Wing Hang Bank, Limited (the Bank) is a Hong Kong-based holding company engaged in commercial banking and related financial services. The Bank operates in four segments: Retail banking, Corporate banking, Treasury activities and Other business. Retail banking activities include acceptance of deposits, residential mortgages, hire purchase and consumer loans. Corporate banking activities include advance of commercial and industrial loans, trade financing and institutional banking. Treasury activities include foreign exchange services, management of investment securities and trading activities. Other business activities include insurance businesses, stockbroking activities and services for retirement schemes. The Bank has a network of 41 branches in Hong Kong.