to promote operational efficiency across the NCB Group and the creation of an operations environment consistent with international banking practices to support the group’s risk, sales and service strategies. Mr. Gordon is a graduate of the Manchester School of Business at the University of Manchester, where he earned his MBA degree, and is an Associate of the Chartered Institute of Bankers (ACIB) London.

Audrey Henry

Ms. Audrey Tugwell Henry is Senior General Manager - Retail Banking of National Commercial Bank Jamaica Limited. On June 2, 2008, as Senior General Manager of the Retail Banking Division, is responsible for providing strategic leadership to the Retail Banking Division where she is required to implement initiatives that will allow the business to achieve its targeted growth and profitability as well as evaluate the market trends and needs both locally and internationally in order to develop a wide array of banking solutions to meet consumer needs. Ms. Tugwell Henry is a graduate of the University of the West Indies with a Masters of Business Administration degree in General Management. She serves on a number of boards including NCB Remittance Services (U.K.) Ltd., and J.E.T.S. Ltd.

Sheree Martin

Ms. Sheree Martin is General Manager - Marketing, Communications and Service Delivery Division and Chief Executive Officer of NCB Foundation of National Commercial Bank Jamaica Limited. She is charged with oversight of all the marketing and communications activities for the Group, reporting directly to the Group Managing Director. Ms. Martin holds an MBA degree with Distinction in Banking and Finance, and a Bachelor of Arts degree in Language and Literature from the University of the West Indies. She provides leadership in the area of the Group’s strategic marketing, public relations, and corporate philanthropic focus, in order to ensure effective positioning of the NCB corporate image, brands and products. She is the CEO of the N.C.B. Foundation and a Director of RISE Life Management Services.

Marjorie Seeberan

Ms. Marjorie Seeberan is General Manager - Corporate Banking of National Commercial Bank Jamaica Limited. She provides overall management for the Division which serves over 200 groups of companies, institutions and government agencies as lender and preferred arranger and underwriter of structured financings. Core activities include lending, deal origination, structuring, negotiation and execution of transactions to serve customers’ financing needs. Her core responsibilities also include the recruitment and development of a small group of experienced, dedicated professionals who deliver NCB’s high-end products and services to the nation’s Blue- Chip customers.

Allison Wynter

Ms. Allison Wynter is General Manager - Credit & Risk Management of National Commercial Bank Jamaica Limited. She has responsibility for the identification, assessment, measurement, monitoring and shared-management of the principal risks faced by the Group with particular emphasis on credit risk and market risk. She holds an MBA degree in Finance from the University of Manchester, an MSc degree in Accounts and a Bachelor of Arts (Honors) degree from the University of the West Indies. She is a member of the Bank’s Credit Committee, Group ALCO (Asset & Liability) Committees and serves on the Investment Committee of NCB Insurance Company Ltd., and the Risk Management Committees of NCB Capital Markets Ltd. and NCB Cayman Ltd. She is also a member of the Accounting Standards Committee of the Institute of Chartered Accountants of Jamaica.

Ffrench Campbell

Major Ffrench Campbell is Senior Assistant General Manager - Facilities and Services of National Commercial Bank Jamaica Limited. In this capacity, he is charged with the management of all facilities, which includes all construction projects, the acquisition and disposal of buildings, lands and equipment; the ongoing maintenance of all buildings and equipment that support the business and mechanical and electrical systems. He also oversees the security, safety, environmental and centralized purchasing portfolios for the Group. He holds a Bachelors degree in Engineering from the Royal Military College of Science of Cranfield University in the United Kingdom, and an Executive MBA degree from the University of the West Indies.

Steven Gooden

Mr. Steven Gooden is Deputy Chief Executive Officer of NCB Capital Markets Limited of National Commercial Bank Jamaica Ltd. He is charged with driving the performance of the company’s wealth management, asset management and investment banking business lines. With seven years experience at the senior management level, his background also includes research, unit trust management, structured products, private equity, corporate finance and mergers & acquisitions. Steven is a holder of the Chartered Financial Analyst (CFA) designation, has a Master’s degree in Finance and Economics, a Bachelor’s degree in Economics and Accounting, and has won many local awards in the areas of research and portfolio management. He is a director of NCB Capital Markets and serves as Treasurer of the Jamaica Securities Dealers Association and the Wolmer’s Old Boys Association.

Vernon James

Mr. Vernon James is General Manager of NCB Insurance Company Limited of National Commercial Bank Jamaica Ltd. He has overall responsibility for the strategic leadership of NCB Insurance Company Limited. He is also the Vice President of Sales and Corporate Client Services at NCB Capital Markets Limited (NCBCM) where he has responsibility for the sales team. The market share for NCBCM products, particularly the Repurchase Agreements grew significantly, under his stewardship, by over $30 billion. Vernon holds a Master of Science Degree in Financial Mathematics from the Warwick University in England and a Bachelors Degree in Mathematics from the University of the West Indies. He has also served in various capacities at Scotia Investments and was the Assistant Vice President for Equity Trading and Stock Brokerage Services, up to the time of his departure in 2008.

