Jinheung Mutual Savings Bank Co., Ltd. (the Bank) is a Korea-based mutual savings bank serving small- and medium-sized enterprises and individuals. The Bank offers a range of financial products and services such as deposit service and loan service. Its deposit service includes savings for workers' preference, fixed deposits, credit installments, fixed installments and cover bills. The Bank's loan service includes loans under credit line, discount of bills, common loans, integrated passbook loans, secured loans and other financial services.