Profile: EZCORP Inc (EZPW.O)
7 Mar 2014
EZCORP, Inc., incorporated on May 18, 1989, is engaged in delivering instant cash solutions to customers across channels, products, services and markets. The Company offers customers multiple ways to access instant cash through over 1,400 locations and branches across the United States, Mexico, Canada and the United Kingdom. Products are offered through four primary channels: in-store, online, worksite and through a mobile platform. It provides a variety of instant cash solutions, including collateralized, non-recourse loans, known as pawn loans, and a variety of short-term consumer loans, including single-payment and multiple-payment unsecured loans and single-payment and multiple payment auto title loans. In some United States locations (primarily in Texas), the Company does not offer loan products themselves, but rather offer credit services to help customers obtain loans from independent third-party lenders.
As of June 30, 2013, the Company operated a total of 1,424 locations, consisting of 494 United States pawn stores (operating primarily as EZPAWN or Value Pawn & Jewelry), seven United States buy/sell stores (operating as Cash Converters), 292 pawn stores in Mexico (operating as Empeno Facil), 492 United States financial services stores (operating primarily as EZMONEY), 32 financial services stores in Canada (operating as CASHMAX), 36 buy/sell and financial services stores in Canada (operating as Cash Converters), 19 buy/sell stores in Mexico (operating as TUYO) and 52 financial services branches in Mexico (operating as Grupo Finmart). The Company also owns approximately 30% of Albemarle & Bond Holdings, PLC (‘Albemarle & Bond’), engaged in pawnbroker businesses with 233 stores as of December 31, 2012, and approximately 33% of Cash Converters International Limited, which is based in Australia and franchises and operates a worldwide network of approximately 700 locations that provide financial services and buy and sell second-hand goods. It also owns the Cash Converters master franchise rights in Canada and is the franchisor of eight stores.
1901 Capital Parkway
AUSTIN TX 78746