Robert Almeida

Mr. Robert Wilfred Almeida is Non-Executive Director of National Commercial Bank Jamaica Limited. He is the Executive Director of AIC Global Holdings Inc. He is a Chartered Accountant and has over 21 years of experience as an investor and a business professional, having worked in Canada, the USA and the Caribbean. He served as an executive at Canadian Imperial Bank of Commerce, one of Canada’s banks and at Loblaw Companies Ltd., Canada’s retailer where he was responsible for strategy and development which was integral in Loblaw’s entry into financial services. Mr. Almeida has a Bachelor of Commerce degree from the University of Toronto.

Wayne Chen

Mr. Wayne Christopher Chen, LL.B. (Hons.) is Non-Executive Director of National Commercial Bank Jamaica Limited. He holds an LL.B (Hons.) degree from the University of the West Indies and is the Chief Executive Officer of Super Plus Food Stores. He is the recipient of several national awards including the Jamaican Institute of Management Young Entrepreneur for 1997 and the Jamaica Observer Business Leader of the Year 1998. He is the President of the Jamaica Employers’ Federation. Mr. Chen sits on several Boards and is the Chairman of NCB Insurance Company Ltd., West Indies Trust Company Ltd. and NCB (Cayman) Ltd. He is also a Director of AIC (Barbados) Ltd. and Chairman of the Urban Development Corporation, National Land Agency and the National Gallery of Jamaica.

Sandra Glasgow

Mrs. Sandra Alecia Carol Glasgow, B.Sc., M.B.A., is Non-Executive Independent Director of National Commercial Bank Jamaica Limited. She is the Chief Executive Officer of the Private Sector Organisation of Jamaica (PSOJ) and a member of the Board of Directors of several companies including the National Export-Import Bank (Ex-IM), the Planning Institute of Jamaica, the GraceKennedy Foundation and the Jamaica Productivity Centre. She has been certified as a Director by the Commonwealth Association for Corporate Governance (CACG) and a Trainer of Trainers in Corporate Governance Board Leadership by the International Finance Corporation (IFC). She was Jamaica’s Eisenhower Fellow in 2000. She has a Bachelor’s Degree in Applied Zoology and Applied Botany and an MBA from the University of the West Indies.

Sanya Goffe

Ms. Sanya M. Goffe, LL.B (Hons), is Non-Executive Independent Director of National Commercial Bank Jamaica Ltd. She is Attorney-at-Law and Partner of the law firm Hart Muirhead Fatta. Areas of practice include Corporate Commercial, Pensions and Intellectual Property Law. Member of the Jamaican Bar Association, Convenor of the Intellectual Property Committee, Chairperson of the Publications Committee and Director of the Pension Funds Association of Jamaica and the Jamaica Railway Corporation. Co-founder of the Adult Learning Centres of Jamaica, a non-profit organisation committed to improving the literacy and numeracy of adults in Jamaica. A former Commissioner of the Fair Trading Commission, her practice also encompasses consumer and competition law as well as general corporate law. Frequent speaker on subjects including the protection and enforcement of intellectual property rights, anti-counterfeiting, brand protection as well as consumer and pension law issues.

Noel Hylton

Honorable Noel A. A. Hylton, OJ., Hon. LL.D., CD, J.P., is Non-Executive Independent Director of National Commercial Bank Jamaica Limited. He is the Chairman and the President & Chief Executive Officer of The Port Authority of Jamaica. He is the recipient of the national awards of Commander of the Order of Distinction (C.D.) and the Order of Jamaica (O.J.) for service to the growth and development of the shipping industry. He has received various awards, including conferment of the Honorary Degree of Doctor of Laws (Hon. LL.D.) by the University of the West Indies and the designation of “Caribbean Luminary” by the American Foundation for the University of the West Indies, for contribution to the Caribbean. He is a Director of Jamaica Producers Shipping Limited and Medical Associates Limited.

Thalia Lyn

Mrs. Thalia Geraldine Lyn is Non-Executive Independent Director National Commercial Bank Jamaica Limited. She holds a Bachelor’s Degree from Manhattanville College in the United States of America. She was a teacher and a licensed stockbroker, as well as Marketing Manager for one of the Mutual Fund companies in Canada. She founded and is presently CEO of the Island Grill chain of QSC restaurants. She is a Director of Jamaica Macaroni Factory Ltd., Consolidated Bakeries Ltd., Port Royal Patties (UK) and Jamaica Trade & Invest (JAMPRO). She also serves as Chairman of the N.C.B. Foundation, and sits on the Boards of St. Patrick’s Foundation, Mustard Seed Communities and United Way. In 2004, she was appointed Jamaica’s Honorary Consul General to the Kingdom of Thailand.

Alvin Wint

Professor Alvin G. Wint, B.Sc., M.B.A., D.B.A., is Non-Executive Independent Director of National Commercial Bank Jamaica Limited. He is a Professor of International Business and a Pro Vice Chancellor at the University of the West Indies. He currently serves on the board of directors of Jamaica Producers Group, the Caribbean Policy Research Institute and the Planning Institute of Jamaica, and member of NCB subsidiares. He is a former Chairman of the Statistical Institute of Jamaica and former director of the Bank of Jamaica, Jamaica Promotions Corporation and the Jamaica Exporters Association. Prof. Wint has a BSc degree and an MBA degree in Finance. He also received his Ph.D. degree in International Business from Harvard University.

Lennox Channer

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